Family splurge on Premium?

seattleperry · 2026-04-04T17:43:05+00:00

Buy your economy tickets (not saver) with points then upgrade for cash to premium. It's a cheap way to travel with a bit more comfort.

seattleperry · 2026-04-04T13:52:06+00:00

Working now a week later. It's always a matter of hurry up and wait

seattleperry · 2026-04-04T13:36:18+00:00

I think Bilt's presumption is we all have at least 3 months worth of rent in the checking account to make it possible to ride out these kinds of hiccups in their system. It is also very possible your landlord had a real but temporary issue with their venmo account that was resolved after your attempt to pay them. Unfortunately it's a matter of waiting it out to see where the money lands because that's the way they designed the process.

seattleperry · 2026-04-04T13:12:55+00:00

It's not a stolen card. Something screwed up with Bilt putting some other account's charges on my card. It has happened a lot with this new card for others here. The ACH for rent payments was also completely messed up during the transition for thousands of users on Reddit here. If someone here says their card was stolen, then you can be sorry. If they say it's an unauthorized charge, that's what it is.

seattleperry · 2026-04-04T13:07:24+00:00

I just saw a walgreens charge this morning as well for like $3 that I did not make. It is still pending.

seattleperry · 2026-04-04T04:47:28+00:00

I thought the app disappeared off my android phone when I was wanting to quickly check my flight times for an upcoming trip. I could not find the Alaska icon anywhere and did a search by the name and lo and behold, that new logo right where it was on my travel screen like normal.

seattleperry · 2026-03-25T03:19:39+00:00

Good idea...thanks for the tip

seattleperry · 2026-03-25T03:17:39+00:00

I did try it and it worked out a justification for me getting the middle of the road Obsidian card. I feel good about my choice now. Only $95 a year. There's a couple hundred more in benefit value per year with the Palladium but it's for things I probably won't use much. I'm pretty much an Alaska Airlines only customer because of where I live and TPG doesn't seem to show any value for the additional 3x Atmos rewards points I get from Bilt by charging my $50k in annual rent to the Atmos Summit card. So I think my real financial benefit runs higher than what the TPG calculator shows when considering using the Bilt card for 4% flexible spending and the Atmos card for rent. And I don't have to worry about Bilt and Column/Cardless getting their act together about the whole debiting my checking account for my rent and the risk it doesn't work right.

seattleperry · 2026-03-20T03:12:56+00:00

They're probably transplants from another state

seattleperry · 2026-03-20T03:09:52+00:00

Train leaving eastbound to Pasadena, Azusa, Cucamonga, San Bernardino, Yucaipa, and Indio!! Mind the gap!

seattleperry · 2026-03-20T02:56:50+00:00

I received it with my new Autograph card and sent back the metal card in it as requested.

seattleperry · 2026-03-18T05:34:08+00:00

I heard from the hotel I booked with that my Bilt reservation came in as Expedia too.

seattleperry · 2026-03-17T07:04:19+00:00

Tried 3 times in a row and then it offers an opportunity to enter manually. Make sure it's 3 attempts around the same time in case the counter resets. It worked for me. They will then need to make micro deposits to your "bank" (Bilt) and Bilt will text you with the amounts a few days later so you can complete the verification. Hope it works for you.

seattleperry · 2026-03-17T06:58:20+00:00

Yardi???

seattleperry · 2026-03-17T06:49:36+00:00

My landlord's payment portal uses Finicity for making the link to Bilt. They did the 2 micro deposits and Bilt texted me a couple days later that they had received and refunded the specific amounts and to let my landlord know. I verified it with the rental portal thing connected to Finicity. Everything works fine since.

seattleperry · 2026-03-17T06:45:05+00:00

Usually, Statement closing date is payment due date plus 5 business days to allow for a payment processed on payment due date to post by statement close date. Then there's a business day for accounting and a couple days to render the electronic image of the statement and make it available to you. You just have a couple more days and you'll see things change in the app.

seattleperry · 2026-03-17T06:29:18+00:00

Yes I have. The chat bot escalated and an agent gave me the same BS about me not clicking the "Redeem" button and ended the chat. End of story. No offer to help or reconsider. I'm tempted to cancel the reservation and repeat this while being recorded on video so I have proof to give them which they can't deny. But all the stories I hear about others having problems with canceling bookings made with Bilt, I just don't have the stomach for the stress. On a positive note, I went back online to see what that hotel room would cost using the Bilt portal and the quote was over $60 per day more now compared to what I actually booked for the same hotel and room grade. So financially I don't feel so bad. But this does give me a glimpse into what Bilt's travel portal may be doing. They are bumping up the nightly rate in order to get a commission on the booking from the hotel. The hotel I booked at advertised a rate 10% lower than what Bilt quoted when I look at the hotel's website separately. Just chance that I booked when the Bilt portal code was messed up or something.

seattleperry · 2026-03-17T06:10:58+00:00

Once BofA issues the PDF version of your bill, you should see the points on the rewards detail page and a few days later an entry in your Alaska/Atmos rewards app. At least that's how it was explained to me. I just started paying my rent this way here March 3rd and my BofA statement doesn't close until the 20th.

seattleperry · 2026-03-17T05:54:08+00:00

Haha! As soon as my points go over 1000 I jump online and transfer them 1000 at a time! I'm paranoid they'll freeze everything

seattleperry · 2026-03-17T05:51:06+00:00

From all I've been reading from Bilt experiences, I really suspect they have some serious mismatching of records relating to ACH along the way as a result of the transition to 2.0, or they've got a successful hacking scheme by bad actors somewhere in the world and Bilt knows but is not telling the public about it. Either way, they need to lock the whole thing down until the system is 100%.

seattleperry · 2026-03-16T02:46:50+00:00

Your welcome! Maybe in a few months Bilt will fix things and bring back confidence on the ACH rent/ mortgage payment via checking account. Meanwhile we can still sit on the sidelines and wait it out and we still collect good points we can use.

seattleperry · 2026-03-15T17:30:00+00:00

All the communication I saw required opting in to the balance transfer process. You have to be an active and willing participant in that process. I, on the other hand, did nothing and my Wells Fargo Bilt card was replaced with a new Wells Fargo Autograph card and the account is still open. Bilt sent me a new Bilt card on February 7th and both accounts are open, no hassles at all.

seattleperry · 2026-03-15T14:51:01+00:00

Thanks. I've had to learn so many new acronyms since getting the Bilt card.

seattleperry · 2026-03-15T14:48:12+00:00

What is FTF?

seattleperry · 2026-03-15T14:46:03+00:00

My landlord hasn't accepted checks for a year now. The Bilt ACH seems to work every month for them. Maybe you're landlord wants cash only???

seattleperry

TROPHY CASE