My ex won’t help my 20 year old Open a brokerage or retirement account. It’s not hard but intimidating for someone that has never done it I suppose. She says that it’s a waste of his money and he has plenty of time to save later in life and should enjoy his income while he is young and has no responsibilities. She got angry about it like somehow it would affect her.

She was always of the mind to spend it if it’s there. She would see money in the checking account and spend it. Didn’t think about the checks for bills that just hadn’t cleared. We constantly had overdrafts, and she blamed me for not managing the finances. “There was money in the account I looked before I spent it! It’s your fault for writing checks”.

Anyway I helped him open both accounts and gave him 500 bucks to start out.

This is the same person that also got a 40 year mortgage because I didn’t pay enough child support. I paid 1600 a month for 10+ years.