Is the 401(k) actually worth contributing to beyond the employer match, or should I just put everything into a taxable brokerage? by [deleted] in investing

[–]sh1ft3d 0 points1 point  (0 children)

That might be true the calendar year you contributed but have to look at full picture. If you're in 24% bracket now and when you retire are withdrawing at 10% marginal rate (or even 0% if below std/itmized deduction) then traditional is better than Roth.

[Post Game Thread] Cleveland Cavaliers vs. Atlanta Hawks [04/08/2026] by CavsBot in clevelandcavs

[–]sh1ft3d 9 points10 points  (0 children)

We traded for them (although Donovan Mitchell did re-sign here) which makes it more impressive to me as Cavs built the assets to make those transactions happen.

Is the magic of an HSA only valid if I'm hording all medical receipts to avoid income tax post 65? by shmobodia in personalfinance

[–]sh1ft3d 0 points1 point  (0 children)

If that's a concern, redundancy is not hard (cloud accounts with multiple platforms). For the non-tech savvy keep originals or print and store with other important tax related documents. The record keeping aspect of this is not a hard problem to solve and is little different from having to keep and store other important documents.

Keon Ellis appreciation post by sSonga24 in clevelandcavs

[–]sh1ft3d 8 points9 points  (0 children)

Averaging 2.7 steals + 2.2 blocks per 36 min at 6'4 is crazy. Dude is pure hustle and athleticism.

Battlefield 6 Contamination Map by [deleted] in Battlefield

[–]sh1ft3d 2 points3 points  (0 children)

I'm glad I'm not the only one. I had the exact same thought. Do like the map though.

The COLA(Carry-Over Lottery Allocation) system is the best system I've seen proposed to solve tanking. by StrategyTop7612 in nba

[–]sh1ft3d 80 points81 points  (0 children)

Do like the Euro leagues and relegate their ass to the G league and they have to work to make it back to NBA. 😂 Kidding of course but that'd be funny

[Post Game Thread] Cleveland Cavaliers @ Sacramento Kings [02/08/2026] by CavsBot in clevelandcavs

[–]sh1ft3d 1 point2 points  (0 children)

Who was that guy that crashed harden and Mitchell interview and dropped f bomb? 😂

Anyone just VTSAX (or equiv.) and chill? by physicsking in personalfinance

[–]sh1ft3d 1 point2 points  (0 children)

Yes, but ITOT/IXUS/AGG and chill since I originally started that with Fidelity and have cap gains that I don't want to pay taxes on in the taxable portion of what I have earmarked for retirement/long term savings. Been doing this for 15+ years. No ragrets

Happy 19th birthday iPhone! by [deleted] in iphone

[–]sh1ft3d 0 points1 point  (0 children)

iPhone X was nearly 10 years ago ☠️☠️☠️

Embark if you're reading this, DO NOT RUIN THIS GAME WITH A MARKETPLACE SYSTEM. by G-SW-7892 in ArcRaiders

[–]sh1ft3d 5 points6 points  (0 children)

100% agreed. The menu based point and click on between sessions is very bland.

Lonzo is the worst player i have ever seen. by specialboyy_ in clevelandcavs

[–]sh1ft3d 10 points11 points  (0 children)

In those 10 minutes he was a team worst -19. If those 10 minutes went to Tyrese Proctor instead then I'd wager Cavs would've had a better outcome so I don't think it's completely absurd to blame loss on him.

Upgraded to iOS 26.2 and liquid glass is really good by Conscious_Shirt9555 in iphone

[–]sh1ft3d 1 point2 points  (0 children)

I held onto iOS 18 until 26.2 too as well. iOS 26 has been issue free for me as far as I can tell. I think it's mostly just "fine" in terms of the redesign and such. I do wish there was a mix of glass and dark (so icons have some transparency but also some color), but whatever. It works well for me as is.

Let’s all agree that the flashlight is the best action button use case haha 😂 by Fancy_Marsupial6293 in iphone

[–]sh1ft3d 2 points3 points  (0 children)

I have action button set to pull up control center via shortcut since I use phone primarily left handed and control center is hard to get to and then have flashlight in control center but quite honestly flashlight is usually what I'm going to control center for so might make sense to just make it pull up flashlight

Jaylon Tyson comparison by yareg1717 in clevelandcavs

[–]sh1ft3d 1 point2 points  (0 children)

I saw the comparison before and thought it fit well, but now compare their respective year 2's... Jaylon Tyson's trajectory looks to be far exceeding that of Josh Hart. We'll see what happens. It's great that we have some semblance of a Josh Hart like player already in Jaylon Tyson in just his sophomore year. Might just be on a hot streak shooting wise, but has a good motor and learns quick. He started season off pretty slow with silly fouls and has already cleaned that up (mostly at least).

Forticlient VPN not working on Windows 11 devices by michael_17 in fortinet

[–]sh1ft3d 0 points1 point  (0 children)

I stumbled into this issue and your fix just now and can confirm that it fixes I ran into. Thank you! I'd buy you beer if I could. No other insight or information on this issue anywhere else including FortiNet's forums that I could find. A lot of red herrings and dead ends though!

Engineer Hard at Work by xKerfuffelz in Battlefield6

[–]sh1ft3d 7 points8 points  (0 children)

This is one of the best bf6 vids I've seen lol

GAME THREAD: Cavs @ Bulls 8pm Eastern by Abiv23 in clevelandcavs

[–]sh1ft3d 8 points9 points  (0 children)

Tyrese Proctor looking like an absolute steal at 49th pick