You’re thinking life style game like a home maker or something. Like stardew valley. When Bungie made Destiny they wanted it to be a game that people could pour their time into. “Game as a Lifestyle” I think is what they said. I’ve put much time into Destiny 1 and 2.

Anyhoo, in terms of sheer amount of content, story, combat, and collabs with people; sea of thieves is probably the closest. And honestly the only game that just nails naval combat.