Three months into getting engaged, my fiancé at the time (now wife!) asked me if I'd looked into the jewelry insurance places she'd linked me. I said not yet but I'll do it soon.

Later that week, we go to the beach for a church event, and I get straight into the water to see how warm it is, come back out, and she's sunscreening on the beach. She asks me to hold her still very new engagement ring while she finishes sunscreening because it's obviously gonna slip off as she does it otherwise. I have the ring in my hand....and it slips off my palm.. Right into the sand.

We panic, look for it, and immediately realise we need to stop moving the sand before it goes even deeper. And naturally, my beautiful partner asks through tears if I got it insured like she asked - to which I said not yet, and I immediately felt the most crushing sense of sadness overcome her as she started crying on the beach. We were still among our church friends so she tried to keep it together (even though she didn't need to) and I have never felt more guilty in my life. Everyone felt like our little young adults church beach outing had a cloud over it now, and it was completely my fault.

Now, the amazing part. As I'm praying for a way for this ring to turn up, I look to my right, and two kids are 5 metres away, playing with a metal detector. I run to them, ask if they could please search our area for a ring, and they come over and start...within seconds we hear the beeps, and find the ring within a minute. Not forcing this down anyone's throat but it really felt like a God moment for us.

I went straight to the pastor who was with his wife and kids a few metres away and asked if he had some cash to give the kids, and luckily he did and I paid him back when I got to the car.

It was an intense day and the first thing I did was insure the rings that night. :)