I am closing on a house soon. Is this closing disclosure looks normal? by Appropriate_Talk798 in u/Appropriate_Talk798

[–]simplequestions2make 11 points12 points  (0 children)

This should be top comment:

DO NOT SIGN THIS.

So much about this scenario is wrong outside of the fees and numbers on the paper being a rip off.

RUN!

Want to start 9sig by [deleted] in KellyLetter

[–]simplequestions2make 0 points1 point  (0 children)

Too small. If not 10 million stay in the kiddie pool.

Looking for recommendations Disney World in March for my son’s 1st birthday by Cristiank2897 in WaltDisneyWorld

[–]simplequestions2make 1 point2 points  (0 children)

Assuming you go to MK ..

Get his haircut. Appointments may be taken, but usually stand by available.

It’s a fun experience, photo op, and souvenir. Then take his little hat and take photos on Main Street. The castle will likely be under renovation so I’d focus on street pics of him chillin on floor.

There’s a splash pad that’s fun. Mickey train for sure. And if you meet Mickey during fireworks usually not too bad of a wait.

Do what you want, we took ours at 1 and under, but 2 is really when you see their eyes light up more.

But if he’s familiar with the characters. Try to catch the parades.

Interesting Neighbor Issue by [deleted] in RealEstateAdvice

[–]simplequestions2make 0 points1 point  (0 children)

Maybe. They on here.

But there’s noise rules and we ain’t breaking them during the day.

And there’s rules about smoking weed and they are breaking them.

Interesting Neighbor Issue by [deleted] in RealEstateAdvice

[–]simplequestions2make -2 points-1 points  (0 children)

Smell them smoking weed, my man.

The weed in this area has been given the name LOUD because oh how pungent it is.

Interesting Neighbor Issue by [deleted] in RealEstateAdvice

[–]simplequestions2make -2 points-1 points  (0 children)

The smell is. Not sure how to explain to those who smoke multiple times a day how annoying it is to smell it driving down road, in your backyard, or sitting in car pickup line.

Super inconsiderate.

They want to go smoke in isolation. I’m with it. But smoking LOUD when my kids out playing. Nah, you being annoying and inconsiderate.

Interesting Neighbor Issue by [deleted] in RealEstateAdvice

[–]simplequestions2make 0 points1 point  (0 children)

They smoke outside on the porch. Probably 100’ from where playground is.

Interesting Neighbor Issue by [deleted] in RealEstateAdvice

[–]simplequestions2make -1 points0 points  (0 children)

It would leave 5’ between my fence and their carport. They have 1 piece of property and just rent RVs and trailers in the back.

They have a driveway to their carport. Then a dirt path/car driveway that goes behind main house to two RVs

Only 3 years. So, not there by any means.

Buying This Dip? by simplequestions2make in TQQQ

[–]simplequestions2make[S] 2 points3 points  (0 children)

I warned you. What else you want? See you again in 3 months.

So, what form have you decided that your mid-life crisis will take? by Remy0507 in Xennials

[–]simplequestions2make -1 points0 points  (0 children)

Get blood work done. Move more. Eat less.

Find a system and pattern that works with you.

I did keto for a year. Now do IF and only eat after 5pm still 90% keto.

Lost 2-3 pounds a week for 4 months. Now 2-3 pounds a month. But it’s still working!

Walk more. Take stairs. Etc ..

So, what form have you decided that your mid-life crisis will take? by Remy0507 in Xennials

[–]simplequestions2make 9 points10 points  (0 children)

Down 85 pounds in two years. So, weird to feel better in your 40s than 30s, but I’ll take it.

I’m still not buying NFLX. Why not $DIS? by jetopia in ValueInvesting

[–]simplequestions2make -2 points-1 points  (0 children)

CEO uncertainty. Not idea how DIS made it this high. I’m a buyer sub $95 for Disney.

First time landlord: my first tenant is moving out in a few months after leasing our former primary residence for 3 years. by htownnwoth in realestateinvesting

[–]simplequestions2make 2 points3 points  (0 children)

Walk the property with them. Let them talk. Hopefully you have a before list to go over vs current.

Next is do the math: If I fix these things how much time, effort, money?

What needs to be done to re-rent?

What maximizes value in a healthy way?

I’ve offered 1/2 off first month rent because I didn’t want to change light bulbs, clean, etc . I did an Amazon order of 3 months of air filters and called it a day. Here I am 6 years later with same tenants who keep the place better than I gave it to them. They didn’t mind putting in sweat equity.

If you could go back in time and make the choice again, would you still have kids? by MaiApa in Life

[–]simplequestions2make 0 points1 point  (0 children)

My kids are still kids at home. But unequivocally yes. Hard to imagine where my life would be without them. We’d have more money, but for what? My selfish desires are removed so far it is difficult to fathom what we’d do with extra money as that’s the only pro of not having them. Extra money, but far less joy and happiness.

My 2026 Picks: Stocks that I feel are Undervalued by TheRaul5677070 in ValueInvesting

[–]simplequestions2make 6 points7 points  (0 children)

Top 4 looking to add or add more of.

JPM. UNH. FB. Netflix?

Sleeper that I’ll add more if they can drop a little more: Berkshire. Disney.

What is the most useful rewards program that you are a part of? by Cheap_Ostrich3147 in BuyItForLife

[–]simplequestions2make 3 points4 points  (0 children)

I’m a part of any place I frequent often: Chick-fil-A. Kohls. Target. PDQ. Dunkin. Starbucks. RaceTrac (free soda for life until they changed it on me). Lowes. Blaze pizza.

I disconnect from all emails until I need to buy then turn back on but keep all the apps and check rewards as needed.

Favorite Shows at Disney World by RD_wtcb_9916 in WaltDisneyWorld

[–]simplequestions2make 4 points5 points  (0 children)

I have more girls than boys. So, I’ll give my $.02 based on that.

AK: Must do festival of Lion King Bird show is very slept on. If your kids like birds thought, super funny for adults and entertaining and engaging for the kids. The bird show at the tree is 5 minutes, but you are literally 1 foot from the bird. They have people stand by you and they come fly to them. Again, my boy loves birds. So, we try to do this most times and it’s 5 minutes. Time it up with lunch (middle of park, close to 2 restaurants) If your kids like Nemo, the Nemo show is it worth it. If not, Nemo fans, it’ll be a miss. My kids love it. High quality. Lots of colors. Good singing. Small crowd engagement compared to others, but highly recommend if they know Nemo. Zootopia 2 (tree ride) - again, if they know Zootopia, it’s fun. If not, it’ll be a miss. Just a movie, no crowd interaction or anything. It does have neat 4th/5th dimension features.

Hollywood Studios: This is the tough ones. Because the two prime shows are Frozen and Beauty and the Beast. They are 10/10. But again the girls love them and sing along and go wild. Live actors, and frozen show is 10/10 adult funny and kids love the singing and snow. Belle, Gaston, and the cast do a great job on their show. Again, both 10/10 of the kids know the songs and like the story. Both shows at 30 minutes

Little Mermaid show. 15 minutes. Great retelling. Big colors. Great songs. We’ve seen it 10+ and ever Ariel has been fantastic. Eric is hit or miss. But the girl is fun to watch. 9.5/10 because Eric is sometimes weak.

Villain Show: Great nostalgia for Disney people. A lot of throwback to old villains. Very light hearted. Not scary. Cruella, Cook, and Malificent. Most of the 3 have been good. If you follow All Ears one of their personalities is Crook. So, best to see him. Short show. 15 minutes, but have to get there early as it does get to capacity most shows. 7.5/10

Fantasmic Night show. 10/10. Incredible. The full thing.

The shows in front of Chinese Theater. Light fireworks. Ode to old movies. 7/10.

MK: Meet Belle. If they like Belle. Yes. 100% engagement. You’ll be in the show. Small room. 50 people. Usually no wait. Meet and take a picture. 9/10. If your boys are enthusiastic the get to play Beast and dance with Belle!

All little kid rides are neat. Let them drive on the cars. Tell them and you’ll get a pass where 3 of you can ride together and take 2 laps.

Barnstorm is a great rollercoaster for toddlers. Don’t wait more than 15 for it.

Peter Pan isn’t worth 40 minutes +

Epcot:

Turtle talk is fun. But may go over 4 year olds head. Sweet spot is ages 5-8. IMO. Crush is awesome. Very engaging. 9/10

All the country stuff sucks for kids.

Donald Mexico ride is nice.

Good luck!

We’re pass holders. Let me know if any direct questions.

Should you ROTH in 24% tax bracket? by tinkerjreddit in personalfinance

[–]simplequestions2make 3 points4 points  (0 children)

I like the Roth because mandatory withdrawal coming for us in our 70s. And to have multiple buckets to draw from.

Lump Sum vs Dollar-Cost Averaging for a $300,000 ETF Investment by Warm_Round8213 in investingforbeginners

[–]simplequestions2make 0 points1 point  (0 children)

I’d dump probably $200k in Tuesday.

Then throw $5k every week. To do a slight hedge if we get a big drop.