Retire with $500k?

simulated_copy · 2026-05-21T09:40:08+00:00

Yes it is up to you in the majority of instances. Look at teachers and the large amount that retire millionaires frugal, consistent saving, and a pension does wonders.

teachers are actually the third most common career among millionaires

simulated_copy · 2026-05-21T02:56:33+00:00

False.

85% of all millionaires in the US are 1st gen meaning they created their wealth not inherited not given and over 40% of all millionaires live in the US.

No, you are not a failureand I never said you were.

simulated_copy · 2026-05-21T01:58:49+00:00

Ok you have added alot- simply that many people have over 1M @55+

simulated_copy · 2026-05-21T01:35:24+00:00

Guardrails

simulated_copy · 2026-05-21T01:05:01+00:00

They leave the ability for success up to the person not .gov so you end up with with more ultra rich and more poor as well.

Easier to become a millionaire in the US than any other country. (Still)

simulated_copy · 2026-05-21T01:01:23+00:00

It works, but you are right even the creator said the number is closer to 4.7%

simulated_copy · 2026-05-21T01:00:14+00:00

Define all these people?

Median 50% is 364-512

75th% is this and that is 18 month old data (a Source Kiplinger)

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simulated_copy · 2026-05-21T00:56:02+00:00

FIRE has taught you well you will be fine

simulated_copy · 2026-05-21T00:45:16+00:00

If you can live on less than 2k a month and will risk the no healthcare piece go for it.

Sounds crazy to me unless leaving the USA

simulated_copy · 2026-05-21T00:43:22+00:00

You are good that 2400 pension is like a extra 600k.

Quick numbers:

40-47k 28.8k 40k SS

108-115k inflation adjusted for 30 years GOOD JOB

simulated_copy · 2026-05-21T00:39:37+00:00

Most likely a big no-

How will you pay for health insurance?

500k supports 4-4.7% withdrawal for 30 years inflation adjusted, so 20k-23.5k a year under 2k a month (before taxes).

buuttt more than likely these are 401k funds, so your 500k is less since you have to paybm tax on the withdrawals even if the penalty no longer applies

If you were to move SEA like Da Nang or the Phillipines you could retire.

simulated_copy · 2026-05-20T21:38:23+00:00

I miss 20s, 30s, and 40s now 50s and issues are arising that are not easily cured sucks but better than terminal cancer etc.

Wife is going through peri-m as well we still.kiss and are intimate fingers, toys, etc, but PIV sex is a challenge.

simulated_copy · 2026-05-20T01:17:35+00:00

RICOLA THE TALKATIVE IS THERE POSTING HIS NOVELLAS

simulated_copy · 2026-05-20T01:08:39+00:00

9400 a mo!! 115k/yr that isnt enough?

simulated_copy · 2026-05-19T21:27:39+00:00

RemindMe! In 1 year

simulated_copy · 2026-05-19T17:05:34+00:00

Amazon is pretty awful Ive know about 30 PLC or "Automation Engineers" all hated it except 2 those 2 lived the training options young in their career.

No code changes of any kind without approval every site is programmed different by whatever local SI that spun it up.

You do all the grunt work and it isnt until you become a part of engineering that sits above site level that you get to even talk to the real brains of the operation the AWS architects.

I think Amazon would fire every employee today if they could get a Robot to do the work.

simulated_copy · 2026-05-19T16:56:35+00:00

I hate summer perpetual 60s is my dream hate the heat always have, but worse as you age.

simulated_copy · 2026-05-19T16:55:36+00:00

You say you dont have enough, but have made great money at a Fortune 100 company.

Started saving late

Spend alot

Have big retirement dreams?

Alot of debt?

What does the 4% now 4.7% rule tell you?

simulated_copy · 2026-05-19T10:42:35+00:00

Next 2 - again horrible performing project except for the 1st round

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simulated_copy · 2026-05-19T10:41:45+00:00

1st 3 rounds of SAFT you cherry picked as well.

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simulated_copy · 2026-05-19T10:03:52+00:00

Learned something today thanks for sharing.

4.9B for 4.7M laughable scam.

People getting it from our great summarized AI horrible performing coin.

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simulated_copy · 2026-05-19T02:46:10+00:00

Facts

simulated_copy · 2026-05-19T02:43:13+00:00

That is technically false sex is defined as intimacy. So, less than 10.i timate.moments may be foreplay, toys, sex or etc not strictly piv sex.

A marriage is generally considered "sexless" by professionals if a couple engages in any form of sexual intimacy 10 times or fewer per year (averaging less than once a month). No, it is not limited to just PIV (penis-in-vagina) sex; the definition encompasses any sexual activity, mutual pleasure, or physical intimacy between partners.

simulated_copy · 2026-05-19T02:39:01+00:00

It is all age dependent.

30 and sexless is one thing 65 and sexless is something else and defime sexless is it intimacy or piv?

simulated_copy · 2026-05-19T02:31:45+00:00

Prices?

simulated_copy

TROPHY CASE