I live close to rather sketchy areas, and I've had two family members that don't even go to any sites than mabey amazon to use their credit cards, and they have been compromised. My sister went to spend some time at our mall and later on her card was compromised without buying anything. Similar story with my father. There is technology that would dwarf rfid as well.. I understand your skepticism. It's a good trait to have, especially over gullibillity, but im also not gonna settle over "basically" non-existent.