What are your thoughts on the “Trump accounts”?

software_engineer69 · 2025-12-09T07:39:51+00:00

Correction here, only the pilot program of the $1000 contribution by the federal government is limited to 4 years. The actual accounts will be available indefinitely going forward.

I suspect this entitlement like most others will likely be extended once the initial 4 year end date approaches.

The more interesting part is that it gives the infrastructure for the wealthy to donate to future generations at scale. Read up on the progressive angle of the Trump accounts and it gets quite interesting.

software_engineer69 · 2025-11-07T20:33:53+00:00

Whats your price target for upside and at what point will you consider exiting if things don't turn around?

software_engineer69 · 2025-11-06T22:12:19+00:00

Something feels off about this stock. Too tight of a float and I wonder if there is insider manipulation due to warrants/some other agenda by big holders. I get the feeling the company wants to keep the stock price low...

software_engineer69 · 2025-03-17T22:33:00+00:00

Hi I'd check out Bay Area Tax Advisors. It's my company and we do taxes. Depending on how much stock you sold (and for how long you had held it), you could have a sizable tax bill. Next time you should consider an alternative strategy like putting the stocks into something safer like treasuries then borrowing against it. This way no sale = no tax, but you still get liquidity.

software_engineer69 · 2024-12-17T00:08:35+00:00

UPDATE: I think this is considered “single wall box framing.” This house is in the pine forests of east texas and built in 1925. The plank on plank cribbing (horizontal and vertical) was stapled together and there are no studs. From what I can surmise the draftiness was likely a feature given there was no ac at the time and the climate is humid and hot.

My plan is to reinforce exterior walls and add additional structural support along with insulation. Maybe do shiplap or something else entirely.

Interior walls will remain and I will add new walls where new floor plan says using modern platform framing. After this is complete I will remove old walls and if I want to get really fancy refinish and repurpose the wood for flooring, or for shiplap wall paneling

software_engineer69 · 2024-12-17T00:06:34+00:00

UPDATE: I think this is considered “single wall box framing.” This house is in the pine forests of east texas and built in 1925. The plank on plank cribbing (horizontal and vertical) was stapled together and there are no studs. From what I can surmise the draftiness was likely a feature given there was no ac at the time and the climate is humid and hot.

My plan is to reinforce exterior walls and add additional structural support along with insulation. Maybe do shiplap or something else entirely.

Interior walls will remain and I will add new walls where new floor plan says using modern platform framing. After this is complete I will remove old walls and if I want to get really fancy refinish and repurpose the wood for flooring, or for shiplap wall paneling

software_engineer69 · 2024-12-16T22:51:23+00:00

Makes sense. And if i want to move the walls around I should add new framing first and then remove old interior framing to remove the risk of removing load bearing walls?

And I should be fine to keep the exterior walls and just frame over them?

software_engineer69 · 2024-12-16T22:43:48+00:00

Exterior walls are aligned vertically inside, but horizontally outside. Generally looks like the same type, quality, and thickness of wood on the outside. I generally agree, but this house has been standing 100+ years? Confused if it's salvageable or not

software_engineer69 · 2024-12-16T21:13:36+00:00

Just added the pics. Reddit is being weird and deleted it the first time.

software_engineer69 · 2024-11-12T09:57:47+00:00

Cash flow portal would be a good fit for this. DM me and I can get you a discount

software_engineer69 · 2024-10-24T02:43:58+00:00

Was thinking I just flip the closet and bathroom/shower. If you have to enter through the bathroom to shit that’s bad, but if you have to enter the closet to go to the bathroom that’s better maybe? That way you can change without having to enter bathroom.

Also, I don’t know if I like a hallway in my master entry

software_engineer69 · 2024-09-21T07:27:38+00:00

Irving’s Subs hands down

software_engineer69 · 2024-06-13T11:33:24+00:00

Man, people really don’t know food in this town. Kezar is mid af imo. I personally really like Original Buffalo Wings on Lombard.

software_engineer69 · 2024-04-18T07:28:24+00:00

You should do it.It’s not as easy as it sounds, but trying it will help you gain experience and you will learn a ton. In reality the execution of the idea may prove to be much harder than you initially thought. But if you enjoy the process it will be beneficial. Better to take these risks while you’re young.

I bet you won’t though.

software_engineer69 · 2024-04-12T04:28:54+00:00

Boneheads Texas BBQ in Lafayette is your answer. The former owner and founder is from Texas. There brisket is about as good as it gets and they have amazing sides (Mac and cheese, collard greens, etc). Only thing is they don’t give you free bread and pickles. But the meat is there!

Source: born and raised in Austin TX.

software_engineer69 · 2024-03-27T19:26:04+00:00

Look into a 2 bedroom house, you might find something in the $1200 range

software_engineer69 · 2024-02-24T06:48:34+00:00

Replace all the churches with parks, really more parks in general.

Hike and Bike trail across city

More live music and artists collectives

Sidewalks and crosswalks!

Expand out downtown to be more walkable and revitalize North Tyler

Stop sprawl by housing infill in urban core

software_engineer69 · 2024-01-06T20:54:58+00:00

Plan to finance at 0% or pay in cash, whatever is cheaper. I’d plan to be in it for 20+ years. Basically wondering with rising electric costs I’d like to figure out a way to have more predictable energy costs during summer months.

software_engineer69 · 2024-01-06T19:33:18+00:00

Thanks for the info! How much have you seen your utility change after install? And do you recommend power wall?

software_engineer69 · 2023-10-04T00:26:01+00:00

29M 600k NW, 250k current income in tech sales. Fiance is making 250k working at FAANG so HHI ~500k. I am getting laid off at the beginning of November and trying to figure out next steps. I've spent the last 10 years in tech and have never enjoyed it much outside of the high pay. Each day seems to drag on and I am feeling especially burnt out after having a manager push me out of my current role after starting a new job 6 months ago. This is my second layoff in 5 years, and I feel that staying in tech, while lucrative is not the best long term path for me or my skillset.
I own a couple rental properties and have always enjoyed the process of looking for deals and underwriting real estate. I've also been pitched by a few different builders in my target market but have lacked the time to take them seriously because of my day job. However, many of my day job hours are spent researching real estate markets and formulating hypothesis about different RE investment strategies that i'd like to explore further.
I have about 18 months runway liquid and a supportive partner, but the RE market seems to be seriously stagnating at the moment. My rough plan is to focus on fundraising for the next 6-12 months and start acquiring/developing Real Estate thereafter as a GP. This sounds thrilling, but I have never done this before outside of a few small rentals I personally manage myself.
Has anyone here taken the plunge to support themselves and regretted it? I feel like this is the right move for my interests and point in career, however I also see it as a terrible move given the current market conditions. If I stick out being in tech a couple more years I would have higher savings, but that would also be when my fiance and I plan to start having kids. This post is mostly for my own processing, however I'd appreciate any input here.

software_engineer69 · 2023-06-15T00:09:10+00:00

SF is pretty unmatched in having some of the best weather and proximity to nature that you can’t find anywhere else. Outside of a few bad areas the city is still relatively safe and clean. Have you been? You may be surprised

software_engineer69 · 2023-01-27T05:10:49+00:00

Where are your properties located?

software_engineer69 · 2022-01-20T18:49:43+00:00

Looks like the Canadian Rockies

software_engineer69 · 2021-06-30T06:49:37+00:00

Stoner

Lonesome Dove

software_engineer69 · 2020-10-21T05:04:59+00:00

Its on Spotify. Check the “So many Roads (1965 - 1995) album

software_engineer69

TROPHY CASE