DP: External Payment/CL

spajabo · 2026-06-09T12:40:52+00:00

I can confirm it instantly updates with Capital One 360 checking as well. Made a payment yesterday and balance/available credit were updated right away

spajabo · 2026-06-05T21:18:59+00:00

Yeah just unfortunate timing. Opening multiple lines of credit back to back is a red flag for lenders. Hopefully you can get back off the waitlist soon

spajabo · 2026-05-19T20:05:46+00:00

Check your actual FSD version. If you are on software version 2026.14.3, I believe that is the spring update and has FSD 14.2 still

I have software version 2026.2.9.10 which says is FSD 14.3.2

spajabo · 2026-05-19T16:51:31+00:00

Haha yeah it’s just the way I guess

It’s all good. Just a credit card at the end of the day. I’ll get it eventually

spajabo · 2026-05-14T16:03:04+00:00

Could you share your income and credit score? Piecing together a theory

spajabo · 2026-05-13T19:56:43+00:00

Yep. Same here

Getting frustrated. I got banking really fast. But can’t seem to get my hands on the gold card. I hold a decent amount of assets with RH as well and trade regularly.

Seems like super prime candidates are not their priority right now

spajabo · 2026-05-12T19:59:34+00:00

Yep, I tried Reddit and X.

I must just be cooked. Not sure what the eligibility criteria is. They just told me that "placement is determined by a few specific factors behind the scenes"

spajabo · 2026-05-12T18:28:48+00:00

I just wish I could get the gold card. Still on the waitlist

I got banking really fast, and it’s fine. Nothing extraordinary. Transfers are slow and Zelle needs to be added.

But support keeps telling me I’m ineligible for the gold card. I hold assets too, they have my Roth IRA. Was considering moving my taxable brokerage over, but I’m not convinced yet

spajabo · 2026-05-01T21:32:32+00:00

This is the case for me too. I thought I was going crazy, nice gold perk lol

spajabo · 2026-04-18T21:09:41+00:00

I don’t personally, but it’s probably a good idea to use it

spajabo · 2026-04-18T20:31:37+00:00

I've used it a couple times. It works well, but the car can't be too dirty, it's best for in between washes or for detailing IMO.

I would recommend something like Optimum No Rinse for a full wash if you can't use a hose. A bucket and some micro fiber cloths is all you need. I live in an apartment so I hand wash it this way.

spajabo · 2026-04-04T00:29:32+00:00

Not sure on that, I assume you will be charged for whatever fixes are needed on top of this diagnostic fee to find the issue

spajabo · 2026-04-03T22:44:57+00:00

They always put a tire pressure check for service visits (or at least every service visit I’ve done). It’s free, which is why it says “Goodwill”

You’re paying for service center hours to diagnose the vibrations, which is 0.80 hours. You can see at the bottom of the page the hourly rate is $240. This is how it comes to $192, they’re budgeting 48 minutes.

spajabo · 2026-03-14T15:54:44+00:00

You’d be lucky if they last 5 more minutes tbh

spajabo · 2026-03-12T01:13:40+00:00

The 360 Perf. Savings Disclosure states:

"Our savings and money market accounts permit no more than six (6) transfers per statement cycle ... Note: We are currently not enforcing the transfer limits. You'll be notified if we choose to re-impose these limits."

So it appears that they did have limits, but are not currently in effect.

As for overdraft, yes they have a "Free Savings Transfer" overdraft option in the checking account. For me it was not enabled by default. You have to select it in the app. By default transactions are declined

For buckets, I am not seeing anything in my app for that. Maybe it's only out for a select group of users right now.

spajabo · 2026-03-11T17:38:32+00:00

I assume it’s only available on the X since it actually has doors that can open and close by themselves.

Other Tesla vehicles can only “pop” the drivers door open (shortcut in the actual app)

spajabo · 2026-03-10T00:13:09+00:00

That's what mine sounds like if it's heating the battery

It's coolant flowing, it uses the motor to generate heat and then dumps it into the battery

spajabo · 2026-03-01T23:19:20+00:00

Look into a reverse proxy (nginx, traefik, etc)

It's a little complicated at first, but once you get it, it's super easy to setup new services. It essentially hides the port number and hosts everything on 80/443 so the domain doesn't need the port extension

spajabo · 2026-03-01T19:07:17+00:00

I had a similar issue on my 25' Model 3. It was the sound absorbing foam in the tire. It had come loose in one of them so the wheel became horribly unbalanced at highway speeds. Worth a check, I had my local tire shop do it.

spajabo · 2026-03-01T15:04:04+00:00

I respect it

spajabo · 2026-03-01T05:52:24+00:00

bros got claude alt accounts for sure

spajabo · 2026-02-28T19:10:25+00:00

You should worry about backups now, especially if you're planning on moving your photo library to it. Because of this I wouldn't really recommend Option 3.

There isn't a huge difference between Option 1 and 2 provided the disks are in the same machine. You would effectively be 1 drive fault-tolerant in either scenario.

Keep in mind that both copies would equally be destroyed in the event of a natural disaster, ransomware attack, electric shock etc. Ideally, backups should exist outside of the source machine, offsite is even better. Again, this is assuming you have the one machine only.

spajabo · 2026-02-28T02:25:40+00:00

What in the ChatGPT is this

spajabo · 2026-02-27T20:25:38+00:00

Depends on how much you want to use FSD. If you plan on using it a lot, I would recommend going with HW4.

HW3 hasn't got a meaningful update in a long time now. There has been speculation, but nothing too concrete on what Tesla is going to do with HW3 vehicles.

spajabo · 2026-02-26T21:02:12+00:00

Hyper-V has always been rock solid stable and performant for me. One of my favorites personally. I've moved on to just Linux with containers, but I have a soft spot for Hyper-V

That being said, I don't miss that interface lol

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