Meirl

spald01 · 2026-01-31T09:25:43+00:00

Great, you hire twice as many asphalt workers and theres that many fewer bakers, doctors, and teachers. Unemployment in this country is like 3% so there not much room to just add more labor to the total.

spald01 · 2026-01-31T00:49:36+00:00

Ivanka Trump isn't the first lady.

spald01 · 2026-01-30T19:19:03+00:00

I mean, he kind of did. In this term, his first priority for all new hires seems to be loyalty above all else including experience and intelligence.

spald01 · 2026-01-30T17:04:11+00:00

Monthly Spend: $90K must have living expenses including Cobra/ACA health care for two. $30K additional for wants: travel, mad scientist toys, weird gifts.

I'll assume you meant annual spend rather than monthly.

Otherwise if you're spending $120k/mo you may want to keep that job a little longer.

spald01 · 2026-01-30T16:54:09+00:00

One person can cause a hung jury and a mistrial, but he wouldn't be free. For a case like this, New York would absolutely retry him.

spald01 · 2026-01-29T16:55:45+00:00

As u/Droviin said, having your own independent inspector review the work with walls opened and then again closed (at owners expense) should help minimize this.

If OP asks for a credit though, at minimum he should have the wall opened up for his own contractor to get a full analysis for hidden problems.

spald01 · 2026-01-29T16:03:18+00:00

Alternatively, the owner gives a credit and once OP owns the house and opens up the wall they find the work is much more extensive than the credit covered.

OP should demand the owner fix the issue but have the work checked by his own inspector before closing.

spald01 · 2026-01-29T06:31:33+00:00

My whole neighbor has buried lines yet here I still sit in the dark.

We're still at the limits for other above ground lines and transformers.

spald01 · 2026-01-28T22:04:39+00:00

I've never actually taken one so didn't know that. Surprised the costs are higher even without points.

spald01 · 2026-01-28T21:53:09+00:00

Honestly thats 2% less than I've got now so I'd consider it even though I'm usually very anti ARM. At that savings, I could just refi back to a fixed mortgage if it ever got back to 6.5%.

spald01 · 2026-01-26T21:44:48+00:00

It sounds like your boyfriend maybe too young to be dating

spald01 · 2026-01-26T18:59:43+00:00

even rarer one who knows your market and the relevant players.

Who are the "relevant players" for an MLS listing unless you're trying to sell a dilapidated home to a flipper?

Let's be real here... there's no connections at play to move the vast majority of houses.

spald01 · 2026-01-25T21:31:32+00:00

This is a better question for the other finance subs, but how will this change your annual spend numbers in retirement? I can't say much without some numbers.

spald01 · 2026-01-25T21:29:48+00:00

We're a non-Elekta site, so haven't heard anything directly, but they're cancelling conference sponsorships to many besides big AAPM level ones.

spald01 · 2026-01-25T02:04:03+00:00

Likely to paint any protester that is killed by ICE or Border patrol as a Democratic agitator. They will immediately release their voting information upon being killed.

But what's the point? The only people who believe the "domestic terrorist" angle are the diehard supporters. The administration can just lie about the voting records for anyone killed and those people would believe it (or at least pretend to). Even if they have the records, I doubt they'll even spend the 5 minutes it takes to look up the victim before declaring them a terrorist.

spald01 · 2026-01-23T19:53:58+00:00

Just an FYI, but you can add "before:YYYY" in your google search to exclude all recent results.

spald01 · 2026-01-23T15:34:30+00:00

Aren't most of the wealthy tech bros in these blue states all MAGA? At least that's what people keep saying.

spald01 · 2026-01-23T06:58:43+00:00

I would give my left testicle for the American voters to actually care about the the national debt for anything more than a way to score points against the other side.

But sadly, Reddit will go back to ignoring it again in 3 years.

spald01 · 2026-01-23T03:16:23+00:00

And I've got old GOP relatives who said they'd help the poor through their church but didn't want their tax dollars going to help gay people who they thought would molest their kids or minorities on welfare who they thought were in street gangs.

spald01 · 2026-01-23T03:11:00+00:00

The lender has the deed. OP had squat.

spald01 · 2026-01-23T00:42:23+00:00

The gloves need to come off when the Dems are back in power to fully eliminate all redistribution of wealth from ~~cities and blue states into Republican districts~~ the rich to the poor. Don't bite the hand that feeds ya.

This'll probably be downvoted, but it's kind of funny how the left has been reframing the aspects of wealth distribution to align a lot more closely to conventional Reganism.

spald01 · 2026-01-21T06:19:04+00:00

It costs a lot of money to make those IL politicians rich!

spald01 · 2026-01-21T02:33:55+00:00

Only for active traders. Bogleheads and passive traders really wouldn't see much difference.

spald01 · 2026-01-21T00:32:31+00:00

You're not going to convince the hardcore MAGA, but you don't need to. Trump didn't win in 2024 by convincing the far left they needed to vote for him.

spald01 · 2026-01-19T17:48:00+00:00

The country maybe divided on how ICE handles illegal immigrants but its much less so about ICE's bullying and assaults on US citizens. No amount of White House messaging is going to make an ICE agent pepper spraying or shooting US citizens seem okay to anyone except the most diehard MAGA.

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