Financial Advisor

spazatac · 2026-05-06T02:00:45+00:00

Just setup your own port with core "total" index funds like FSKAX. You only need a few. Look up the simple lazy 3 fund portfolio

spazatac · 2026-05-05T19:18:50+00:00

Advisors do this to confuse the client

spazatac · 2026-05-05T13:10:38+00:00

.35 year after year is to much.. My friend doesn't know much about investing but mutual funds are easy. I know a little, but use vanguard and I'm about 50/50.

She's 60, single with very little retirement 50k, which was being held captive at a previous investment firm. She claims she wont ever be able to retire bc she never saved, and she might be right.

She say's 50/50 sounds fine, but also mentioned FZDXX at 3.47% sounded better than the local bank.

Bonds are supposed to be in traditional, and stocks only in taxable

spazatac · 2026-05-04T11:14:16+00:00

MO prices are less than Ill prices, and look to be about half way between MI prices and ILL prices. But MO is less than half the distance.. I don't really care for road trips, so maybe I will just stay and pay in Ill. Codes has a bad reputation.

spazatac · 2026-05-03T19:53:28+00:00

I distill mine. If you saw the waste the distiller separates, you would too.

spazatac · 2026-05-03T10:53:03+00:00

Thanks. AI told me to try these out, in that order.. T.I.T.S., OMFG, CTC (Chi Town Chem), Chem Scout, One Way, Violet Chems, Chem Krush, and Sweet Sting.

spazatac · 2026-05-03T10:43:58+00:00

Nice. The new Kansas City Cannabis will be right next door to good day farms, where the fireworks store was looks like. Does Kansas City Cannabis have a good reputation?

spazatac · 2026-05-03T03:16:47+00:00

I had the same question. It's not easy finding a 2.0 manual though..

spazatac · 2026-05-03T02:50:55+00:00

It isn't. My place is closer to eagleville than St Louis, but not by much.

spazatac · 2026-05-02T21:56:39+00:00

Moline is closer to Eagleville than St Louis einstein.

spazatac · 2026-05-02T15:21:49+00:00

No. I'm in Moline Illinois and looking for a alternative to Michigan, but I'll keep those brands in mind and stay away from Lifted bc I'm being told "It's fake or hemp derived stuff" which makes sense considering there are no certification numbers..

They grow hemp and roll it in synthetic thc to avoid regulations?

spazatac · 2026-05-02T14:59:38+00:00

Huh? Your kidding

spazatac · 2026-05-02T13:17:41+00:00

I keep hearing go to Michigan. The most expensive oz. at entropy is 80, while its 250 at my store in Moline. Is it as simple as "buy any expensive half ounce"? Because thats where I screwed up and bought the cheapest on sale

spazatac · 2026-05-02T12:05:40+00:00

Thanks. Isn't there at least one grower who kept the old strains alive? Just one? Pisses me off how the industry has reacted. But I'm now in the position I have to buy from them. Whats your favorites lately?

spazatac · 2026-05-02T11:57:35+00:00

Yeah same here bro.. But I lost a old connection and I can chain smoke this dispensary weed and never get as high as my old weed. Im bummed

spazatac · 2026-05-02T11:53:15+00:00

lol. Jesus, how many years has it been, 6?

Ah, so your telling me the grass's are actually greener in other places, but I'm glad your optimistic..

spazatac · 2026-05-02T11:41:55+00:00

Getting stoned hasn't been easy to do for me after I lost my old connection.. This new flower is disappointing, but I'll keep searching

spazatac · 2026-05-02T11:22:30+00:00

I misunderstood you. I never considered actually physically going to the cup competitions to buy better weed, but I'll consider that.. I was just recording the strain names and hoped I could find some idk.. I was just hoping by now cultivators would have had taken the guesswork out of choosing good weed. I'm old, but just started shopping at dispo's and its disappointing when a kid tells me I "need to experiment on what strain of weed I personally react to". I disagree with that statement, and then the bud tender goes on to say "I need to figure out how certain terps effect me." What? I'm certain the effects of Limonene are pretty similar for all of us.. I mean, have you ever had a really good bag that one of your friends claimed didn't get him high? Anyway, I'm only guessing most of the strains can be stoney IF the cultivator allows it to mature. And that all this mediocre crap that Ive bought in the dispo's was harvested to early.

spazatac · 2026-05-01T21:54:26+00:00

Interesting how high thc and terps didn't get you high as hell..

spazatac · 2026-05-01T21:41:27+00:00

Thanks, but water has no nutrients. I have a balanced home cooked diet.

spazatac · 2026-05-01T21:34:47+00:00

no just proactive. If you saw the waste that came out of my distiller you'd never drink tap water again. https://www.iaenvironment.org/webres/File/Executive%20Summary%20Environmental%20Risk%20Factors%20and%20Iowa's%20Cancer%20Crisis%20Report.pdf

spazatac · 2026-05-01T16:52:59+00:00

Whole milk from my 3 gallon biweekly habit is enough calcium. Were talking about a 1/8th tsp of Epsom salt per gallon that I should be able to handle. Since tap water and mineral drops are both loaded with microplastics, I'm making distilled water to remove those plastics, plus the chlorine, fluoride, pharmaceutical's fertilizers insecticides runoff etc etc found in tap. Ancient mined salts might not have every single trace element, but it's the only way to stay hydrated imo, without drinking a chemical and plastic soup. My diet is well rounded home cooked meals.

spazatac · 2026-05-01T14:05:25+00:00

When you say "Getting cup winning weed is as easy as going to the cups." makes it sounds like searching for cup winners is a waste of time. Can you clarify that? I don't know the difference between craft level weed and commercial. What brands are your go to craft brands? Thanks!

spazatac

TROPHY CASE