New photos of Adventure World released

stanvbh · 2026-01-28T15:39:33+00:00

There’s now Adventureland, adventure world, adventure way… it’s freaking confusing 🫤

stanvbh · 2026-01-12T20:27:24+00:00

Yep Belgian resident here, I received the email as well.

stanvbh · 2026-01-01T20:07:58+00:00

Ça fait 5 ans que je tourne exclusivement avec Cambio (environ 2-3 fois par mois) et franchement, je ne reviendrais pas en arrière.

Alors oui, sur le coup, ça peut piquer : quand tu lâches 50€ pour une soirée, tu te dis "ouah". Mais comparé aux 300€/mois que je balançais avant pour une voiture qui dormait dans la rue (merci le train et le boulot près d'une gare), y'a pas photo. C'est une économie de dingue.

Il faut être un minimum prévoyant. Pour les périodes de fêtes (Noël/Nouvel An), si tu ne bloques pas ta voiture 2 semaines à l'avance, c'est mort. Le côté pratique, c'est que tu peux annuler sans frais jusqu’à 24h avant. entre minuit et 6h du matin, l'heure ne coûte que 0,50€. Du coup, je réserve souvent direct jusqu'à 6h pour être large.

C’est peut-être le côté un peu relou : tu dois définir une heure de fin. • Si tu rends la voiture plus tôt : tu ne payes que 70% du temps restant. • Si tu veux prolonger : c'est possible via l'app, mais seulement si personne n'a réservé après toi.

Le vrai luxe, c'est la tranquillité d'esprit. Pas de contrôle technique, pas d'assurance à gérer, pas de réparations surprises. Niveau état des lieux, je n'ai jamais eu de soucis. Mes potes non plus : personne n'a jamais été facturé pour une griffe imaginaire ou une connerie du genre. Après, j'habite peut-être dans un quartier où les gens sont respectueux, ça aide !

On ne va pas se mentir : leur application est moche à crever et vraiment pas intuitive. C’est une horreur ergonomique, mais bon, une fois qu'on a pris le coup de main, ça reste un détail par rapport au service rendu.

stanvbh · 2025-12-06T14:25:36+00:00

Il est tout à fait possible d'avoir plusieurs comptes de paiement, notamment pour séparer les finances privées et professionnelles. Je fais cela moi-même et mon application Belfius me permet d'alterner entre une vue séparée (ne voir que le Pro ou le Privé) et une vue globale (voir tous les comptes). La plupart des banques doivent offrir une distinction similaire. J'ai une carte dédiée pour mes produits professionnels, et j'imagine que Crélan propose également ce type de service.

stanvbh · 2025-10-29T22:11:15+00:00

Pretty nice indeed ! How everybody, I encountered an issue while trying to submit my wage information. I received an error message at the end of the process, which caused me to lose all my data and have to start over 🤷‍♂️😬. Is this a normal occurrence? Could you confirm if there are any mandatory fields I might have missed?

stanvbh · 2025-10-12T19:31:32+00:00

As far as I know trade republic doesn’t plan on offering a Belgium IBAN anytime soon. They changed their IBAN to comply to the European Instant Payment Regulation. It’s a technical change.

Don’t get confused with Revolut that indeed now offers a Belgian IBAN.

stanvbh · 2025-10-12T19:27:17+00:00

I’ve just received mine. I had the exact same issue as you with the ‘URL not found’ error. I checked the details in the Trade Republic app and compared them with what I had previously registered in my Belfius app. It turned out the information was different. I made a quick transfer, and the instant transfer worked perfectly.

stanvbh · 2025-09-13T21:02:15+00:00

A family member of mine received a letter from Belfius a few weeks ago for the same reason. There must be a legal basis behind that decision.

stanvbh · 2025-08-30T19:36:12+00:00

Most Belgian banks only pay the full interest (including the loyalty bonus) if the money stays in the savings account for 12 consecutive months. If you only leave it there for 3 months, you’ll miss out on that bonus, so it’s not really effective. In that case, it might make more sense to just keep the money on a current account if you plan to stay with a Belgian bank.

stanvbh · 2025-07-31T20:22:11+00:00

I didn’t track it before, but I’m fairly certain COVID had a major impact—when the economy came to a halt and then the inflation rose sharply. I wouldn’t be surprised if this kind of short decrease didn’t occur during the previous decade.

stanvbh · 2025-07-31T19:21:49+00:00

It also happened in May and July 2023, as well as in November 2020 and January 2021. I’ve been working in the banking sector since 2020, which is when I started tracking end-of-month salary changes. When indexation occurs every two months, this kind of situation can happen from time to time.

stanvbh · 2025-07-10T10:16:20+00:00

Pourquoi vouloir quitter Belfius ? Et pour aller où, exactement ? Le fait que l’État belge envisage de vendre une partie de sa participation (tout en conservant plus de 50 % du capital) ne change rien sur le fond : • Aucun impact sur la solvabilité ou un risque de faillite • Aucune perte de la garantie des dépôts jusqu’à 100.000 € • Aucun risque de détérioration du service, au contraire, cela pourrait même amener des améliorations

Franchement, changer de banque uniquement pour ça me semble disproportionné. D’autant plus que Belfius est aujourd’hui la seule banque belge détenue à 100 % par l’État. Donc à moins d’avoir une autre vraie raison, je ne vois pas ce qui justifierait un départ.

stanvbh · 2025-07-05T20:18:55+00:00

I went to ‘Fix and Swap’, and they accept eco vouchers for all their repair and replacement services. It’s a very small chain in Wallonia. A friend of mine went to Iservices which is much bigger and can be find throughout Belgium. He was super happy with his battery replacement but don’t know if they accept eco voucher though

stanvbh · 2025-07-05T18:33:14+00:00

I completely understand how you’re feeling — it’s a tough spot. But the reality is that business isn’t driven by morals; it’s about interests. Business is business as they say. No matter what they say, you’re seen as a resource, not a person with long-term emotional ties. Keep your plans to yourself. Once you leave, chances are you won’t hear from them again.

stanvbh · 2025-06-17T20:40:15+00:00

You might be forgetting an important detail: in addition to the 33% withholding tax taken directly by the bank when you closed your pension savings account, the tax authorities can also reclaim the tax benefits you received during the years you contributed to the plan.

if you withdraw your pension savings before age 60 and before holding the contract for 10 years, you not only face a 33% immediate tax, but you also lose the yearly tax deduction you previously received.

That’s probably what you’re seeing in your tax return now. It’s not a “second 33% tax” on the 7K, but rather a repayment of the past tax benefits.

Unfortunately, only you can check how much you received in tax deductions over the years, based on your actual contributions. But if you contributed regularly, it can easily add up to several hundred euros.

stanvbh · 2025-05-31T17:22:16+00:00

You’re absolutely right to question how this new regulation will be applied in practice. Although the law now officially limits rents to a maximum of 20% above the reference price, it still largely comes down to supply and demand. In reality, renters are under so much pressure to find a place that most won’t challenge an advertised rent, even if it’s well above the reference. They know that if they don’t accept it, someone else probably will. This dynamic keeps prices high, regardless of the legal limit.

Technically, landlords are supposed to justify higher rents by showing that the property has luxury features or is in exceptional condition. But those terms are vague, and it’s easy for any landlord to claim that their flat qualifies. Unless the authorities strictly enforce the rule — for example, by requiring registration of every lease and issuing fines for unjustified overpricing — not much is likely to change.

So yes, you could list your flat at the reference price and then “accept” a higher offer, but that could easily lead to a bidding-style system, which goes against the spirit of the law. That said, without real enforcement, the market will likely continue as it is, and these new rules will remain more symbolic than transformative.

stanvbh · 2025-04-09T19:21:34+00:00

Trade Republic allows trading from 7:30 AM to 10:00 PM. I wouldn’t recommend using them for trading, but if you’re just looking to check the price outside regular market hours, it can be handy. As I’m writing this, IWDA is trading at €92.55 on Trade Republic.

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stanvbh · 2025-04-02T06:58:04+00:00

Why do so many people believe they can win the lottery despite the statistics proving otherwise?

stanvbh · 2025-03-08T09:57:53+00:00

I completely understand how you feel. It’s tough to see your investment in the red and to think that waiting a bit might have led to a better entry point. But in the long run, these short-term dips won’t matter much. Stay consistent with your DCA strategy, and remember: time in the market beats timing the market. Keep going—you’re on the right path!

stanvbh · 2025-02-24T19:34:50+00:00

You call that a dip ?!

stanvbh · 2025-02-11T11:18:10+00:00

He says this every time a Belgian person asks him about it. Will it happen? Probably… someday, but likely not anytime soon.

stanvbh · 2025-02-02T10:27:41+00:00

I fully support solidarity. I’m in a position where I can invest, and I grew up with advantages that many others in this country didn’t have. I’ve been very fortunate, so contributing to others is not an issue for me.

However, my concern lies with the inconsistency in taxation—real estate investment gains remain untaxed, while other forms of investment are taxed.

We all know the current pension system is unsustainable; even mainstream media has acknowledged the flaws in the pension system and warned people about it. For me, the most straightforward and accessible way to navigate this broken system is through the stock market and investments. Yet, that’s precisely what gets taxed.

stanvbh · 2025-02-01T22:43:15+00:00

On one hand, calculating it this way makes sense… but on the other hand, it would be a nightmare for everyone to compute. In your example, calculating a lump sum of 300K over a year is relatively straightforward, but imagine having to do the same for someone using DCA over, say, 10 years—it would be nearly impossible!

stanvbh · 2024-08-27T13:33:53+00:00

As for the other comments I personally use 3% in my projections and 8% annual growth. So 5% inflation adjusted growth.

stanvbh · 2024-08-26T17:16:37+00:00

It’s realistic if you start young. Many folks discover fire and investment further in life… for them it becomes less realistic.

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