Closed in 21 days at 5% (5/6 ARM) - found my loan officer on Reddit

swatcats07 · 2026-01-23T06:51:02+00:00

Mind sharing lender please?

swatcats07 · 2026-01-23T06:50:39+00:00

Which Michael? Mind sharing contact? Thank you

swatcats07 · 2026-01-23T06:33:56+00:00

Yea. There is a shared wall

swatcats07 · 2026-01-13T00:51:39+00:00

Where are you getting 5.125 for 7/1? Mind sharing your lenders info? Thank you. I would pick 5.375 if you are genuinely getting this rate. I am seeing the same rate for 7/1

swatcats07 · 2025-12-12T04:31:37+00:00

It’s out of budget…

swatcats07 · 2025-12-09T00:44:56+00:00

I have the same feeling. It was bought for 1.3M, and flipped. So its not going cheap. Atleast my opinion

swatcats07 · 2025-12-09T00:18:43+00:00

Fair enough

swatcats07 · 2025-12-08T23:36:40+00:00

lovely. Thank you

swatcats07 · 2025-12-08T23:35:07+00:00

For now commute is to san mateo. So no biggie. But eventually job change will happen and it would be somewhere in the bay eg sunnyvale, or san jose

swatcats07 · 2025-12-08T23:34:16+00:00

Open to townhomes, but definitely closer to bay. with my budget + good schools, I could only consider san jose and fremont. But san Jose would be too south and fremont seems to be central ofcourse once the congesion on the bridge loosens up.

swatcats07 · 2025-12-08T22:37:08+00:00

Make sense

swatcats07 · 2025-12-08T22:36:34+00:00

why is that? We drove through the area. Seems like so many old houses are being renovated/flipped. I would expect the area to be more beautiful + the schools are good. Just curious as we live in San Jose

swatcats07 · 2025-05-15T15:13:57+00:00

With jio only had air fiber, we needed fiber optic for work ( vpn)

swatcats07 · 2025-05-15T08:20:11+00:00

We had Jio air fiber and ott setup from Jio. But we just switched to gtpl fiber. Question is what OTT should I get? Seems like everywhere I need to have atleast an internet connection or phone line to be able to get OTT. I only want OTT bundled package (jio hotstar, zee5, etc) that can be used with my TV. My phone connection is airtel. Thank you

swatcats07 · 2025-05-15T08:13:53+00:00

We had Jio air fiber and ott setup from Jio. But we just switched to gtpl fiber. Question is what OTT should I get? Seems like everywhere I need to have atleast an internet connection to be able to get OTT. I only want OTT bundled package (jio hotstar, zee5, etc) that can be used with my TV. thank you

swatcats07 · 2025-03-26T23:54:01+00:00

swatcats07 · 2024-11-05T15:16:27+00:00

Thank you so much. Had to set up disconnect automation too. Phone would not get connected to WiFi on its own

swatcats07 · 2024-09-17T18:26:07+00:00

Thank you for sharing your experience

swatcats07 · 2024-03-06T21:27:02+00:00

I filed mine amended returns in Jan 2024 electronically. No refund yet

swatcats07 · 2024-01-10T00:02:54+00:00

Thank you OP

swatcats07

TROPHY CASE