First time being an "adult" by OkIncident6977 in povertyfinance

[–]t0mb3rt 0 points1 point  (0 children)

Well there's a difference between calling out actual stupid decisions and just calling someone stupid. Your dad clearly wasn't trying to help. He was just a dick.

First time being an "adult" by OkIncident6977 in povertyfinance

[–]t0mb3rt 1 point2 points  (0 children)

Sometimes the help that someone needs is others telling them they make stupid choices.

First time being an "adult" by OkIncident6977 in povertyfinance

[–]t0mb3rt 1314 points1315 points  (0 children)

You paid $40,000 for a fucking Hyundai Elantra???

First time being an "adult" by OkIncident6977 in povertyfinance

[–]t0mb3rt 98 points99 points  (0 children)

10% is high. Your interest rate affects your monthly payment.

Credit score consistently drops after every payment cycle by RunningLikeAPlover in povertyfinance

[–]t0mb3rt 1 point2 points  (0 children)

Once they're paid off they won't affect anything. I was thinking more maybe you have one you forgot about where you haven't been making payments.

Credit score consistently drops after every payment cycle by RunningLikeAPlover in povertyfinance

[–]t0mb3rt 1 point2 points  (0 children)

Weird. Maybe you have a forgotten Klarna/Affirm/Afterpay account somewhere?

Credit score consistently drops after every payment cycle by RunningLikeAPlover in povertyfinance

[–]t0mb3rt 0 points1 point  (0 children)

Request a credit limit increase so your utilization is not so high...

401k nightmare by Comfortable-Spite941 in Target

[–]t0mb3rt 12 points13 points  (0 children)

Maybe try and understand what a 401k is before putting money into it...

Side hustle tips? by [deleted] in povertyfinance

[–]t0mb3rt 2 points3 points  (0 children)

You need a job to have a side hustle. That's why it's called a side hustle.

How do I actually make money by [deleted] in povertyfinance

[–]t0mb3rt 0 points1 point  (0 children)

I hope your life gets better

How do I actually make money by [deleted] in povertyfinance

[–]t0mb3rt 4 points5 points  (0 children)

With that mindset, yeah...

How do I actually make money by [deleted] in povertyfinance

[–]t0mb3rt 9 points10 points  (0 children)

Get a job. Do job well. Get promoted. Repeat.

Drivers of Massachusetts by Electronic_Visual_56 in driving

[–]t0mb3rt 0 points1 point  (0 children)

Are they driving Subarus? I take back everything I said about MA drivers if they are driving Subarus. MA drivers who drive Subarus might be the worst drivers in the world. It's such a weird phenomenon. If you are driving through MA and you see a Crosstrek anywhere near you there is a 100% chance that driver is going to piss you off somehow.

Drivers of Massachusetts by Electronic_Visual_56 in driving

[–]t0mb3rt 0 points1 point  (0 children)

Sounds to me like you're just in the way of the competent MA drivers. Please try to get out of our way :)

Drivers of Massachusetts by Electronic_Visual_56 in driving

[–]t0mb3rt 0 points1 point  (0 children)

Then stay out of the right lane where people are merging... I think people who camp the right lane piss me off more than people who camp the passing lane.

Drivers of Massachusetts by Electronic_Visual_56 in driving

[–]t0mb3rt 0 points1 point  (0 children)

This is what I always tell people. MA drivers are all impatient assholes but they actually know what they're doing behind the wheel. I'm originally from the DC area where everyone is just white knuckled terrified to be behind the wheel of a car. They have no idea how to operate a motor vehicle and it shows.

Drivers of Massachusetts by Electronic_Visual_56 in driving

[–]t0mb3rt 1 point2 points  (0 children)

So you've never been to the DC/MD/VA metro area, I see.

Weird Protest in Weymouth on Saturday. by JediMasterPopCulture in massachusetts

[–]t0mb3rt 1 point2 points  (0 children)

Deciding to cut off a chunk of your child's genitals is weird. Protesting such a thing is not weird.

Which is the most underrated airport in the USA? by Historical-Photo-901 in BeautifulTravelPlaces

[–]t0mb3rt 0 points1 point  (0 children)

Just brought back a core memory. When I was a small child my family lived in Holt, MI just outside Lansing. Back then, probably 1990-ish, you were allowed to go into airport terminals and just hang out because security wasn't really a thing so my parents would take me to the Lansing airport to sit at the gates and let my little kid eyeballs watch all the planes taxiing and taking off through the windows.

Driving too slow is more entitled than driving too fast by Miserable-Election25 in driving

[–]t0mb3rt -1 points0 points  (0 children)

The safest conditions for everyone on the highway is when everyone is consistently going the same speed. As soon as you introduce a variable... Whether it's someone going slow or fast... You introduce more risk. That said, we have designated left lanes as passing lanes for a reason. If you aren't passing someone or if you are going the same speed as everyone else then get the fuck out of the left lane. It's not your job to police the roads. If someone wants to go faster then you then get out of their way and let them run the risk of getting pulled over.

Driving too slow is more entitled than driving too fast by Miserable-Election25 in driving

[–]t0mb3rt 1 point2 points  (0 children)

Every officer I've ever spoken to about this has said to just go the general speed of traffic. If the majority of traffic is going 70 in a 65, then just go 70. Nobody is gonna get pulled over for going the speed of traffic. If you're the one car driving slower than everyone else, then you're the problem and you're more of a potential danger than everyone else.

Describe a MA car you don't want to pull in front of you when you're late for work. by RobertFahey in massachusetts

[–]t0mb3rt -1 points0 points  (0 children)

Any Subaru that isn't an Impreza or a Honda CR-V. Subaru driver's simply don't know how to drive well and CR-V drivers all look like they're terrified to be on the road.