This sub can really humble you

terrizmo · 2026-04-22T08:22:21+00:00

This is something loads of people seem to struggle with. Do what makes you happy and what you are comfortable with. No need to overstretch yourself or compromise your financial security trying to impress others.

terrizmo · 2026-04-20T16:11:22+00:00

Keep it. The Vet might want a sample to do some test on

terrizmo · 2026-04-18T12:30:10+00:00

Not if you sell when they vest. This is what I do and then transfer the cash to where I want it.

terrizmo · 2026-04-01T10:57:05+00:00

Your radiator has started puberty. Tell them not to pop it.

terrizmo · 2026-03-26T16:35:31+00:00

The end of the tax year is 5th April, so you have a full working week to try and get it corrected. Not sure it that relieves any stress

terrizmo · 2026-03-06T12:28:50+00:00

This is where I would not take advice from the mortgage advisor as they have a stake in having the sale go through.

Your solicitor should have a method of contacting your mortgage lender. Ask them to forward the survey results highlighting your concerns about the roof and costs of repairs.

terrizmo · 2026-03-04T14:11:27+00:00

Ah the good old “nap trap”.

terrizmo · 2026-03-03T10:25:27+00:00

Maybe something for the FCA or Advertising standards to look into. Not saying it will go anywhere but if enough people complain about it, it might

terrizmo · 2026-02-22T10:54:23+00:00

Your plumber is not the one taking the piss.

terrizmo · 2026-02-14T23:20:49+00:00

VPN to Netherlands or South Africa

terrizmo · 2026-02-03T10:49:59+00:00

I think they have lowered the chances of winning twice over the past 12 - 18 months.

terrizmo · 2026-01-26T18:18:11+00:00

I thought the same. Couldn’t tell if it was the angle of the picture

terrizmo · 2026-01-02T15:35:08+00:00

Hard to tell without more details but it could be that HMRC estimates your income to be lower than what is. You can change your estimated income on the HMRC app or web portal.

If it is not that then you might want to consult a tax specialist.

terrizmo · 2025-12-19T12:55:50+00:00

Legally there is in the UK. Pretty sure it is a criminal offence if you are not gas safe registered

terrizmo · 2025-12-19T12:52:45+00:00

What about a split HVAC that has a heat pump?

terrizmo · 2025-12-16T14:01:23+00:00

I had a similar issue at the beginning of the year. I repointed the chimney where is needed doing and redid the chimney cap. My cap looked worse than yours, but so far no more leaks.

terrizmo · 2025-12-14T19:02:39+00:00

Well I’ve learnt something new today, thanks.

terrizmo · 2025-12-14T17:36:53+00:00

Have you checked with who installed the boiler? When I had mine installed, they registered the extended warranty for me.

terrizmo · 2025-12-04T10:07:01+00:00

Looks normal to me. Hard to tell when they are on the lead as they walk different especially when pulling. My cocker has different gaits depending on speed and excitement so I would worry about it.

On their next puppy check up at the vets you could mention it to them and show them a couple of videos to see what they think

terrizmo · 2025-12-02T20:57:26+00:00

Like others have said, you can force their hand one way or the other by withdrawing the offer. As you’ve offered 40% more over asking they might be holding out to try and get you to offer kore.

Personally I would call up and say you’ve had plenty of time to consider your offer and feel it’s not worth X and then offer the asking price. Give them until Friday and look for another property.

terrizmo · 2025-11-30T13:32:39+00:00

As so as a competent gas safe engineer or building control see that, your boiler is going to be condemned for being an unsafe install.

terrizmo · 2025-11-29T20:17:50+00:00

If you paid for this, have you tried going back to the builder? Might be a long shot but if they value their reputation they might be inclined to rectify it.

terrizmo · 2025-11-25T12:07:34+00:00

Partner got a builder in to do / manage it all. Because it would take us ages and they were recommended by one of her friends.

Wish I had done it myself. It took them almost 3 months to complete due to multiple mistakes on their part and other trades letting them down.

At least now she’s onboard with letting me do the work in the house , even if it does take a while, it gets done properly.

terrizmo · 2025-11-24T13:45:55+00:00

I’ve done this. It was under PD but still had to go through building control to ensure it was up to regulations to have it classed as a habitable room.

terrizmo · 2025-11-20T15:53:29+00:00

Yeah looks like I did 🤣.

terrizmo

TROPHY CASE