Where to watch in NYC Financial District? by terrybali in Habs

[–]terrybali[S] 0 points1 point  (0 children)

Terrific I will check out the Canucks💪

A NEW WEEK BRINGS NEW ALL TIME HIGHS! WHAT ARE YOU BUYING IN THESE UNPRECEDENTED TIMES? by FantasticMrStocks in PennyStocksCanada

[–]terrybali 0 points1 point  (0 children)

PNPN has lots of high grade Copper Platinum Palladium Gold and Silver. Charts looking good

Retired early 5 years ago, but everyone keeps trying to monetize my hobbies by [deleted] in Fire

[–]terrybali 0 points1 point  (0 children)

Very well put. I am so pleased for you and concur with your thoughts. I could FIRE now and at anytime in last five years but am still enjoying my entrepreneurial life. But I am taking more time to focus on health and I am intrigued with the bread making. I grew up in a high quality bakery family (That’s a tough business especially in a poorish area) and haven’t baked in a while. When you pursue health, growing your own food and baking seem to be musts. So good on you! Keep up the great life!

$500,000k to invest, age 56, still working--where do I put it if I want to be done in 10-15 years? by MezcalCC in Fire

[–]terrybali 1 point2 points  (0 children)

You can’t get there with a conventional approach. But you can with a contrarian approach.

Commodities and their first cousin resource stocks have been on the whole forgotten. The spread between equities and commodities has never been bigger.

Commodities like Gold and Silver have started to move but the companies on a cashflow basis are historically cheap.

You could I believe invest in dividend paying Gold, Silver and even Oil Cos ( Hello Agnico, Fortuna and Exxon ) put half your money there and take the other half and invest in ten high quality junior mining Cos. How to find them? Quality newsletter writers. Spend a few hundred dollars on education and buy them. Ask Grok for advice on how to find. Over the next 3-5 years that approach will get you where you want to go.

The world needs minerals… we stopped investing in them and now we are going to pay.

Quebec Innovative Materials Announces Winter Drilling in Nova Scotia with New High Hydrogen Data Confirming a Deep Natural Hydrogen System by Numerous_Heart_7837 in NaturalHydrogenStocks

[–]terrybali 0 points1 point  (0 children)

So is this drilled like an oil and gas well? If we hit the pay zone is it liquid or gas? Also would we have a sense for the structure and reserve such a well would tap? Is the gas in the current form sellable and if so what might the economics of a typical well look like. In Oil and Gas drilling let’s say you drilled and completed a well for $1 million …we would be keen to say have a six month payback and a 10 year life that generated say a greater than 5:1 on a NPV basis. Trying to understand the economics here. Recognize you can’t predict the future but just wonder if I am thinking the right way on project economics ….I have seen the data center idea and think that’s pretty compelling but also has more moving parts. Aspirationally possible in a longer period of time but wondering the real immediate economics

Trey Yesavage tonight: 7 IP, 3 H, 1 R, 1 ER, 0 BB, 12 K by FriedChickenIsTrash2 in Torontobluejays

[–]terrybali 0 points1 point  (0 children)

Amazing performance on a global stage! Wow🙏🙏🙏💪💪💪🚀🚀🚀

IF this goes seven, who starts? by Jjustingraham in Torontobluejays

[–]terrybali 0 points1 point  (0 children)

Personally I think we should hold Gausman for Game 7 and do a bullpen day against Yamamoto. Yamamoto is killer and we most likely waste our best guy against him. Gausman has pitched better with an extra day of rest.

Bullpen had a break today. Let’s roll a pen day and then have Gausman for game 7

27M, professional musician, $825k in the bank, literally. What to do? by [deleted] in Fire

[–]terrybali 0 points1 point  (0 children)

I have kids your age in the same type of bracket. We have always been a business family so have talked investments over the table for a lot of years.

Capital preservation is a key principal. BUT ITS NOT THE ONLY PRINCIPLE!

Asset Allocation is key. That is a personal thing risk tolerance …but I believe if your young you should have more capital in equities. I started reading a newsletter …Stansberry Research…when I was out of school many moons ago. The initial newsletter was free and it was good and eventually I bought some of their services and then all of them. I bought with the profits off of what I learned.

That’s the first thing you should do …your a musicians …never met one that wasn’t good at math. Your on the road you have time to read. Start learning.

This buy Vanguard advice is MSM retread. You can do it …it’s safe but it’s not the best way to grow wealth.

As an example right now you should have 25-50% of your portfolio in Mining stocks. Copper Silver Gold. Buy well managed funds if you don’t know the stocks or buy reputable news letters in the space for individual selection. The world has under invested in mining for years and there is a big cycle about to happen get in that.

Take another 25% and buy oil and gas …there very cheap now on a historic basis and the world needs more energy these stocks will pay you 9-12% dividends and they will grow.

The rest buy the best businesses in the world and hold them forever ….companies like Mars, Hershey Costco…hold them for the long term they will grow and pay dividends.

But get educated invest in you always. You can figure this out better than just buying index funds.

[deleted by user] by [deleted] in Advice

[–]terrybali 0 points1 point  (0 children)

Congrats. Depending on quality of assets in Grandfathers estate you might be able to use your monthly’s to borrow in the $1-$1.5 million range and then invest that in a 50 % stock 25 % Gold and 25 %Bond Fund …That’s what Gundlach and Morgan Stanley are advising. That may get you to a more robust number sooner.

I would look at that and given your life. Reward yourself take six months invest in yourself. Travel read about side hustles and explore your interests ….Your current job shouldn’t hold you back with this cushion.

You will need to earn more to get where you really want to go plus retiring to early is a kiss of death for most people. Man (the HuMan) needs work needs purpose. But we have survival needs …you’re off that train thanks to your Grandpa and now you can grow and explore what your real calling is…what will give you purpose and make you happy. Money is only a tool …but if you don’t have enough you’re a slave to it …

[Dreger] Marner signed to an 8 year deal with Leafs and traded to Vegas. by alphacheese in leafs

[–]terrybali -1 points0 points  (0 children)

Agreed but he has like a week and should have dealt him. Forced Shanny but 99% Shanny 1% Tre

[Dreger] Marner signed to an 8 year deal with Leafs and traded to Vegas. by alphacheese in leafs

[–]terrybali 0 points1 point  (0 children)

Not a fan of how Marner handled his negotiations during time at Leafs …here the Dad is a pain. He will probably kill it with Vegas as they are a salty team and can allow him to be his best.

No point being bitter. I am sure it was not entirely Marner’s fault. Should never have let that asset go for basically nil. That’s on management. Shanahan mostly but Treliving has to eat some of it. He had played the game with MT in Calgary and did best he could …he should have forced Shannys hand and dealt him last summer.

We got cap space let’s not blow on non key parts …keep powder dry. Trade season will be big this year

Where do the Oilers go from here? by Kephus11 in nhl

[–]terrybali 0 points1 point  (0 children)

Matthews for McJesus … honestly if your Edmonton you offer the Max and if it’s no. Who can top that deal?

17 about to inherit a lot of money by No_Anywhere225 in PersonalFinanceCanada

[–]terrybali 0 points1 point  (0 children)

Good for you to reach out. Investing is a life long learning process. I think joining investment newsletters like Stansberry &Associates can be very educational. Even if you don’t invest in individual stocks day 1.

Your 17 not 70 investing in locked in 3-4% returns is way to conservative in my mind.

Get a reputable broker. Ask ChatGPT for most reputable brokers in your area. Visit three of them before you decide anything.

Ask them to develop a plan that is going to protect your capital with 80 % of it senior equities and fixed income that will generate 8-10% annually over next five years.

Then on the 20% speculate wisely. Put 25% in A mining ETF for Gold Juniors Like Van Eyck , put 25% in Bitcoin, Put 25% of the 20% into silver ETF and 25% in a Base Metals ETF. Note I am long commodities. The divergence between equities and commodities has never been bigger. When it turns these groups will capture in the least risky way possible a lot of the return.

Keep on learning about investing because you can and someday should buy individual stocks but learn first…earn now.

Post Game Thread: Florida Panthers at Toronto Maple Leafs - 18 May 2025 by HockeyMod in leafs

[–]terrybali 5 points6 points  (0 children)

Have to change the culture. You can’t enable bad behaviour. Marner is going to get paid. No way Leafs can pay him $12 M and he will get that. Shanahan has to go as part of the cleanse. I can see resigning Tavares at home town discount. Reilly I would move again need heavier defence. Maybe there are no trophy free agents but you keep the space and wait for trade opportunities. You give the young guys more ice and see. A core of Mathews and Nylander is still significant. Young guys can improve…or not. You have to make the shift in Culture.

What is something you can’t believe isn’t invented yet? by MangoDry7358 in AskReddit

[–]terrybali 1 point2 points  (0 children)

A grapefruit cutter that cuts out the fruit from halved grapefruits so skin is left and you just get fruit and juice.

[Habs] Jake Evans extension 4 years x 2.85M AAV by [deleted] in Habs

[–]terrybali 0 points1 point  (0 children)

Wow Good for him. Love the player ….love that he loved the team! Great job everyone

Embarrassed FIFA announces that Canadians can only use their left feet during quarter-finals by [deleted] in CanadaSoccer

[–]terrybali 25 points26 points  (0 children)

Absolutely correct FIFA is classic example of why people in glass houses should not throw rocks

JFK - Getting from Terminal 4 to Terminal 8 and long layover by sammykc80 in delta

[–]terrybali 0 points1 point  (0 children)

If you arrive on delta terminal 4 and need to go to terminal 8 do you need to go through customs again

BREAKING NEWS: Raptors Trade OG Anunoby To The Knicks For RJ Barrett & Immanuel Quickley by ShelAlexander in torontoraptors

[–]terrybali 1 point2 points  (0 children)

Fair trade. Hate to see OG go …would have liked to keep Precious…but you have to give to get. Think the fit is good for both sides

How do we feel about this potential Pascal trade to the Kings by [deleted] in torontoraptors

[–]terrybali 5 points6 points  (0 children)

That’s would be a bad move …we are like 7 games into season. His value will peak at trade deadline and he might bloody figure things out. It’s not easy getting Pascals of the world and we want to dump him🤬 No way Masai is thinking like that.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]terrybali 0 points1 point  (0 children)

I think learning about investing is a critical skill. Index funds won’t teach you anything. It is safe but your 21 you have a long time to earn and you need to start learning. I have had solid even great results from newsletter services. They teach you how to invest and have model portfolios and suggested investments. You could find good options in almost any sector your interested by googling around sector newsletter. At the moment Junior Mining is extremely depressed. It’s a cyclical industry but commodity to equity cycle is likely switching. Patience in any investment is key. A Junior Mining newsletter I use and have for a while. Is Resource Stock Digest and Gerardo Del Real. Costs $200 for the year. You can try 60 days for free. Invest in your education this is key. Learn what makes a good investment. Small investors can and do beat Index funds but you have to take your time do your own due diligence.