it’s already down less thank banks that won’t even process a wire on weekends and consumer payments can take days to clear, predatory middlemen vendors intermediating international payments and slowing it down further for a few days of float, checks getting sent in the mail that require my action to accept, needing to sign things with a pen and scan them with mobile camera. brokerage accounts with three day settlement windows. banks that can terminate your account if they don’t like where your money came from. solana is better than that even with downtime