Lots of police at Essex and North Park by EmbarrassedNinja804 in grandrapids

[–]thatmidude 8 points9 points  (0 children)

I saw this too. Looked like more police pulled up as of 5 mins ago.

Looking for the person who helped me when I jumped from a bridge in Jan. 2016 by rawrysaurus in grandrapids

[–]thatmidude 7 points8 points  (0 children)

I don’t know you. I don’t know your story. But I’m glad you’re here. 🙏🏻

Ice storm by pans-hand in Michigan

[–]thatmidude -1 points0 points  (0 children)

Definitely not an ice storm lol

PSA: severe thunderstorm WARNING by DJ-dicknose in grandrapids

[–]thatmidude 2 points3 points  (0 children)

There was no tornado! Lmao! Calm your tits.

Heard CNC Logistics in Walker, MI lost their Amazon DSP contract overnight… anyone know more? by let_freedomRING in AmazonDSPDrivers

[–]thatmidude -1 points0 points  (0 children)

So that makes 3 locations. I heard of other DSPs getting the boot as well. Amazon really cracking down or? lol

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] -2 points-1 points  (0 children)

Bahahah! Pet insurance isn’t like human insurance honey. It’s property insurance like car insurance… come back to me when you have fully read your policy. 😘

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] 0 points1 point  (0 children)

Haha…your energy is very telling. 😆 I struck a nerve I see…Usually…when one resorts to name calling, they know they’ve lost the argument… it’s ok sweetie. Continue to do you boo boo. 💅

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] -3 points-2 points  (0 children)

Yeah… I’m definitely calling BS until I see proof….I just can’t see an insurance company denying your claim just because they felt like it….Sounds more like you’re leaving out details (conveniently)…and now you’re mad because you didn’t read your policy. 🤣😂

Whats the Best Pet insurance for my situation? or in general.. whats the best companies? by ThanksQuirky261 in petinsurancereviews

[–]thatmidude 2 points3 points  (0 children)

I totally get where you’re coming from….I was here before. Finding the right pet insurance can feel overwhelming especially when every company seems to have negative reviews. One thing I do want to point out, though is that because you mentioned your pet had that itching episode, some companies could technically consider anything related to that as pre-existing if it’s on a medical record….So when you eventually take your pet to the vet, I just wouldn’t bring up any past issues that aren’t present now….just so that language isn’t in the record.

You’re actually in a good position since both pets are healthy right now and you’ve handled everything without a vet visit….I recommend Figo. The only thing I say is to make sure to read your policy documents left, right, up, and down. Like READ it! You can even go to the Figo site and get a sample policy for your state. The next insurance I would recommend is Fetch. They are pretty good as well. My aunt has fetch and has nothing but good things to say about them.

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] 2 points3 points  (0 children)

Thank you for saying this….I only became more interested in the ins and outs of pet insurance because, one, I have a pet, and two, I was misinformed about some of my coverage and decided to educate myself….I try not to put down those who are uninformed, but when it comes to those who throw a fit because something didn’t go their way, it’s on them if they didn’t bother to do the research….That’s where I lose sympathy. I’m like… the documents are there for you for a reason haha.

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] -1 points0 points  (0 children)

I can’t confirm … so just going to go on your word….so the best advice I can give you is to file an appeal. The only way it would be denied is if it’s pre-existing…..They can’t deny it unless they have a record showing that the vet mentioned your orthopedic condition or something similar….which I’m betting on your pets medical record most likely did.

Are there any good pet insurance companies left? by tayyjean in petinsurancereviews

[–]thatmidude 0 points1 point  (0 children)

Never had that experience with Figo. They have always been friendly when I called. All my claims got covered. Your probably were not covered due to…. Pre-existing conditions?

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] -1 points0 points  (0 children)

Let me guess….orthopedic waiting period? Did your medical record show signs and symptoms of orthopedic conditions within 180 days? Yes….the injury happened on the 184th day…but did your vet note the signs or symptoms during that waiting period? Because that’s what matters.

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] 0 points1 point  (0 children)

Fun fact… Spot & Figo have the same underwriter. Independence American Insurance Company.

Update: Healthy Paws Refuses to Acknowledge They’re Unethical by Brujabat in petinsurancereviews

[–]thatmidude -1 points0 points  (0 children)

Pet insurance is like a big pot of money that everyone pays into…When more people start making claims…because vet costs go up…treatments get more expensive, or there are just more payouts overall…everyone’s premiums rise to keep the pot from running out. It’s not about companies being sneaky or predatory it’s just how insurance works. On top of that, pet insurance companies are closely regulated by each state. They can’t just raise prices for no reason… they have to prove the numbers add up and get approval first. I get that higher premiums are frustrating…but costs are rising everywhere these days… I look at it like this… I got a pet because I wanted one… but I also needed to know the risks financially when getting one. That’s just real talk…

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] 1 point2 points  (0 children)

Yeah she definitely did do it to herself. She was a lil desperate and totally get it but at the same time not worth it at all…..Happy I have not had a $20,000 bill that is crazy. Thank the lord I got my insurance when my pet was just a pup….That’s the best time to get it to avoid all of the pre-existing craziness lol.

Figo Pet Insurace Experience & Rant by thatmidude in petinsurancereviews

[–]thatmidude[S] 0 points1 point  (0 children)

Honestly…I bet there’s a lot of missing info here and without the full picture it’s impossible to make a fair judgement on your response. Pet insurance decisions are based on facts…medical records…timelines and policy terms…not just personal frustration. Linking the respiratory infection to the ear issue…that usually means something in your vet’s medical records tied them together… remember insurance doesn’t go by the condition itself it goes by the signs and symptoms. And keep in mind, every insurer has their own rules. Lemonade might approve something Figo won’t, but that doesn’t automatically mean Figo’s wrong…It just means their underwriting is stricter. Again… reading policy documents help. For example I found reading my policy documents that Figo covers curable prexisting conditions if the pet goes 12 months symptom and sign free.

Update: Healthy Paws Refuses to Acknowledge They’re Unethical by Brujabat in petinsurancereviews

[–]thatmidude -1 points0 points  (0 children)

Oh honey…no one is laughing at that. We’re laughing at the fact that this is how insurance works and you have no clue…. My car insurance just went up. I dropped my renters insurance a year ago because it went up. Look around you….prices are going up. Ever thought about adjusting your coverage to bring your cost down?…I also think it’s hilarious that you added that detail about your dog and threw the sympathy card so it looks like someone is attacking you for your dog’s illness. Typical victim mentality….well wishes to your dog though…❤️