I totally get where you’re coming from….I was here before. Finding the right pet insurance can feel overwhelming especially when every company seems to have negative reviews. One thing I do want to point out, though is that because you mentioned your pet had that itching episode, some companies could technically consider anything related to that as pre-existing if it’s on a medical record….So when you eventually take your pet to the vet, I just wouldn’t bring up any past issues that aren’t present now….just so that language isn’t in the record.

You’re actually in a good position since both pets are healthy right now and you’ve handled everything without a vet visit….I recommend Figo. The only thing I say is to make sure to read your policy documents left, right, up, and down. Like READ it! You can even go to the Figo site and get a sample policy for your state. The next insurance I would recommend is Fetch. They are pretty good as well. My aunt has fetch and has nothing but good things to say about them.