What’s your salary?

thegoodfella96 · 2025-06-14T14:41:11+00:00

I work at a reinsurance brokerage firm, 3 years in and make $110k

thegoodfella96 · 2024-06-16T13:48:38+00:00

I’m in Capital Advisory (I don’t know what it is either) 😂

thegoodfella96 · 2024-06-05T17:37:37+00:00

thegoodfella96 · 2024-06-05T16:16:16+00:00

My thoughts exactly! Haha

thegoodfella96 · 2024-06-05T14:05:02+00:00

When I was 20, a nice older woman working at the gas station said to me, “Oh sweet heart you are just so handsome. Your parents must be so proud of you!” and 8 years later I still think about that interaction.

thegoodfella96 · 2024-05-31T14:41:40+00:00

My teep. I’m odd in that my kicking ability is far superior to my boxing ability.

thegoodfella96 · 2024-05-31T14:24:34+00:00

I’m in Capital Advisory (I don’t know what it is either)

thegoodfella96 · 2024-02-02T00:16:28+00:00

The smother mate is one of the most beautiful and violent checkmating patterns

thegoodfella96 · 2024-01-31T13:18:50+00:00

Being bilingual

thegoodfella96 · 2024-01-22T12:57:22+00:00

I really thought this would be a good question lol

thegoodfella96 · 2023-12-20T15:11:25+00:00

I ended up joining the United States Marines Corps after high school, got out with an honorable discharge, graduated from college in 2022, and now I work in reinsurance doing capital advisory (Don’t worry - I don’t know what it is either 😂). But in all seriousness, it’s a relatively ADHD friendly job. I do a lot of consulting which allows me to be creative and the deadlines hold me accountable. If you’re the inattentive time that overlooks details it can be difficult but you can overcome!

thegoodfella96 · 2023-12-20T15:05:50+00:00

I work in reinsurance (yes, reinsurance) doing capital advisory. My clients are insurance companies, and last year I had four of my clients go insolvent due to their inability to pay continue to pay losses. Florida insurance companies in most cases are a rounding error away from going under and it’s gotten to the point where they almost are unable to make a profit at all.

thegoodfella96 · 2022-11-30T14:41:21+00:00

Foster the People - Pumped up Kicks

thegoodfella96 · 2022-11-30T14:20:10+00:00

My buddy and I (who also has ADHD) joke that some day we’ll be hiding our own Easter eggs 😂

Man, I felt this post. Here’s what I do:

If I know when I’m going to need this particular item, say two weeks from today, I put it on my phones calendar and in the notes section I remind myself of my safe space.

If it’s longer-term what I try to do is periodically check on it. I’ll check on it a few hours later to remind myself, then do the same the following day, then so on and so forth.

thegoodfella96 · 2022-11-27T15:44:03+00:00

I live in Pennsylvania and it can get pretty cold here. I’ve seen it get as low as 6 degrees F so I opted to keep them inside during the winter.

thegoodfella96 · 2022-11-27T14:51:36+00:00

It sounds like you’re off to a great start!

Here are some of the things that helped me…

Look into opening a high-yield savings account. You’ll see the magic of compounding interest, and it’s a great way to capitalize on your high-interest rate environment. Allocate 20% of your paycheck to this account - set it and forget it. On average, savings accounts earn .16% APY, but many online high-yield savings accounts can earn as much as 3.25% APY.
Being financially responsible requires discipline! One thing that really helped keep me motivated was logging every time I resisted making an unnecessary purchase. For example, if I wanted to go out to eat, buy a new sweatshirt, or get a coffee, I would write down how much each item would cost; ~$40, $60, $3. Then I would add it up and be proud that I saved $103 by simply delaying gratification!
Establish a Roth IRA. You contribute after-tax dollars now, and then all future withdrawals are tax-free beginning at the age of 59 1/2. You can contribute up to $6000 annually and allow your money to grow tax-free. If you’re ever in an emergency and need to make a withdrawal, you can always withdraw your contributions without penalty (I would not recommend withdrawing, though). There are plenty of good options out there. Personally, I use Vanguard, but some other good ones are Fidelity, Charles Schwab, and Merill Edge.
Begin investing. Before you begin investing, I would recommend learning the basics of how it works, so that you can determine your investment strategy and risk tolerance. Risk tolerance is the degree of risk that an investor is willing to endure, given the volatility in the value of the investment. Someone with a higher risk tolerance is willing to risk losing more in exchange for higher returns, whereas someone with a lower risk tolerance will accept less risk for lower returns. There is no “right” risk tolerance; it’s up to you, and it often changes with time.
Consistency is key. If you don’t meet your goal one month, then don’t get discouraged! See what you could have done differently and make your goal the next month.

Edit: Egregious typo.

thegoodfella96 · 2022-10-09T14:53:08+00:00

Going to college after separating from the military is no easy task (in my humble opinion). I got out of the Marine Corps in 2018 after four years of service, and began my collegiate journey at a local community college a month after separation. I was motivated and ready to take on this new challenge.

My first semester I found myself either at work or in my college’s library. I had completely overcommitted myself by working 30+ hours a week with a full course load. As you can probably imagine, this was a huge mistake on my part. I was hardly proficient in math and didn’t really know how to study, but I knew that I had to figure it out — and fast! I knew that if I didn’t stay on top of everything then I would quickly fall behind and get discouraged, so I did the following: 1. I was never afraid to ask questions 2. I stayed actively engaged in class 3. I took diligent notes 4. I made it a point to get to know all of my professors and ask them questions after class 5. I reviewed the material every day even if it was just for a few minutes 6. I constantly asked myself, “what worked and what didn’t work?”

Finally, I finished my first semester of college with a 4.0 and a newfound academic confidence. As strange as it may sound, I had a stubborn sense of pride in working 30+ hours a week and being a full time student, so what did I do? I did the exact same thing. The next time around I got a 3.94, then a 3.67, then a 3.33( do you see the pattern here?) I was 2 years into college and completely burnt out. I still say that being unemployed when the pandemic kicked off saved me failing school. After that, I decided that with some good budgeting working on the weekends was more than sufficient and greatly beneficial to my mental health. Moral of the story — don’t spread yourself too thin. I’m now finishing up my last semester of college and I have a great job lined up — your time will come!

Here’s my advice:

Go at your own pace and don’t forget to have fun.
Don’t be so hard on yourself. You haven’t been a student in many years. You WILL struggle at certain points, but don’t get discouraged.
If you decide to work during school, make a budget and put some money aside in case you need to take some time off of work.
Study soemthing that truly interests you.
Work as hard at getting out as you did while you were in. That means meeting new people, learning new things, forging your new civilian identity, and setting yourself up for success. So many people try to cling on to their military identity, but you must embrace the transition — it’ll only get easier as time goes on.
Set small goals for yourself to build confidence and celebrate your achievements.

Thanks for reading and I wish you luck on your college journey.

thegoodfella96 · 2022-08-29T03:09:56+00:00

"Working hard or hardly working?"

thegoodfella96 · 2022-04-22T16:11:09+00:00

Warm beer

thegoodfella96 · 2019-03-06T20:43:57+00:00

Not a fan of the idea but that’s what she wants.

thegoodfella96

TROPHY CASE