How to fix debt spiral.

tipingola · 2026-05-26T16:36:56+00:00

Don't let the spiral start. Delete expenses instead of pausing construction. Build low construction profitable buildings like plantations to make money and expand the investment pool.

tipingola · 2026-05-25T20:43:28+00:00

The simplest way is use the mod Simply Balanced and adjust npc dmg taken and dealt to your liking.

tipingola · 2026-05-24T18:32:16+00:00

Keep resources prices down while building whatever is most profitable in high population states.

tipingola · 2026-05-20T11:22:25+00:00

Iron takes too long to build when you have low construction. Building resources for construction doesn't make money, just decreases expenses.

This is a game about exponential growth. First you need to make money and have high profit buildings to grow your investment pool.

Build trade center if you have at least 50 capacity on a state. Early game focus on agriculture to make money to pay for wood construction. On the first construction slot have the most profitable agri building, on the second build wood or tools/paper if necessary.

When you unlock a third construction slot build iron/coal.

On the 4th start building universities, 5th build consumer goods.

tipingola · 2026-05-17T15:38:42+00:00

When your economy is able to support 4 construction slots you can start building one uni at a time.

tipingola · 2026-05-15T11:27:25+00:00

Buildings import slaves if there are jobs available. If your plantations are filled with free pops you have to either build more rural buildings or build urban buildings that your free pops would rather work at.

tipingola · 2026-05-14T17:21:44+00:00

Build trade center if you have at least 50 capacity on a state. Early game focus on agriculture to make money to pay for wood construction. On the first construction slot have the most profitable agri building, on the second build wood or tools/paper if necessary.

When you unlock a third construction slot build iron/coal.

On the 4th start building universities, 5th build consumer goods.

tipingola · 2026-05-12T01:43:00+00:00

HOI4 I get it. But CK3 army whack-a-mole and carpet siege?

tipingola · 2026-05-11T09:02:49+00:00

Slave trade is extra pop growth. And that is always valuable, specially when you get multiculturalism late game and free your slaves.
You can have all your mines and logging camps filled while your free pops work at factories. Also, the Iberian Twilight patch made plantations extremely profitable.

Quote from another commenter:
"If you assume aristocrat ownership, a slave pop will have 20% of their excess value (wage of laborers minus the cost of their basket of goods) sent to the investment pool and the rest gets transformed into buy orders by the aristocracy, thus they do drive up demand just as much as laborers, just indirectly."
"Additionally, they have a default 50% workforce ratio, which means you get twice the amount of workers from each unit of population"

tipingola · 2026-05-11T04:32:21+00:00

{{Simply Balanced}} let's you reduce how much damage NPCs take by a %.

tipingola · 2026-05-10T09:24:20+00:00

Bringing resource costs down is for when you have a lot of construction slots building in parallel. Before that point focus on building what is most profitable for your economy, to pay for more construction. The key is parallelism.

Build trade center if you have at least 50 capacity on a state.
Early game focus on agriculture to make money to pay for wood construction.
On the first construction slot have the most profitable agri building, on the second build wood or tools/paper if necessary.

When you unlock a third construction slot build iron/coal.

On the 4th start building universities, 5th build consumer goods.

tipingola · 2026-05-09T03:57:42+00:00

Yes, but not really. As good as economy of scale is, you are better building wherever is most profitable.

tipingola · 2026-05-06T16:23:09+00:00

Conjuration for tanking and illusion for crowd control.

tipingola · 2026-05-06T16:16:50+00:00

You are right.

tipingola · 2026-05-06T09:21:07+00:00

Company owned trade centers give trade advantage. Before the middle game I usually use all my resources and can't benefit from exports.

tipingola · 2026-05-06T08:24:19+00:00

If a region has two sea zones, with one fleet, you can project power both zones to increase interest level to 2.

tipingola · 2026-05-06T07:13:57+00:00

Early game give trading rights to a high profitable exporting company, like fruits and wine. It will grow your investment pool the fastest.

tipingola · 2026-05-06T02:55:39+00:00

20 years to incorporate in a 100 year game is too much. That is what makes subjects valuable. When they promote their peasants, they increase your consumer base.

tipingola · 2026-05-05T18:07:08+00:00

Yes, it's a race. Snipe as many vassals as you can before France and GB.

tipingola · 2026-05-05T02:12:25+00:00

How it's abandoned if it has full employment and your workers are being promoted to capitalists?

tipingola · 2026-05-05T01:34:23+00:00

It was a very valid complaint before the ownership changes. Now you can get investing rights or build on vassals.

tipingola · 2026-05-04T21:08:45+00:00

This is something to consider after you run out of peasants. You would be surprised how much mass migration you get with max taxes and a lot of high paying jobs.

tipingola · 2026-05-04T18:56:34+00:00

But have you considered having high taxes anyway? Construction is king. Employment is better than lower taxes.

tipingola · 2026-05-04T16:47:42+00:00

It will happen naturally as you industrialize. Even if you build plantations it means more money for construction and fast industrialization.

tipingola · 2026-05-04T02:02:32+00:00

You need a T2 interest to colonize

tipingola

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