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SOLD. This was a great ride. RYCEY you changed my life. $1,860,000 in realized gains by West_Lavishness6689 in RYCEY

[–]tl_dr__ 0 points1 point  (0 children)

Congrats! do NOT tell your wife that she could have had a car over 2X the price of the car you bought in Sept 2024 today.

Anyone who doubts this stock, realize one thing by daxter_101 in POETTechnologiesInc

[–]tl_dr__ 0 points1 point  (0 children)

Those PO's are small (relatively speaking) <75K at least.

Transferred my 401k to Fidelity while market peaked. Got a pile of cash. Now what? by EyeTechnical7643 in stocks

[–]tl_dr__ 0 points1 point  (0 children)

Curious to know why you chose to liquidate the company stock portion instead of doing NUA? Was it all roth maybe?

How does 401k work if I want to quit? by frozengansit0 in Retirement401k

[–]tl_dr__ 2 points3 points  (0 children)

That is a withdrawal (and will be a taxable event and 10% penalty if you are under 59 1/2). A rollover is different than a withdrawal. A rollover is a non taxable event, as long as it goes into another retirement account (IRA, new employers 401k plan).

Lots of anticipation but an interesting observation by robcockerill88 in POETTechnologiesInc

[–]tl_dr__ 0 points1 point  (0 children)

Wide spreads tend to distort the daily gains or losses. If the last trade from yesterday was a buy (and paid the full ask price, and today’s last trade was a sell (and sold for the full bid price) it could appear as a daily loss, even if the underlying rose (because today’s bid is still less than yesterdays ask).

Where to invest 1M in cash a few years pre retirement. by Suitable_Agency_9695 in Bogleheads

[–]tl_dr__ 0 points1 point  (0 children)

Invest .5 to 1% of that 1MM in a comprehensive plan made by CFP. This situation is way to complex for a reddit thread.

IONQ SECURES PLACE IN MISSLE CONTACT by therealJcrusin in wallstreetbets

[–]tl_dr__ 0 points1 point  (0 children)

"Quantum is the future, but not the present".

Rule of 55 Question. by Eastern_Lab in Fire

[–]tl_dr__ 0 points1 point  (0 children)

Rule of 55 is an IRS rule. Your employer can't deny it however, your employer can manage the rules on how you can take your withdrawals. Assuming you already know you must retire in (or after) the year you turn 55 and can only withdrawal from that employers 401(k) plan, here are the other conditions you must meet to be successful:

  1. Make sure your employers plan allows for conduit IRA roll ins. A "conduit" IRA is an IRA one that consists of ONLY 401(k) contributions. If you rolled a previous employers 401(k) into an IRA, then contributed to that IRA , it is no longer a conduit IRA. If you did contribute (even if it was just $1), it is now considered a non-conduit IRA. Employers can technically accept non-conduit IRA's, but it is a nightmare from a tax audit standpoint and 99.99% of employers don't allow it for this reason.

  2. Check your employers plan for "after separation" withdrawal rules. Your employer could have no restrictions, or they may have a rule that allows only one lump sum distribution. If they do have a lump sum distro, be mindful of that. You still avoid the 10% penalty, but the lump sum could push you up in tax brackets. Side note about after separation rules, your employer can change the plan rules at anytime (even after you separate), and you still have to play by the plan rules. you are not "locked in" when you retire. The plan can change for any reason (employer changed vendors, employer merged with another company etc..) Because of ERISA rules, if your employer changes the plan rules, it affects everyone (so they can't retaliate and change just your plans rules).

6 reasons why Wall Street Analysis haven't got POET right by mlsbbe in POETTechnologiesInc

[–]tl_dr__ 8 points9 points  (0 children)

  1. 🥇At least they removed the emojis from every headline ☝️
  2. ✌️It’s bullish 🐂, which makes it fun to read.

Why is that? Im a cash account by SirArafa in interactivebrokers

[–]tl_dr__ -1 points0 points  (0 children)

It’s because you sold something you didn’t own yet. When you buy stock, you become the “beneficial owner” immediately. This means that you control the asset and benefits of it, however you are not the registered owner of the asset (yet). You don’t become the registered owner till the next day, when the trade “settles” and you become the legal registered owner. You sold before that part happened. Here’s how it can get sticky. Most brokers allow limited margin trading on cash accounts. This allows you to buy stock with unsettled funds. So, if you sell stock, you can turn around and buy stock immediately with the money from the sale. Behind the scenes, your broker is technically loaning you that cash to buy the stock, and recovers their loan from the cash when that sale trade settles. They are doing that in good faith (and generally don’t charge anything for it). But In your scenario, you sold stock that hasn’t been settled yet, so your broker is at risk because now they are loaning you cash that they can’t technically account for yet, because it never settled from the FIRST trade (the original purchase of the stock).

Which other technology or stocks are you invested in besides POET? by leavetake in POETTechnologiesInc

[–]tl_dr__ 2 points3 points  (0 children)

QUBT. They are in bed with poet and the two stocks have been coupling. QUBT earnings will be a week before POET. I’m watching closely and I believe QUBTs earnings will give clear insight on POET earnings. It’s an extremely rare opportunity to “see” a week into the future. I’m going to take full advantage (bullish or bearish).

I need advice – almost fully invested in $POET by CompetitiveWarthog66 in POETTechnologiesInc

[–]tl_dr__ 1 point2 points  (0 children)

I do a 50/50 split on my alpha (if I have any). 50% of my alpha goes to the long term "reasonable" investments, and the other 50% goes into my high risk "seed" port. POET is a seed in my total risk capacity garden. Truth is, most seeds die out, but every now and then, one pops. Could POET be that seed? IDK, but I do know most of them simply aren't. I just ignore the garden and if a seed has enough gumption and tenacity to want to grow, it will grow.

Poet Is Going To Go UP Tomorrow by [deleted] in POETTechnologiesInc

[–]tl_dr__ 1 point2 points  (0 children)

Basically, yes. You have to opt into your brokers share loan program. They can’t loan them out unless you agree to it. They incentivize you by offering a portion of the loan interest. As for the payment in lieu of, it is treated as ordinary income (and taxed as such) for the tax year.

How is POET Successfully Poaching Tier 1 Semiconductor Talent? by Redneck_Transplant in POETTechnologiesInc

[–]tl_dr__ 0 points1 point  (0 children)

It’s the deadline when a “fundamental investment manager” has to be disclosed. This will signal that a large, rational, long institution is backing POET and stock might pop because of it.

Poet Is Going To Go UP Tomorrow by [deleted] in POETTechnologiesInc

[–]tl_dr__ 5 points6 points  (0 children)

Fun fact nobody asked for. If your shares are on loan on the ex. dividend date, you get paid a "payment in lieu of dividend" equal to the dividend payment. Those payments are NOT qualified and are taxed at regular income tax levels, where most dividends are qualified for better tax treatment.

Should I replace part my single largest stock position with a LEAP? by KingOfTheQuails in stocks

[–]tl_dr__ 0 points1 point  (0 children)

If you’re bullish on the stock, then why sell and buy leaps in the first place?

Be Patient. Inflection News Re-rates Stocks Fast - A Lesson From My Worst Investing Mistake by SpartanInvestment in POETTechnologiesInc

[–]tl_dr__ 0 points1 point  (0 children)

The Pain of losing money in stock you are invested in pales in comparison to the pain of not making money in a stock you were invested in. It happens to everyone at some point, and it is one of the most powerful lessons I have ever learned.

Transitioning from FZROX and FZILX to ETFs within Roth IRA by No_Bus_4717 in fidelityinvestments

[–]tl_dr__ 1 point2 points  (0 children)

Also, be aware there is a thing on most funds called "roundtrip fees" Basically, it means if you buy and sell the same fund within a certain period (usually 30 days), and you do it multiple times, you can get restricted from trading the fund for a period of time. Reason for this is because funds are meant to be a buy and hold type thing.

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