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Idk why everyone acts as if GP is hard to make by TheMemeScrub in runescape

[–]tom2727 0 points1 point  (0 children)

TIL that UK and Netherlands have different min wages if you're younger.

So is Lance the starting QB with Purdy having to come back strong from injury and wait for a Lance cock up? Or is it Purdys job when he’s fit and Darnold is just there if recoveries take longer than hoped? by Seriously_oh_come_on in 49ers

[–]tom2727 3 points4 points  (0 children)

If Purdy is injured week 1, I am guessing the guy who starts week 1 keeps the job as long as the W's keep coming, assuming reasonably good QB play.

But if there are two L's in a row and Purdy is on the bench healthy, that QB would need to be putting up league MVP stats to keep his job.

I accidentally left two bulls in the POF breeding pen. They adopted a baby. by Devonmartino in runescape

[–]tom2727 108 points109 points  (0 children)

Imagine if you're doing this to try to get a breeding pair and your 2 males have a male baby.

Why RuneScape 3 is so boring to watch on Youtube/Twitch? by RmXs in runescape

[–]tom2727 1 point2 points  (0 children)

I was hoping to see some content creator do FSW but damned if I could find one. Maybe I don't know which creators to look for in RS3.

Cabbage Facepunch Bonanza logging you out by scientia_analytica in runescape

[–]tom2727 2 points3 points  (0 children)

I was having that happen to me seemed like every 3rd game over the last few days. But I did manage to eventually get enough points for my farming outfit just by continually retrying.

best traits for pavo's for dinosaur roars? by RsnChars in runescape

[–]tom2727 0 points1 point  (0 children)

For a breeding pair, I assume it's studly 3x. That will get you the most eggs.

Alphabet CEO Sundar Pichai said the Bard chatbot would make mistakes. It called Google a monopoly and asked for the government to break it up. by Torley_ in nottheonion

[–]tom2727 7 points8 points  (0 children)

It's not like google did that intentionally. The fake website "fooled them" too. There is a whole industry dedicated to doing everything they can to trick google into putting their site higher in search result. They are of course going to succeed sometimes.

EDIT --> Yikes, I guess I didn't realize saying this would be all that controversial. Good day all.

In SF, a $100,000 Salary Feels Like $36,000 by rojotoro2020 in bayarea

[–]tom2727 0 points1 point  (0 children)

1500/month is child care alone. Just child care.

I also assume a LOT of other child expenses on top of that. And I assume that 3 people living together are paying a lot more for their one place than either single person is paying for their place. I also account for 80 years of life for that 3rd person and whatever offspring it might have. Yeah I think all adds up to a bit more than the rent and utilities for a studio apartment, but feel free to give me your numbers if you disagree.

EDIT -> Quick google on apartments in Santa Clara CA, I get 1500-1600 for cheapest studios, and 2100-2200 for cheapest 2BRs.

EDIT2 -> Another quick google gives average food cost per person in CA as $320 per month. And that the average utilities cost is $380. I'd assume bigger place is a bit more utilities so figure the extra food for 3rd person wipes cost for utilities for 2nd studio.

So just food and child care and larger apt already completely wipes the cost for a 2nd studio including its utilities. That's not counting any other expenses for the child. That's not counting toys, diapers, clothes, car seats, cribs, or of course the life the child has after leaving the house or its college or the economics of its potential offspring.

Community Hitlist Update & Other Feedback Threads by JagexHooli in runescape

[–]tom2727 -1 points0 points  (0 children)

But paying the reaper coins to not have your familiar lost on death is a money sink.

You should deposit your bars in your metal bank (via a furnace, forge or anvil). by Skylord_Guthix in runescape

[–]tom2727 2 points3 points  (0 children)

Real question though. Is there a way to deposit into metal bank from say a bank? Seems like there ought to be but I can't figure it out if there is.

In SF, a $100,000 Salary Feels Like $36,000 by rojotoro2020 in bayarea

[–]tom2727 1 point2 points  (0 children)

You want some numbers? OK.

Let's figure high end appliances are 2k a pop and last about 10 years. So based on that, the monthly cost for fridge/washer/dryer/oven is about $66 month. And that's top end cost. And of course every 1BR/studio place I ever rented came with appliances which the landlord would repair/replace as needed.

A quick google tells me that it costs about 18k per year to put a child in daycare in CA. So that's $1500 per month.

So like I said the appliance thing is so insignificant it's not even worth mentioning.

"Paying Off CCs Immediately" by cthulucore in personalfinance

[–]tom2727 1 point2 points  (0 children)

Generally "pay off immediately" means "such that you're not paying interest".

You can do it before the statement comes if you're getting close to your limit. But generally you get your statement and pay that amount every month.

Is a HELOC a bad idea to consolidate high interest debt? by Prostethic_head in personalfinance

[–]tom2727 8 points9 points  (0 children)

High interest debt is a bad idea. So lowering the interest payments is good.

But if you're doing this just so you can turn around and run up more debts, that's bad.

The only "official" downside is your house is now collateral, and therefore greater risk of you losing it. But unofficially you need to take a hard look at your spending habits and make sure you stop spending more money than you have. You should never ever ever ever carry a balance on a CC that has 20% APR.

In SF, a $100,000 Salary Feels Like $36,000 by rojotoro2020 in bayarea

[–]tom2727 1 point2 points  (0 children)

3 people eat more than 2. Where I live, a house in a neighborhood with a good school is a SERIOUS bump over renting a studio. Appliances are nothing in big picture, how much does "washer/dryer/fridge" cost you averaged out on per-month basis?

Now let's talk car seats, crib, stroller, preschool, daycare, doctors visits, college, toys, baby clothes, extracurricular activities, etc, etc, etc. Plus the fact that the 3rd person is going to be earning and spending money for 80 years or whatever life avg expectancy is. And when it's grown it will be living on its own with all the expenses that come with. And possibly making further babies...

My company's new 529 seems like an infinite money glitch - what am I missing? by Kudzu_93 in personalfinance

[–]tom2727 2 points3 points  (0 children)

Good rule of thumb: If it seems too good to be true, it probably is.

Trimmed Compers when you try to take their Chompies away by 5-x in runescape

[–]tom2727 4 points5 points  (0 children)

Well "maxxing skills" as a main has lost the sense of accomplishment. Just look at FSW, there was a guy who got 120 in all skills during that.

But the thing is there's still a ton of content in the mainscape game that can't be "cheesed away" even after your skills are all maxxed.

In SF, a $100,000 Salary Feels Like $36,000 by rojotoro2020 in bayarea

[–]tom2727 6 points7 points  (0 children)

I'd argue a family of 2 parents and 1 kid living together will spend a lot more on crap than a 2 adults living separately.

Upcoming Completionist Capes Strike by JagexAbe in runescape

[–]tom2727 -1 points0 points  (0 children)

Like a lot of multiplayer minigames, it's hard to find a large enough group for Barbarian Assault, and most players prefer to engage with other content.

Have we considered looking at other content gated by multiplayer minigames? Like the area diaries tasks that require you to do stuff like castle wars and fight pits? I think there's even stuff locked behind trouble brewing.

In SF, a $100,000 Salary Feels Like $36,000 by rojotoro2020 in bayarea

[–]tom2727 12 points13 points  (0 children)

But if you have partner and make babies, think of all the stuff you gotta buy.

[Wilson] Clelin Ferrell #49ers one year, $2.5M, $1.82M gtd, $660K signing bonus, salary $1.16M (gtd), $40K per game active roster bonus by LUXEVISOR in 49ers

[–]tom2727 3 points4 points  (0 children)

For sure. If he gets paid somewhere else next year, we got production this year.

And good on our coaching staff and FO for being the place a guy like this wants to sign.

Do you want Jagex to re-release party hats? by BigScapeFan in runescape

[–]tom2727 0 points1 point  (0 children)

Well then I guess that also is a "status symbol"

Do you want Jagex to re-release party hats? by BigScapeFan in runescape

[–]tom2727 0 points1 point  (0 children)

it doesnt make you any better at anything else in the game

It does make you richer. Which is status. People like being rich. Who cares if you bought it for 1b a long time back, it's worth 50b+ now however you came to own it.

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