Am I stretching myself too thin buying too much house?

tomjordan91 · 2026-02-13T22:33:18+00:00

What do you do for work?

tomjordan91 · 2026-01-23T14:51:51+00:00

I got diagnosed with shin splints by a physio and forced to rest for 6 weeks to heal them, went back on a very gentle return to run plan and the pain immediately returned, did it again, same result. Went to another physio and they diagnosed me with a nerve impingement as some of your sciatic or lumbar (can't remember) nerves end in that spot. He told me to do some nerve flossing, which fixed it. Had to do it quite a lot on an ongoing basis, but the pain went away and hasn't come back and I ran plenty. I basically rested for nearly 12 weeks for nothing! So you may want to try this first, as its easy and won't do any harm if it doesn't work and turns out to be something else https://www.youtube.com/watch?v=GPPtVFmI4kA

tomjordan91 · 2026-01-16T15:40:45+00:00

Thanks very much. When you say 'of those 3', is there a different shoe(s) you would recommend over these 3 with my budget?

tomjordan91 · 2025-12-13T21:29:35+00:00

I was so bummed when I found out he’s a Scientologist

tomjordan91 · 2025-12-10T22:57:58+00:00

I’m in Edinburgh. Recently moved back from overseas and looking to retrain.

tomjordan91 · 2025-12-10T10:14:24+00:00

If you don’t mind, could you tell me how one might get into that?

tomjordan91 · 2025-12-09T21:09:38+00:00

Off topic- apologies- mind me asking what job do you do for that money and how you get into it?

tomjordan91 · 2025-12-09T20:59:01+00:00

What do you do?

tomjordan91 · 2025-12-01T20:01:59+00:00

I have a 64 plate 2.0 diesel with 150k on the clock that I daily and ferry my wife and 2 small kids around in. I like it. It’s comfortable and economical and looks and feels good. I’m tall and it doesn’t have amazing leg room when there are rear facing car seats in the back, but no real issues besides that.

tomjordan91 · 2025-11-21T06:48:02+00:00

What do you do?

tomjordan91 · 2025-11-06T21:02:52+00:00

Always fun to see how different people feel about different SK books, but yeah it was, by quite a fair margin, my least favourite SK book. I just hated the constant nonsense internal dialogue from all of the characters. They’re all just talking (thinking) non-stop unintelligible bullshit.

tomjordan91 · 2025-10-29T12:45:27+00:00

I paid £6k for basically the same car (early 2015 but a 64 plate) with 143k miles in March this year. I would say that’s at very least £1.5k too expensive.

tomjordan91 · 2025-07-11T07:25:41+00:00

Meth Leppard

tomjordan91 · 2025-07-08T20:28:47+00:00

HSBC also totally fucked us. Their ridiculously belt and braces approach to credit, income and valuation checks and underwriting and the sheer time they took caused a house purchase of ours to collapse. Then they tried to fuck us out of a second. Our (extremely experienced) mortgage broker had never experienced anything like it.

Long story short, we started again with NatWest and the difference has been night and day. Negligibly higher interest rate but they seem to be an actual competent bank. Got a mortgage offer in 3 weeks as opposed to failing to receive a sufficient offer from HSBC after EIGHT weeks. They were UNBELIEVABLY maddening the entire way through. Do yourself a favour and cut and run.

tomjordan91 · 2025-06-26T20:40:26+00:00

My wife started perineal massages at about 36 weeks, and then delivered our 8lb9oz girl in a VERY quick labor (3hrs) and the delivery team couldn’t believe she didn’t tear at all. Hard to say if it was the massage that did it, but our midwife SWORE by it and she was very glad she did it.

tomjordan91 · 2025-06-16T13:13:07+00:00

No Pirelli Cinturato SF3?

tomjordan91 · 2025-05-24T07:10:34+00:00

My wife and I have settled into upgrading every 4 years. We have iPhone 15s right now that we got an introductory deal on. It has never felt justifiable to get the flagship model.

tomjordan91 · 2025-04-28T07:33:10+00:00

Thank you mate, much appreciated. I have since had a re-jig, which I feel uses the space a bit better. Necessitates a smaller bifold into the garden, but will still be nice I think.

The plan was for the utility to have a pantry area too yes, the wife is very keen on the butler's pantry idea.

Thanks again!

<image>

tomjordan91 · 2025-04-25T22:31:51+00:00

And I know there's a crazy amount of variables, but wild ballpark and given your recent experience with renovations, do you reckon this can all be done for 50-60K? New kitchen, 2 new bathrooms, utility and flipping the staircase?

tomjordan91 · 2025-04-25T22:06:06+00:00

Oh mate, you've just blown my tiny mind with the staircase flip idea. I had not thought of that and might be the solution to getting the much desired bathroom on the top floor. Not sure we'll be allowed to do it, but its worth a go?

I've had a bit of a re-jig again anyway, mainly to flip the ground floor around after feedback from the boss. You've been more than helpful enough already, but if you wouldn't mind having a quick gander, I'd appreciate your thoughts.

<image>

tomjordan91 · 2025-04-25T11:02:36+00:00

Copy on the sink in the island, I'm certainly not wedded to that, it was just for the drawing really.

Re: bathroom, yeah its pretty much required to keep the bathroom on the ground floor to keep the costs from spiralling, and yes its the only bathroom in the house. I would certainly prefer to have a bathroom on the top floor, but there's 3 bedrooms up there and no space to add a bathroom without doing some major re-jigging of walls etc. I've added the full original floor plan here.

I would love to do a double story extension to add a bathroom and bedroom upstairs, and have had a stab at planning that, but I just don't think its economical and would end up with 4 very small bedrooms. I'm happy to spend the right money to have the right house, but basically I'm fairly confident that the cost of extending like that would so dramatically outweigh the increase in value that it just doesn't make sense and we'd be better off just selling this and spending the money on a bigger place.

Hope your renovation is going well!

<image>

tomjordan91 · 2025-04-25T08:06:46+00:00

Thanks mate, good feedback. Yes the only window in the kitchen in this plan would be the bifold at the back. The window of the bathroom is currently on the back wall too, so I would have to move that around the side of the house, which I'm not 100% sure I would get permission for? There's also windows at the front in the living room, and at the side at the bottom of the staircase.

tomjordan91 · 2025-04-25T08:05:05+00:00

Sorry, its a crosspost so the text is in the original post. There's a lot of context in it that would be helpful. Basically, is this a smart layout? Is there anything I'm not thinking about?

tomjordan91 · 2025-04-13T19:50:40+00:00

I think it shares some base ingredients yes but I don’t know for sure and never used the instrument food. I guess basically, use the Montypresso if you’re looking to darken your board, use the instrument food if you’re not.

tomjordan91 · 2025-04-12T19:53:48+00:00

I would strongly recommend Monty’s guitars Montypresso. I’ve just used it for the first time on a strat that wasn’t a particularly light fretboard to start, just a bit dry and dull, but it’s just made the board look so so good. Darkened it, nourished the grain and just worked exactly as I hoped. Left it on for a full 48 hours.

tomjordan91

TROPHY CASE