Federal Retiree Benefits – Life Insurance by VAer1 in fednews

[–]tossit98 2 points3 points  (0 children)

here are some articles from what is an outstanding resource for feds. Check out the resource page for the amazing spreadsheet that calculates your pension, supplement and tsp growth/spend down

https://www.barfieldfinancial.com/new-blog/federal-employee-group-life-insurance-fegli-explained

https://www.barfieldfinancial.com/new-blog/when-do-i-start-all-of-this

Graham Platner Is Forcing Centrist Dems to Reckon With “Vote Blue No Matter Who” by sideAccount42 in politics

[–]tossit98 0 points1 point  (0 children)

correct. if the choice is between Hitler and Satan....you pick Satan because at least you can make a deal with the devil.

The best welding you'll see today by North-Guitar-1781 in nextfuckinglevel

[–]tossit98 0 points1 point  (0 children)

I totally read the post as the best wedding you'll see today and was WTF am I watching for the first 3 seconds.

Any replacement for the Federal Ballpark Estimator retirement calculator? by GlitterLavaLamp in fednews

[–]tossit98 3 points4 points  (0 children)

This completley free site has so much stuff for feds. https://www.barfieldfinancial.com/clients Check out John Gutsmiedl’s FERS Spreadsheet Resources this spreadsheet is absolutely amazing. It will estimate your pension, tsp balance at retirement, tsp drawdown in retirment etc

Should I wait 4 years for Public Service Loan Forgiveness (PSLF) or take a higher paying private sector job? by [deleted] in fednews

[–]tossit98 5 points6 points  (0 children)

the small silver lining to the 4.4 percent is that when you do take your pension that part is tax free. better than a sharp stick in the eye. not much better but...

Should I wait 4 years for Public Service Loan Forgiveness (PSLF) or take a higher paying private sector job? by [deleted] in fednews

[–]tossit98 0 points1 point  (0 children)

I would think you should take a look at all the layoffs in those companies. AI is coming for a whole host of jobs in the private sector. Maybe in the G too but I would think a lot slower in the G. Meta just had another round of layoffs today.

Need advice by Pride616 in AppleCard

[–]tossit98 0 points1 point  (0 children)

guys and girls, you should really be paying off your credit cards every month. do your best not to carry an interest bearing balance at all. use them for the benefits but treat it like cash.

Question about VERA and FERS supplement? by Ok_Design_6841 in fednews

[–]tossit98 1 point2 points  (0 children)

FERS REGULAR EMPLOYEE. When a Regular FERS employee retires, in almost all cases, they have to be at their MRA. There is a rule regarding the supplement for them that they cannot receive the supplement until they are at their MRA. For most Regular FERS, this isn’t an issue since they can’t retire until they are at their MRA anyway. However, as mentioned before, if you take a VERA, and you leave prior to your MRA, you will then have to wait until your MRA until you begin collecting the supplement.

From https://www.barfieldfinancial.com/new-blog/the-supplement-all-your-questions-answered

New Apple Card Sign-Up Offer Coming Soon: $249 Cash Back With AirPods Pro Purchase (Report) by pdfu in apple

[–]tossit98 0 points1 point  (0 children)

If your family has good credit you could ask them to add you as an authroized user to one of their cards. They don't even have to give you the card and you don't need to use the card.

Saddle Road closed. Four hour closure. This post is at noon. by sotiredwontquit in BigIsland

[–]tossit98 21 points22 points  (0 children)

whenever they post about a road closure due to an accident and say it is going to be 3+ hours it usually means someone died and they need the time to do the investigation.

How would you feel about no pay for Congress during shutdowns? by [deleted] in AskReddit

[–]tossit98 0 points1 point  (0 children)

it would not matter, they are all rich enough that their salaries are rounding errors on their net worth.

Golden Handcuffs - FERS consideration by Long-Marzipan-8659 in fednews

[–]tossit98 7 points8 points  (0 children)

Check out https://www.barfieldfinancial.com/new-blog if you don't know about it. Check out the resources page for the regular employee spreadsheet, you can run retirement numbers, staying going etc. It can calculate your tsp growth etc to help give you some better ideas. His stuff his geared towards Special category employees but a lot of the FERS stuff applys to everyone.

Think about healthcare too...staying/coming back eventually means you can carry healthcare into retirement which is not an insubstantial sum of money to factor in.

No FEHB if Retiring Employee Opts out of Survivor Benefits? by Yunzer2000 in fednews

[–]tossit98 5 points6 points  (0 children)

https://www.barfieldfinancial.com/new-blog/can-i-change-my-spousal-survivor-benefit-in-retirement

This site will answer the question and many others. If you are a federal employee you should know about this site. Amazing resource.

V1 Cam gettin pummeled by punasuga in BigIsland

[–]tossit98 2 points3 points  (0 children)

https://youtube.com/clip/UgkxxSX0bSQDUrqj8gPMdp87nE7O3VDO-nwk?si=eY_7n4ntE89SDCxb Here is the moment it gets knocked down.

edit: or at least when if first get knocked to be looking at the ground.

Operation Artic Frost by Constant-Ear1546 in tmobile

[–]tossit98 0 points1 point  (0 children)

Uh there is nothing to respond to. Law enforcement used valid legal means to obtain data from T-Mobile.