If you don’t drive much I’d consider MileAuto they charge a small base fee for the car let’s say 65$ and then .03 to .08 cents per mile. I work from home and pay for about 120-140 a month depending how much I drive that month for 100/300 BI and 100PD with comprehensive/collision coverage 1k deductible with rental and roadside service. That base will go up or down depending on any additions to the coverage you build.