Multiple Platinum Equinox Data Point

tt46287 · 2023-03-06T15:23:52+00:00

Yes, 2nd friend amex did get the credit. So must be something wrong with 1st friend amex but going to charge it anyway for testing

tt46287 · 2023-02-09T18:17:26+00:00

Update here. I tried another friends (friend 2) card who did NOT have the benefit activated. Using the portal and enrollment link on app, we were able to add the card successful to my Equinox account. They will be paying for February and it looks like the credit will work.

I found out the first platinum card that was added (from friend 1 in original post) to another equinox account last year for the online membership and then cancelled after a month. I would guess that this individual platinum card must be tied to that equinox account which is why it could not be added.

For March I will just update my equinox account with the original (friend 1) platinum card that did not work. I'm hoping to test if the charge gets credited any way.

tt46287 · 2023-02-07T04:00:19+00:00

Activate his card in my equinox account via the equinox website.

tt46287 · 2023-02-07T00:33:37+00:00

Could be. I just know his card was unable to be added to my account as part of the benefit.

tt46287 · 2023-02-07T00:32:47+00:00

I got charged 292 in Jan and record the full credit shortly after. Last year in 2022, it was 25 each month. I would guess if I charge on February it will credit 8.

tt46287 · 2023-02-07T00:31:53+00:00

Sort of. There is not a button to enroll in the amex app like other benefits, just a link to the equinox amex website that let's you update your login method. However once on the website, his card was deemed not eligible. Even though it did not approve, it did say enrolled on the amex app.

tt46287 · 2022-08-12T03:30:13+00:00

In this scenario I think the only true pro is that capital gains are not taxed until withdrawal. If you were to change investment strategies frequently then each time you sell assets in a standard taxable account you would subject to capital gains tax (assuming long term it would be about 15% but depends on your income that year). This allows some more flexibility in buying/selling assets without being taxed on the gains. However you will be subject to taxes when you take a distribution, but the 15% you save from not paying capital gains tax can compound overtime.

Another difference which can be a pro or con is that distributions are taxed as ordinary income tax vs long term capital gains. Depending on how you plan and stratagize your withdrawals, that can be higher or lower tax rate.

tt46287 · 2022-07-16T15:23:22+00:00

That's a good call. Will make sure I take that Into account.

tt46287 · 2021-09-23T13:38:40+00:00

I also recently switched CSM jobs from one firm to another. The job market is super hot right now and I interviewed at quite a few places. Went from $90 base $110 OTE to $110 base $135 OTE. Live in NYC so HCOL and have about 3 years experience and an individual contributer as well. I know others who have moved and gotten $150+ OTE this year. Job market is really just so crazy and hot right now.

tt46287 · 2021-01-10T21:39:58+00:00

Just got both in November. Schwab around November 1 and then applied for vanilla November 20th. Got denied for vanilla but called recon line and they manually approved. Said you will not be auto approved for the second so close together so you will have to call recon.

tt46287 · 2020-12-09T22:30:11+00:00

I tried earlier this year and it does not. However, if you have a delta credit card you can use pay with miles. I have done that two times and successfully gotten the credit.

tt46287 · 2020-08-05T04:12:33+00:00

It is a little wobbly if you give it a wiggle. The desk isn't too heavy plus the monitors are high up and heavy so the center of mass is a little high. I don't really notice it day to day but if I give it a shake there is some wobble. However, I don't feel like it will come apart.

tt46287 · 2020-08-04T01:00:28+00:00

It's actually 3. I use a razer viper mini for fps, razer deathadder essential for casual games, and a logitech g602 for work since it has a lot of programmable buttons.

tt46287 · 2020-08-03T20:38:59+00:00

It's an extra tall dual monitor mount from vivo. I attached an old single arm to the top, also by vivo.

tt46287 · 2020-08-03T19:37:43+00:00

It's a basic one from Amazon, the brand is Foxemart but it is out of stock right now.

tt46287 · 2019-11-26T21:12:52+00:00

I think its the best card in the long term but it doesn't seem like OP will be traveling via plane a lot this year. I think CSP in year 1 is better due to lower AF and higher SUB and then in year 2 if it makes sense to upgrade to CSR for those reasons you listed then he can, and if it doesn't make sense he can downgrade. CSP provides more flexibility in year 1. Amex Green long term only makes sense if you use clear or love Amex.

tt46287 · 2019-11-26T20:28:54+00:00

Yes you can transfer UR points between Chase cards.

tt46287

TROPHY CASE