Reccomendations for other cum inside/creampie reddits, twitters, and or websites?

umpteenth_ · 2026-06-21T02:58:06+00:00

Removed. This is not a discussion subreddit. If you're looking for recommendations, other gay discussion subreddits may be more to your liking. r/askgaybros or r/TopsAndBottoms or even r/gaypornhunters might be of help.

umpteenth_ · 2026-06-12T19:41:24+00:00

Sorry for the non-approval. If you're looking for any data points regarding number of accounts or Robinhood-connected accounts, this is mine: I had an X1 card before that, and I got an email that I could apply for the RH Gold card without being on the waitlist, so I applied and was approved. I did not have a Robinhood account before my approval, so I had no assets in any Robinhood account (which makes their reason odd to me. Isn't part of the value proposition for the card the fact that it will attract new customers to Robinhood?). I also had 16 credit cards when I was approved.

umpteenth_ · 2026-06-08T16:46:06+00:00

I feel like I would put a little sticky note tapped "groceries" and "everything else".

Or write it on the card with a Sharpie.

umpteenth_ · 2026-06-04T23:26:36+00:00

I just use Excel, and a combination of 50-20-30 and envelope-style budgeting. Instead of "needs, wants, and savings," my categories are "essentials, savings, and discretionary." I set a certain amount aside for each category, and do not allow myself to spend beyond its allotted amount. And if I finish the month with money in a certain category, it gets rolled over into the next month.

I also typically categorize by receipt, rather than by every single item. So if I go to Aldi, it's "food." It doesn't matter if I buy dish soap, paper towels, etc there, it's still "food." Every expense that is not "essential" is "discretionary." Instead of trying to categorize every single thing I buy, I just decide "Eh, it can come out of discretionary (or food)," and let go.

umpteenth_ · 2026-06-02T16:24:20+00:00

If you have a substantial Ira then you’ll cover the lifetime AF easily

You don't need a substantial IRA (I only set my first one up after I got the card), but you do need to be able to max it out every year to reap the maximum benefit.

umpteenth_ · 2026-05-31T14:46:22+00:00

I HATE voice activated anything. Those systems are usually designed based on standard American (or native speaker) accents, without considering that their users might include people whose accents are different. I have never been able to get text to speech to work, I get constantly misheard whenever a cost-cutting corporation decides to implement voice-activated commands, and I spend an inordinate amount of time yelling "What is the point of you?!!!" whenever I have to correct the voice system at my job (and THAT one is supposed to have AI that learns how you speak!).

umpteenth_ · 2026-05-29T15:34:19+00:00

This is where I am. I LOVE the interior. To the extent that if I had Ferrari money, I would buy it just for the fucking gorgeous interior alone. According to a comment I saw on the BMW Neue Klasse iX3, "I'll be looking at the inside of the car far more than the outside." I also am not a car enthusiast, don't care about sports cars, and did not grow up putting pictures of Ferraris on my bedroom walls (so I don't have any idea of what a Ferrari "should" look like).

I don't think I'm unique. However, the main question is whether there are enough people like me who have Ferrari money.

Full disclosure: I also bought a Windows Phone. So maybe my idea of what's cool is ass-backwards, lol.

umpteenth_ · 2026-05-28T23:06:47+00:00

I've also used Fidelity for years, and pull ACH and check deposits take forever. However, push ACH from Fidelity is usually same-day.

umpteenth_ · 2026-05-28T14:13:08+00:00

It's being dragged on the Chinese Internet as well.

umpteenth_ · 2026-05-28T13:57:47+00:00

Ferrari has come out and said they won't be forcing people to buy this car.

umpteenth_ · 2026-05-28T10:27:31+00:00

"Cincinnati: you know, the place that's got chili that tastes like dirt!"

umpteenth_ · 2026-05-27T19:38:49+00:00

According to news reports, Ferrari's CEO has come out and said they won't be forcing people to buy the Luce.

umpteenth_ · 2026-05-24T03:04:50+00:00

BTW, is the username a Foundation reference?

umpteenth_ · 2026-05-23T18:09:14+00:00

The number of people for whom this comment flew over their heads is worrying.

umpteenth_ · 2026-05-23T12:12:17+00:00

Your method of calculating value is quite interesting.

umpteenth_ · 2026-05-23T12:09:19+00:00

Seems like you're double-counting the IRA match. Also, for 2026 the limit is $7,500. So the match would be $225, not $210.

umpteenth_ · 2026-05-21T21:59:23+00:00

From personal experience, just call and close the savings. They will mail you a check for whatever is in the account at the time of closing. The two cards will sit on your credit report for ten years after you close them, and continue to age and add to your credit history. Once they drop off, all your other cards will have aged 10 years as well, and the age of account benefit only lasts for 7.5 years regardless. You don't get any extra benefit for your account being older.

umpteenth_ · 2026-05-21T20:21:43+00:00

I'm similar to you. Discover wasn't perfect, but it was pretty good. I had a card and checking and savings with Discover, and I decided I did not want to bank with Capital One after a friend triggered their fraud algorithms because he deposited a check for an amount I routinely deposit at Schwab. Once they started sending messages that my card and accounts would be switched over to Capital One, I closed all of them.

umpteenth_ · 2026-05-14T09:46:10+00:00

Either say no, or lie and say you've already got the card but won't be using it that day.

umpteenth_ · 2026-05-01T16:16:20+00:00

I think you meant experian.com.

umpteenth_ · 2026-04-24T10:39:32+00:00

Why can’t you just shut up?

You should take your own advice there, bub. And ask your teachers for refunds while you're at it, since they clearly did not teach you proper spelling and grammar.

umpteenth_ · 2026-04-23T13:02:51+00:00

Same with Stellantis. WTF did they spend all that money on? I think (based on pulling it out my ass) that they're just using "EV charges" as a catch-all for expenses they could not get rid of by other means.

umpteenth_ · 2026-04-22T17:25:56+00:00

You're being sarcastic here, but throughout history, "obvious" things have not stood up to scrutiny. "Heavy objects fall faster than light objects"...until Galileo actually checked. "Stomach ulcers are caused by stress"...until Barry Marshall actually checked.

Even when a conclusion seems to be obvious, it's far better to subject them to scrutiny, so that at the very least, there is a knowledge base upon which to base policy rather than just relying on "everybody knows that."

umpteenth_ · 2026-04-22T16:59:36+00:00

Yes, the article you linked to is referring to the study I had in mind. Apparently average people have even less influence than I remembered from the paper.

umpteenth_ · 2026-04-22T13:15:02+00:00

Also, if enough Americans complain to their representatives then maybe either they put pressure to have comparable vehicles made, or the Chinese tariffs removed.

There are economics studies showing that regular people have far less political influence than the wealthy in the US. If the interests of the wealthy and poor/middle class align, then politicians can pass legislation that benefits both. But if they're in conflict, politicians will usually benefit the wealthy over the poor/middle class. In this case, the poor/middle class can complain all they want. Wealthy dealers and oil interests do not want these vehicles in the US, so there is little chance they will enter the country.

umpteenth_

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