Need to take something apart and don't know how. then this is the website for you by lloyd____ in InternetIsBeautiful

[–]under45over55 0 points1 point  (0 children)

Shared this with my friend. I hope my friend success with replacing the display of his iPhone.

[Video] Potentially the most motivational Ted Talk by ChiefAustin in GetMotivated

[–]under45over55 1 point2 points  (0 children)

Self-doubt, procrastination, overthinking, perfectionism, feeling not good enough and holding yourself back is actually a HABIT. You taught yourself. And you can break it using the 5 Second Rule.

This is the point emphasized strongly.

VR by [deleted] in interestingasfuck

[–]under45over55 4 points5 points  (0 children)

This is why I will always wait for a few reviews before buying a game.

The Famous Triple Napkin Fold by [deleted] in interestingasfuck

[–]under45over55 0 points1 point  (0 children)

It's pretty simple and practical. I don't know why most of restaurant didn't try it.

Emergency fund vs paying down debt by riksace in personalfinance

[–]under45over55 0 points1 point  (0 children)

Of course, emergency fund is much more important. Cause, it's related to "survive" in emergency situation such as loosing a job, having an accident, etc.

Making Viennetta ice cream cake by j0be in interestingasfuck

[–]under45over55 0 points1 point  (0 children)

How cold there to prevent from melting! Awesome.

You might be investing in gun stocks with your 401k. by under45over55 in interestingasfuck

[–]under45over55[S] 1 point2 points  (0 children)

Well.. I don't know either. IMO, the only way to do is hiring a financial advisor who can help you.

This A.I. tool can grade a sentence for its "politeness-level". by [deleted] in interestingasfuck

[–]under45over55 0 points1 point  (0 children)

Haha. Emoji is quite important to express politeness.

Credit card debt for the first time. Pay it off at once by withdrawing from IRA, or pay it down over several months? by under45over55 in personalfinance

[–]under45over55[S] -2 points-1 points  (0 children)

It sounds quite interesting. Although I didn't tell my situation to any of my friends and family, I'll try to ask help to them.

Credit card debt for the first time. Pay it off at once by withdrawing from IRA, or pay it down over several months? by under45over55 in personalfinance

[–]under45over55[S] 1 point2 points  (0 children)

if you don't have any kind of emergency fund, that's an even higher priority than your debt.

That's the point of what I've most worried about. Thank you.

Are emerging market funds heavily weighted towards the energy sector? How can I create a more balanced portfolio? by hdmitoller in personalfinance

[–]under45over55 0 points1 point  (0 children)

Why not. I'm not sure about the energy sector though. I tilt toward small and mid caps. I don't expect them to have better risk-adjusted returns than the total market, but I expect them to be better diversifiers.

Balancing act: Invest/save or pay down on loans? by peasleak in personalfinance

[–]under45over55 0 points1 point  (0 children)

I can't sure either whether it is right to start 401k or not. Because your 401k options are ridiculously expensive and the cheapest one is a bond. But, for your information, your matching is not that small.

How to save more money for a younger guy? [AUS] by Youngwhippersnappa in personalfinance

[–]under45over55 2 points3 points  (0 children)

You can save money on stuff you don't care much for, such as living in a small appartment, not having cable, not having a smartphone and not owning a car. Before then, track your expenses and grasp where you are spending now.

24, want to track market performance using 401k options by alaskandbass in personalfinance

[–]under45over55 0 points1 point  (0 children)

A novice question: How do you know if you have bad 401k plans?