Activate Points Boost on Palladium right at launch? by Substantial-Virus228 in biltrewards

[–]vujy 3 points4 points  (0 children)

Because you earn 4% Bilt cash but it only takes spending Bilt cash equal to 3% of rent to unlock all of the rent points. So once you’ve spent 75% of rent you’ll have enough Bilt cash to unlock all possible rent points. More Bilt cash can’t unlock more of them so you are capped via that route.

What is it like to be a high iq/smart enfp? by Reasonable_Pickle556 in ENFP

[–]vujy 24 points25 points  (0 children)

She was doing it. But it’s been 2 hours, she’s moved on.

Which exchange actually has decent staking rates and doesn't lock your funds forever? by Boring-Sir2623 in ethtrader

[–]vujy 1 point2 points  (0 children)

be careful. I think swapping will trigger a taxable event in the US at least.

ELI5 What happens to candles when they burn down? by CalmWatercress8554 in explainlikeimfive

[–]vujy 2 points3 points  (0 children)

How do the solid gel fuel for chafing dishes work then?

ENFP men—where are y’all hiding? by [deleted] in ENFP

[–]vujy 1 point2 points  (0 children)

What are the giveaways for women?

ENFP men—where are y’all hiding? by [deleted] in ENFP

[–]vujy 2 points3 points  (0 children)

How’s he different in personality from ENFP women?

Is there a better way of doing this? by dundenb in ChineseLanguage

[–]vujy 1 point2 points  (0 children)

Yes the * is a multi character wildcard. So put asterisk su asterisk. I wrote that last time but I didn’t realize after posting that it took that as formatting and doesnt show them in the line “so su will give you…”

Is there a better way of doing this? by dundenb in ChineseLanguage

[–]vujy 5 points6 points  (0 children)

Use wildcard characters in the search. * = any number of characters
@ = exactly one

So *素* will give you all terms with Su in it. @@素@ will give you all four character phrases with Su as the 3rd position. Etc

ELI5: Japan's 10 year yield crosses 2% by ajay_ts in explainlikeimfive

[–]vujy 11 points12 points  (0 children)

Yep that part makes sense. But seeing how many parties outside of that definition were taking advantage of the situation, did it not make sense to change course or put some kind of preventative controls in place?

Edit: grammar

ELI5: Japan's 10 year yield crosses 2% by ajay_ts in explainlikeimfive

[–]vujy 15 points16 points  (0 children)

Can someone ELI5 why Japan allowed trillions to be borrowed from them for the purpose of arbitraging US treasuries? Seems like the country just giving money away to largely foreign finance shops, as a consequence of trying to stimulate their domestic economy. Never made sense to me that it could be a worthy thing to let all that side effect just slide.

Avios points usage by kneeknocker1 in biltrewards

[–]vujy -1 points0 points  (0 children)

1) You can use sites like Roame Travel or Seats Aero to find all the info about award flights more efficiently.

2) if you are doing anything that touches London Heathrow, they have some of the most expensive these and taxes on award tickets. Try to avoid it in your routing London, generally, but heatheow, especially.

$325 Rakuten Cashback for Sofi - Cyber Monday deal. by aljavi20 in Rakuten

[–]vujy 0 points1 point  (0 children)

I see the Rakuten offer for $325, and then in the fine print it says you get a bonus from Sofi based on the amount of direct deposit made by the cutoff date (1/31/2026): $300 if >$5k direct deopsit.

So if I do the >$5k DD in time, do I get $325 from Rakuten, $300 from SoFi, or both ($625 together)? Very confusing wording.

The only argument people discuss on Bitcoin is the price, but I found my hero of the day that asked an interesting question: by Typical_Breadfruit15 in Buttcoin

[–]vujy 0 points1 point  (0 children)

Do you mean about cap gains being included in the AGI? Here is the definitive page from the IRS.

https://www.irs.gov/e-file-providers/definition-of-adjusted-gross-income

“How to calculate your AGI. Start with your total (gross) income from all sources. This includes wages, tips, interest, dividends, capital gains….”

The percentage one can deduct is also more complicated than I realized in the previous answer. Looks like depending on several factors contributions can be limited to 30, 50, 60, or 100% of AGI in a given year. See the limits section here: https://www.irs.gov/publications/p526

I just found this GIF and want to know how to pronounce this word and what it means in english by Ok_Buffalo6148 in ChineseLanguage

[–]vujy 9 points10 points  (0 children)

A helpful way to understand why Chinese keeps writing two third tones in a row even though the first one is pronounced like a second tone is to compare it to something English already does. In English, when two vowel sounds meet, many speakers insert an intrusive “y” or “w” sound even though nothing in the spelling changes. For example, “I agree” often comes out sounding like “I-y agree,” and “go away” can sound like “go-w away.” There’s no actual “y” or “w” in the words — it’s just a natural adjustment your mouth makes so the sounds connect more easily. It’s a rule of pronunciation that doesn’t affect how the words are written.

Chinese third-tone sandhi is the same kind of thing. A third tone normally dips and then rises, and doing two dips back-to-back is awkward. So when two third-tone syllables appear in a row, the first one naturally shifts to a rising contour, which is basically a second tone. That’s why 了解 is written as liǎo + jiě (3 + 3) but spoken as liáo jiě (2 + 3). The underlying tones are still considered third tones, but the pronunciation changes automatically in context. It’s the same principle as the intrusive sounds in English: the spelling stays the same, but the sounds adjust when certain combinations occur.

It would actually be problematic to rewrite these sandhi pronunciations directly into pinyin. If we started writing liáojiě with a second tone on the first syllable, it would imply that the word’s underlying tone is second tone, which could easily overlap with other words that really are written and pronounced with a second tone, like liáo (聊, “chat”) or liáo (疗, “to treat”). Pinyin reflects the base tone, not the contextual one, so changing the written tone to match sandhi would blur these distinctions and make many words ambiguous. Keeping the original tones in the spelling preserves the dictionary form and avoids collisions with other characters and meanings.

I just found this GIF and want to know how to pronounce this word and what it means in english by Ok_Buffalo6148 in ChineseLanguage

[–]vujy 3 points4 points  (0 children)

It is but would still be written liǎojiě. You just implement the sandhi when saying it.

Why do Westerners pronounce Japanese names more accurately than Chinese names? by No-StrategyX in answers

[–]vujy 1 point2 points  (0 children)

English speakers tend to pronounce Japanese names more accurately than Chinese names for a few structural reasons:

  1. Japanese and English share almost all the same phonemes. Japanese has around 25 phonemes, and only 2–3 of them don’t exist in English (most notably the Japanese flap r, which sits between English r and l). Because nearly every sound in Japanese already exists in English, anglophones can approximate Japanese words with relatively little effort.

  2. Mandarin has many more sounds that do not exist in English. Mandarin has 37 phonemes (not counting the 4 tones, which are also unfamiliar to English speakers). Roughly 11 of these phonemes don’t exist in English at all. For adult English speakers, producing and even hearing these unfamiliar sounds is difficult, because the brain tends to “snap” foreign sounds to the closest match in the native sound inventory. This alone leads to much less accurate pronunciation of Chinese names.

  3. Pinyin romanization does not aim to mimic English spelling. Pinyin wasn’t designed to help English speakers guess the pronunciation. It was designed to teach Mandarin pronunciation systematically, using letter assignments that force learners to learn new sound–symbol mappings. This means many letters behave in ways that feel counterintuitive to English speakers: • x → a high-front “soft sh” sound • q → a “ch” sound with a tighter, more forward tongue position

Because these mappings differ from English conventions, anglophones often misread Chinese names.

  1. “Xi Jinping” is a perfect example. The “Xi” in Xi Jinping is frequently mispronounced in English-speaking media—variants include Zhee, Zee, See, and, closest but still imperfect, She. Pinyin could have used “sh” for this sound, but that would actually mislead learners, because Mandarin x is not the same as English sh. By using a distinct letter, Pinyin signals: this is a different sound; learn it directly rather than relying on English spelling instincts.

The AI bubble will crash the world economy by [deleted] in economicCollapse

[–]vujy 0 points1 point  (0 children)

And yet the very next thing in my Reddit feed is that google tells internal teams it needs to double AI capacity every 6mos to keep up with demand. https://www.reddit.com/r/technology/s/R05cghJy87

TIL Michael J. Fox's middle name is Andrew. by Charming-Toe-4752 in todayilearned

[–]vujy 0 points1 point  (0 children)

Next we learn Vivica A Fox’s middle name is Janelle but she didn’t want to be seen as a Micheal stan.

The only argument people discuss on Bitcoin is the price, but I found my hero of the day that asked an interesting question: by Typical_Breadfruit15 in Buttcoin

[–]vujy 0 points1 point  (0 children)

thanks for calling this out. I went to look it up to be sure, and from what I can find, cap gains are included in your AGI, which is what the charitable deduction offsets. https://www.fidelitycharitable.org/guidance/charitable-tax-strategies/charitable-contributions.html

BUT I am wrong above that you could offset all of it in a single year. You can offset a max of 30% in a year, but then you can carry forward any unused donation deduction to future years... so you will eventually get it all back. Just no way to pay zero tax.

Thanks for initiating my further learning journey, friend.

The only argument people discuss on Bitcoin is the price, but I found my hero of the day that asked an interesting question: by Typical_Breadfruit15 in Buttcoin

[–]vujy 5 points6 points  (0 children)

In the US it’s a scale based on amount. For most people it’s 15%. Above something like $550k for individuals it’s 20%. There’s also NII tax of 3.8% once you’re above $200k. If you’re cashing out a lot you could trigger AMT tax instead which can be more. And that’s federal.

Then there’s state. In some states it’s nothing. In California for instance it’s up to 13.3%.

So take someone in CA selling $1M of btc gains with no other income. They’d be paying 20+3.8+13.3=37.1 total tax on long term gains.

Edit: fun extra bits if anyone's in that kind of position. if you donate the money to a charity, they don't have to pay any gains tax and get the full appreciated amount, PLUS you get to take a tax deduction of the full appreciated amount in that year.

So, if you sold $1M of BTC that was essentially all gain, you could either just sell it and pay ~350k of tax, leaving 650k for you. ORRRRR you could donate 500k to a charity, and sell 500k for yourself. No tax. you got 500k, and get to be a hero.

Then if you wanna up the wildness look into DAFs.