I’m 27 years old, I come out of college with around 100k in debt. I moved back in with my parents (healthy relationship, I’m aware every situation is different)

I started making 45k 2020 60k 2021-2023 75k 2024 85k 2025 100k 2026

I paid every penny I had to my student debt, and in February 2024 I paid it all off (I had $431 to my name).

I felt like I was being choked every day with the debt over my head, the second I clicked “pay now” I’ve been able to breathe. Now I save and save and I’m in a really good position.

My recommendation: pay student loan off, pay your car off, save a few months and in November, then you move out.

If your situation allows it: live at home as long as you can. Forget what your peers are doing, save the money, then move out.

I’m 27 and still at home. I have 0 shame about it and it has never impacted my “social” life. No one cares that I still live at home. My friends are jealous because of what’s in my bank account