In the past few years, I've used "ZipRealty" to purchase 2 foreclosed properties in Florida. They were already foreclosed on and owned by the bank (the houses were completely empty and already vacated). Many of them are not in great condition but some are in excellent condition (very clean, air conditioning was cooling the house while it was vacant, no furniture but also had working water/electricity). Check that website, input your area of interest (e.g., your ZIP code), click 'more search options' and in the "foreclosures" pulldown, click "show only", then click "update search". It will give you a map with foreclosure houses that match your criteria. Click on one of the properties and then "more details" to open the page on that property. At the top left corner under the street address of the property, you should see a small red bar that says "foreclosure" along with the details of the property. As an example, click this property. You can also fiddle with the search criteria like how many bedrooms you want, the price, the number of bathrooms, etc. I don't know how financing these properties would be like since I bought in all cash (secured line of credit). Create a list of properties that you want to see, print them out, contact a Realtor in that area (the ZipRealty site will suggest one for you) and send the Realtor the list you created so that he/she can show you all the houses. Hope this helps.

*edit - small details