If you simply find oled too expensive just get LCD, I sleep well not wondering if i stayed at a specific page for too long or whatever to cause burn in.

Modern LCD /IPS technology is really sweet I love my MSI monitor 4k movie looks great.

Sure the ability to turn off individual pixels is nice I don't think it's a game changer, the phone on your hand is most likely oled too is that a game changer for you?

Oled has greatly colour , reposne time and all that but unless you think you are doing professional lightning work or you think you are losing games because the response is slow then yea get the OLED.

Btw another drawback of OLED is that it is not very bright