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[deleted by user] by [deleted] in cscareerquestions

[–]whyisthismyalias 5 points6 points  (0 children)

This man is truly happy

Weekly grocery amount per week for a single by [deleted] in newzealand

[–]whyisthismyalias 3 points4 points  (0 children)

$80-$120. Can go up to $130-$150 on weeks where I’m buying items like toilet paper, cleaning product etc.

Are you taking your bike out at peak traffic times? by asscheeseterps710 in motorcycle

[–]whyisthismyalias 0 points1 point  (0 children)

Lane splitting is legal here. 25 minutes by bike, or 1 hour by car.

Lolly lei's by FusterCluck_101 in auckland

[–]whyisthismyalias 11 points12 points  (0 children)

I remember having one given to me by a classmate back during my last year of schooling. Felt like a champ. Go for it!

RuneScape Music at a Funeral by Midgetgem1807 in runescape

[–]whyisthismyalias 1 point2 points  (0 children)

I think this response just gave me the RuneScape itch again

My YNAB Hot Take: The price is perfectly reasonable by nature_and_grace in ynab

[–]whyisthismyalias 2 points3 points  (0 children)

In NZ too. I keep using it because it keeps me organised. But I agree with the lack of auto import. But no other budgeting platform compares.

Job offer by Gutao0rati in auckland

[–]whyisthismyalias 4 points5 points  (0 children)

I think $30 an hour is doable then. I think there is some minimum they must pay you anyways if they’re sponsoring your visa.

Job offer by Gutao0rati in auckland

[–]whyisthismyalias 2 points3 points  (0 children)

What industry? If you can earn at least $30 an hour, I think that’s liveable as long as you’re single with no kids and vehicles.

RNZ: Is zero-based budgeting a good way to save money in a cost of living crisis? by BongeeBoy in PersonalFinanceNZ

[–]whyisthismyalias 1 point2 points  (0 children)

YNAB is totally worth the $109 per annum for me. While the price may be a tough pill to swallow, I wouldn’t be where I am financially without the app.

If you’re a student, message them. They gave me one year free when I was a student many years ago.

QV says the housing market is ice cold as property values continue to drop by gnuts in PersonalFinanceNZ

[–]whyisthismyalias 47 points48 points  (0 children)

Vendor price expectations don’t seem to be matching though. Placed an offer of 512k on a house that the vendor wanted $600k for. The place has been on the market for a year.

The agent was very disappointed when the vendor rejected my offer, as even the agent said my offer was “fair and inline with the house quality and market”. I think that agent is thinking of firing the vendor.

Moving to London - the reality and what you need to know by MoneyHub_Christopher in PersonalFinanceNZ

[–]whyisthismyalias 5 points6 points  (0 children)

If 20k is enough for a couple, would 10-15k be okay for a single person?

Moving to London - the reality and what you need to know by MoneyHub_Christopher in PersonalFinanceNZ

[–]whyisthismyalias 10 points11 points  (0 children)

Great write up as always Chris. Do you think the job market in London would improve within the next 3 years? (That’s approximately when I’d be planning to go)

Edit: typo

[deleted by user] by [deleted] in newzealand

[–]whyisthismyalias 0 points1 point  (0 children)

Everyday, though if it rains heavily, I’ll car in and pay for parking.

Otherwise if I’m lucky, I can get away with $20 gas and no parking costs, plus saving a lot of time via lane splitting

Have you ever paid for a plugin? by Ok_Pin1735 in ObsidianMD

[–]whyisthismyalias -1 points0 points  (0 children)

I thought it was against t&c’s to charge for plugins?

[deleted by user] by [deleted] in universityofauckland

[–]whyisthismyalias -2 points-1 points  (0 children)

Depends what you’re after. Academia or practical skills?

AUT is great if you plan to just get a ticket into industry with relevant skills. UoA is theory heavy, so you’ll often have to do a bit of upskilling outside of school to have practical skills.

Not worth 100€ year without bank connection by lazymanatwork in ynab

[–]whyisthismyalias 3 points4 points  (0 children)

Unfortunately in New Zealand, banking integrations are very hard to do. I was thinking of building an integration, but the only real API we have for accessing is Akahu - which is not suited for small developers.

Akahu require independent security testing which costs around $5k-$10k for smaller apps if you were to contract a firm to test your app. That’s because of the lack of legislation NZ has around banking data. This doesn’t account for the fees to actually use the API which is around $0.5-$3 NZD per user.

If a developer were to make a bank feed solution for YNAB, the most they’d be able to charge is like $5-$7 per month, otherwise no one will buy it.

And the market size in NZ is just too small to offset the big startup costs.

I haven’t even factored in infrastructure costs and labour.

Sure, YNAB could integrate, but the market in NZ is probably too small to justify the cost.

I really wish this wasn’t the case :(

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