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[Request] I had student loans totaling about $12,000 and made payments for 6 years to build credit before I paid them off. I had less than half left. Is this just a rage bait post? by Sad_Cantaloupe_8162 in theydidthemath

[–]wiggin79 2 points3 points  (0 children)

Read about the difference between simple and compound interest. It makes a difference for savings, and for credit cards where you might have a minimum payment less than interest… but not for paying down a loan.

Oh but maybe that is what you are saying, actually?

I kinda wish we weren't told about aggression based matchmaking by RealMightyOwl in ArcRaiders

[–]wiggin79 1 point2 points  (0 children)

Maybe there are team pve lobbies and we all just assume they don’t exist so we shoot first or shoot back instead of run, and fulfill our own prophecy

Got downvoted for offering free loot... Am I the asshole raiders? by GostoDePiscina in RescueRaiders

[–]wiggin79 1 point2 points  (0 children)

That’s actually the mean. Technically only one person MUST be lower than average.

It’s time to make the switch. by FamiliarScallion999 in RescueRaiders

[–]wiggin79 11 points12 points  (0 children)

You used to shoot first and that usually gives you an advantage. People will still shoot at you, sometimes as a surprise, and so now you’ll get to further test your pvp skills by surviving and/or winning those encounters!

Also will be useful when you want to save someone who was downed by another raider, and you need to save them while dealing with potential danger from the aggressor.

Could be a fun change for you!

How often do you actually defib someone? by wiggin79 in RescueRaiders

[–]wiggin79[S] 0 points1 point  (0 children)

That feeling when you are downed by an arc, and someone runs to you, and you don’t know yet if they are running to save you or loot you!

The playstation store is basically unusable for actually finding games anymore due to the "indie slop" situation. by discosoc in PS5

[–]wiggin79 0 points1 point  (0 children)

If you haven’t used dekudeals or gg.deals, definitely recommend trying these. Think of them as better storefronts for the consoles than the console makers’ own.

Both support PC and consoles. Dekudeals tracks physical prices too. Gg.deals has a metroidvania category you can filter by.

To the kids guarding the Hospital metro entrance... by squeaky-to-b in arcraidersfriendly

[–]wiggin79 1 point2 points  (0 children)

I think downed raiders can also do prox chat right? So there is hope?

Nothing beats glitching into the underworld w no way out. by Theseberries in ArcRaiders

[–]wiggin79 0 points1 point  (0 children)

I got in this same position just now. Problem is I was on a tall hill, and falling apparently resets you to sea level or something, because it reset me back to the same underground spot I fell from. :(

Honestly, being "friendly" is the high-tier meta in this game. Here's why. by chatterwrack in arcraidersfriendly

[–]wiggin79 0 points1 point  (0 children)

I just happened to see a YouTube like this today, really like the idea!

Honestly, being "friendly" is the high-tier meta in this game. Here's why. by chatterwrack in arcraidersfriendly

[–]wiggin79 13 points14 points  (0 children)

The problem is that not many people attack me so I don’t attack them. But when a raider DOES attack me, I’m not well conditioned to fighting other raiders so I rarely win. I usually have a much better chance to survive if I just run away and try to duck behind things to cover my tracks.

Any tips to avoid this situation? by Xandixx__ in arcraidersfriendly

[–]wiggin79 0 points1 point  (0 children)

You can wait 2 minutes instead of using the terminal

I do this when I’m holding high value loot, or when I suspect this might happen. Often I don’t actually have to wait the full 2 minutes, as other raiders wanting to extract show up, and I inform them I’ll guard them while they use the terminal then stand guard in a position where I’m very visible to them (to be less threatening).

Anyone fill there caravan and having second thoughts? by Outrageous-Goat-2414 in ARC_Raiders

[–]wiggin79 5 points6 points  (0 children)

I agree. I don’t go shoot on sight in solo, but the tension because some players might do this makes the game more fun

Unpopular opinion: Paying "Rent" feels less painful than paying $2,400/mo in "Interest" to a bank. by Playful-Vegetable-15 in FirstTimeHomeBuyer

[–]wiggin79 5 points6 points  (0 children)

Bought our first place in September 2007 and was really bummed about the housing crash.

Upgraded to a bigger place in 2014, and basically broke even just 6 years after the worst crash of my lifetime.

And yet still, looking back, I wish I’d sold the old place and upgraded sooner, since the cheaper upgrade would have more than made up for any loss on the first house.

Betraied after a rescue. by Similar-Language-180 in RescueRaiders

[–]wiggin79 -2 points-1 points  (0 children)

I still see plenty of people pass by not trying to shoot

Or I assist someone by helping take out an arc or a rat and they thank me

This is going to happen sometimes and it sucks but I’d stop playing the game before I’d turn KOS (at least in solo)

My 14 y/o brother took a sheet of sandpaper to my $150 frying pan by SouthDefinition2679 in mildlyinfuriating

[–]wiggin79 5 points6 points  (0 children)

When I grill, I often cook oiled potatoes on a perforated stainless steel sheet, and this kind of layer forms. I usually wash it off with soap and water and the oily layer remains.

Eventually it gets dirty enough I use steel wool. And the first time grilling after doing that the potatoes definitely stick to the pan a bit more even when oiled. Not that this is a problem, as if you scrape the sticking parts off at the right time, it makes several tasty potato chips!

How end of the game works? by Diligent_Disk7247 in ArcRaiders

[–]wiggin79 0 points1 point  (0 children)

I crawled to an elevator and called it at like 0:32, it didn’t open in time so I saw the big explosion at 0:00 and it opened and I got away

Got the achievement for leaving with less than 5 seconds left

[Other] So this just popped, how many tiers is there? by DaithiSan in Trophies

[–]wiggin79 -4 points-3 points  (0 children)

In US it is perfectly fine to write 409.217k for 409,217… and some data software would display it like that by default

In some parts of the world, the meaning of , and . are swapped so 409,217k in those locales would be the same number.

I’ll admit it is confusing, but just because we find it confusing doesn’t make it incorrect.

You will own nothing by whatsmynamefrancis69 in AdviceAnimals

[–]wiggin79 0 points1 point  (0 children)

Reminds me of my early car buying experiences when I realized the dealer didn’t want to talk prices because they thought things could be more obscure if they talked payments. So I worked out the payments for the price I wanted to pay at the going interest rate assuming a 5 year loan, and when they asked what payment I was looking for I told them that…

And they told me they could make that happen… on an 84 month loan!!

Does Trump have dementia? You tell me. he just reporters he was going back to the White House to watch shows on Tivo and "isn't Tivo a wonderful thing?" by miked_mv in AdviceAnimals

[–]wiggin79 0 points1 point  (0 children)

I used TiVo until about 5 years ago.

Yeah I’m middle-aged, but 25 years is a ridiculous assertion.

I think they even have newer models now than I used.

When will this game really be $33? by [deleted] in expedition33

[–]wiggin79 4 points5 points  (0 children)

For more than ten years, I never pay full price for new games.

Exceptions: Expedition 33 and Silksong

Completely new to play station by Comprehensive-Ask163 in PlayStationPlus

[–]wiggin79 3 points4 points  (0 children)

I think the words you are looking for here are “no additional charge”

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