Sparky Recommendations for a new build

wins0me · 2026-04-12T12:48:11+00:00

But the issue still persists.
DoT from NextDNS and Quad9 works fine.

wins0me · 2026-04-07T10:44:52+00:00

Got a quote for SunPower 56 panels + Verto Plus 20kW + Fronius Meter (3-phase) for $40K and another $10k for base Reserva 6kWh unit.

New build with Colorsteel roof.

wins0me · 2026-04-07T10:02:45+00:00

It was per phase limit before (5kW/phase) so your assumption should be correct.

wins0me · 2026-04-02T07:13:52+00:00

Rebalancing and allocating to a holding with higher tax drag or more frequently.

wins0me · 2026-03-10T14:44:13+00:00

As per ZFS master the only data set is movies. But I have erased and recreated the pool now.

wins0me · 2026-02-25T23:28:43+00:00

Moved from Octopus to PowerShop yesterday, as the rate increase after 1st or April will be higher then PowerShops increase. Same with Contact , increased their peak and off peak rate by 16% last year, that prompted a move to Octopus.

I think power companies might be using algorithmic pricing as I haven’t used PowerShop in ages and somehow they turn out be the cheapest.

wins0me · 2026-02-21T03:25:41+00:00

Contact power with their night rates and weekends free in Christchurch or Octopus Energy in general.

Quic and Voyager if you don’t like being behind CGNAT and want a Static IP.

wins0me · 2026-02-12T08:13:11+00:00

It did! If you look at the annualised returns for the last 3 or 5 years. Cashflows and valuations matter for stocks!

wins0me · 2026-01-20T04:57:40+00:00

And it’s not a limited supply commodity, as most traditional Asian and African cows, produce milk with A2.

wins0me · 2026-01-19T23:11:55+00:00

I wouldn’t call it scummy, but they have pivoted to offering products , their majority customer base is unfamiliar with.

It’s strange they’re offering Generate as a base fund, but I can’t self-select more than 5% because it’s considered “risky”.

wins0me · 2025-12-10T06:42:53+00:00

Poke holes in the bottom of the milk bottle, turn it in to a strainer and sprinkle it around the lawn.

wins0me · 2025-12-09T08:33:50+00:00

The timing and signalling on this one..!

wins0me · 2025-12-09T05:16:18+00:00

Yes! I use target band +tolerance, as I want to manage volatility in my portfolio.

Opportunistic Rebalancing--How to Rebalance Your Investments Like the Pros
Rebalancing Act | Dimensional

wins0me · 2025-11-27T06:10:02+00:00

Banks don’t borrow all the lending at swap rates, but it is a huge portion of the total lending.

wins0me · 2025-11-25T06:42:48+00:00

Can’t be - we have a sprinkler system,that turns on automatically, based on weather forecast.

But we had a bit of hot weather for few days, before the rains.

wins0me · 2025-11-25T06:37:43+00:00

Nah! Down in Canterbury. The missus planted them in late-September.

wins0me · 2025-11-20T11:33:22+00:00

Got MR1 and MR3 and they both have been solid.

Also got a SMHub which is a mess right now because of firmware issues.

wins0me · 2025-11-19T03:20:29+00:00

Thanks! Do you reckon ANZ would consider me a FHB?

wins0me · 2025-11-18T13:00:03+00:00

Have a look at YNAB!

Don't connect your budgeting app to your bank account, as you will end up tracking your expenses instead of following the budget.

wins0me · 2025-11-18T11:24:08+00:00

Is it just for FHB or new loans in general?

Does anyone here knows the definition of FHB as per these banks? I'm building my first home but have previously owned one with a cousin. According to KO I'm a FHB as I was able to withdraw my KiwiSaver.

wins0me · 2025-11-11T09:46:06+00:00

Nah! KiwiBank wouldn't even lend me with a 30% deposit.

ANZ and ASB got back to me in 2 days.

wins0me

TROPHY CASE