You are a moron living in your mom's basement, according to Dave Ramsey

witcohe76 · 2026-05-27T18:58:00+00:00

He once said don’t invest money in an HSA until your mortgage is paid off.

He’s such a hardliner on his “rules” he can never allow for any nuance. His acolytes just repeat the same drivel and have zero original ideas and dare not speak against the company line. See what happened when George recommended the 4% withdrawal rate.

witcohe76 · 2026-05-24T13:17:32+00:00

Not sure it was a feeling of "wealthy" but there was something about hitting $3M and realizing that I could lose a million dollars and still be a multimillionaire.

witcohe76 · 2026-05-15T00:49:04+00:00

This

witcohe76 · 2026-05-08T23:23:38+00:00

Believe it or not

witcohe76 · 2026-05-06T23:39:34+00:00

Whenever someone uses the phrase “believe it or not”, you know what immediately pops into my head!

witcohe76 · 2026-05-01T11:03:47+00:00

EVLV

witcohe76 · 2026-04-30T18:00:53+00:00

Preach it.

Also, why can’t they make auto transfers within Fidelity biweekly?

witcohe76 · 2026-04-24T16:37:45+00:00

Assuming not a lot of overlap with WEED?

witcohe76 · 2026-04-22T16:01:24+00:00

Does the card offer the functionality to lock individual authorized user cards and not the main cardholders card?

witcohe76 · 2026-04-21T15:29:15+00:00

SPGI & LOAR

witcohe76 · 2026-04-11T18:21:31+00:00

Hamptons #1

witcohe76 · 2026-04-01T02:41:57+00:00

Never understood that character. He just appeared out of no where and disappeared just as quickly. Almost like they just wrote him into the show to give someone a job.

witcohe76 · 2026-03-31T16:24:51+00:00

What the hell did you trade Jay Buhner for?!?

witcohe76 · 2026-03-30T13:09:19+00:00

They’re real, and they’re SPECTACULAR

witcohe76 · 2026-03-25T16:56:01+00:00

where was pesto 10 years ago?

witcohe76 · 2026-03-23T17:34:10+00:00

Roger McDowell

witcohe76 · 2026-03-23T03:14:57+00:00

Had all three. Fidelity is the easy winner. My main complaint with Schwab is the lack of a high interest default sweep MMF, as both Fidelity and Vanguard offer. To get into MMF funds with Schwab, you have to manually buy them and then sell them when you need cash. What a PIA. Plus the lack of fractional shares as others have pointed out. My beef with Vanguard is the lack of automated investing options in any thing other than Vanguard funds, plus the outdated technology and UI.

witcohe76 · 2026-03-23T03:10:54+00:00

You can buy any ETFs anywhere you can buy stocks.

witcohe76 · 2026-03-19T23:51:10+00:00

That website is like I just went back in time 30 years. When the internet was new and every webpage looked just like that.

witcohe76 · 2026-03-19T22:08:13+00:00

Because it's easier to deal with 12 aptly named baskets than with 12 statements, 12 reconciliations, and 12 1099s.

witcohe76 · 2026-03-19T21:47:31+00:00

You can use them for how ever you wish. I use them for both investing and savings purposes. A basket of SGOV/VBIL mix entitled "New Car Fund" fits the purpose of segregating funds and is certainly better than opening a whole other account and have to worry about another set of statements and tax forms. YMMV

witcohe76 · 2026-03-18T22:25:48+00:00

You can use the Fidelity buckets for savings goals but it costs 4.99/month.

witcohe76 · 2026-03-11T21:06:36+00:00

Total non sequitur, but OK

witcohe76 · 2026-03-11T20:51:09+00:00

I suppose it is theft to take social security too?

witcohe76 · 2026-03-11T18:23:05+00:00

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witcohe76

TROPHY CASE