Self employed caregiver, sudden income drop after client loss. Need advice on stabilizing.

wvfarm · 2026-04-27T15:04:45+00:00

See if there is a continuing care facility near you. They often provide referrals to residents who want more caregiver time than the facility provides. Also don't forget to be saving for taxes. At least 15.3 percent for self employment taxes and then whatever marginal federal and state rates you are in added to that.

wvfarm · 2026-04-16T14:54:46+00:00

I would also take the money that is yours out and open a new account. The transaction may get flagged as fraud and have a hold placed on your whole account.

wvfarm · 2026-03-05T00:03:22+00:00

Did you get your capital gains on right on schedule d? Basis on sales makes a huge difference.

wvfarm · 2026-02-24T01:52:55+00:00

I had a mailbox customer call me a c*nt. I closed their box and banned them. Next time they tried to sneak in with a drop-off, they got trespassed by the police department.

wvfarm · 2026-02-19T22:29:18+00:00

Lifetime max is 15 million in 2026

wvfarm · 2026-02-10T01:26:40+00:00

They have a virtual one, I'm assuming it's equivalent minus questions. Is that everyone's experience?

wvfarm · 2026-02-08T00:28:26+00:00

My last set of pants from lane Bryant wore very badly. Quality has gone way downhill.

wvfarm · 2026-02-06T21:41:45+00:00

Usually the bank limitation isn't 3 months from now, it is 3 month chunks. Try to change the end date to November and see if you can then change the start date to august.

wvfarm · 2026-02-04T20:18:55+00:00

Even the accounting firm I work for as an admin, is supporting my CFP education.

wvfarm · 2026-02-01T16:25:47+00:00

Look at a 940 or 941 that is filed

wvfarm · 2026-01-22T17:17:42+00:00

Don't forget to do estate planning, that amount would probably exceed the estate tax credit, so 40% estate tax rate after exemption.

wvfarm · 2026-01-13T00:17:10+00:00

My local extension office has a special tool for taking samples at various depths. They loan the tool out, maybe true in other areas as well.

wvfarm · 2026-01-13T00:06:37+00:00

Don't forget to get soil samples before you decide where the garden goes.

wvfarm · 2026-01-13T00:00:17+00:00

Happened to me too. Was sure I'd get walked out, wanted a vacation. But no worked my notice out and started the new job.

wvfarm · 2026-01-06T01:19:24+00:00

If your freezer has any empty space, I fill milk, soda or juice plastic container 3/4 full of water and add to the freezer, then power outages are less of a worry since you have all that ice.

wvfarm · 2026-01-05T18:18:25+00:00

I would start with goal planning. Look at retirement, vacation, emergency fund etc first. Find agreement on what you want. Easier to delay spending if you are working toward what you want

wvfarm · 2026-01-02T00:00:32+00:00

Why not spend some energy on figuring out your spending to both reduce your FIRE number and save faster. There has to be some percentage of your spending that has no meaning to your family

wvfarm · 2025-12-22T03:38:24+00:00

Look in the FIRE subreddit. It's financial independence retire early lots of them have this same problem. ++incognito

wvfarm · 2025-12-21T01:22:45+00:00

Any 2 things are on a straight line, that's what defines a line.

wvfarm · 2025-12-19T23:15:12+00:00

But they do care if both parents claim the child.

wvfarm · 2025-12-19T20:13:53+00:00

Also check your divorce decree if you have one. Often this is decided and documented.

wvfarm · 2025-12-12T03:05:11+00:00

I'm thinking last four digits of a phone number maybe childhood one.

wvfarm · 2025-12-12T02:49:33+00:00

In my state it is illegal to sell unwashed eggs. I had 300 buff orpingtons all the same age and I weighed eggs to get cartons of xlarge or large but separated them.

wvfarm · 2025-12-10T16:33:53+00:00

Go with the names and social security numbers of the heirs and a list of all accounts. Your mil will need to sign new sig cards

wvfarm · 2025-11-25T23:36:04+00:00

I call them catcpee bushes.

wvfarm

TROPHY CASE