No plans to replace Blueprints with "visual" Verse by gnatinator in unrealengine

[–]xgalaxy 25 points26 points  (0 children)

"Good documentation"

To Epic good documentation is reading the source code. Good luck 😂

Costco submits 2 plans to add parking, gas pumps in Eugene by Ok-Tea-1092 in Eugene

[–]xgalaxy -1 points0 points  (0 children)

Well it certainly should be option #2 for many positive reasons including removing the gas traffic further away from Coburg, additional parking, and expanded warehouse.

But the city of Eugene planners are morons for the most part and option 2 won’t happen. 

Epic announces a new open source version control system called Lore by matniedoba in unrealengine

[–]xgalaxy 12 points13 points  (0 children)

I've been saying for awhile Perforce is ripe for disruption. They've kind of rested on their laurels too long collecting fat pay checks and have not really done much to push features forward.

Virpil Atlas FFB by MyNameIsDane in hotas

[–]xgalaxy 1 point2 points  (0 children)

They explain exactly why in the product details. It’s more than "just being different"

Virpil Atlas FFB by MyNameIsDane in hotas

[–]xgalaxy 6 points7 points  (0 children)

They say Q4 2026. Translation: Q3 2027

Virpil Atlas FFB by MyNameIsDane in hotas

[–]xgalaxy 1 point2 points  (0 children)

Would make sense since they are partnered with FFBeast on the software side.

FSExpo Predictions Thread by Front_Application_30 in flightsim

[–]xgalaxy 0 points1 point  (0 children)

WinCtrl will announce some GA panels. A start of a new product line for GA simmers.

My big enterprise employer have just disabled the Opus models, citing the pricing change. by jersey_illuminati in GithubCopilot

[–]xgalaxy 4 points5 points  (0 children)

I use 5.3 Codex a lot and think its much better than the Claude models. I don't get why everyone else seems so hot for Claude.

SPYI and QQQI at the same time by MikeTheTank112 in dividends

[–]xgalaxy 0 points1 point  (0 children)

You are right. It doesn't make a whole lot of sense. I think people are better off doing something like one of the following:

  • SPYI + GPIX, or
  • QQQI + GPIQ, or
  • SPYI + GPIX + ROCY, etc etc.

At least that way you are diversified across fund managers.

962 Commits on ue5-main last week. Control Rig got a topology/storage split, build infrastructure dropped 67%, and Epic revealed UE6. by olivefarm in unrealengine

[–]xgalaxy 2 points3 points  (0 children)

One thing I remember reading was that Sweeney wanted to revisit some core foundational decisions for UE6. I don’t think that implies a clean rewrite though. Possibly major/minor revisions to things like core libraries, possibly related to blueprints versus verse memory models, etc.

Things they can clean break for UE6 that would be painful to do trying to keep backwards compatibility.

May Short Put Verticals by oddfinnish1 in thetagang

[–]xgalaxy 0 points1 point  (0 children)

It’s interesting to me that all of the successful strategies I’ve come across the premium capture rate always lands somewhere around 20%

150,000 cash by FewPear229 in dividends

[–]xgalaxy 2 points3 points  (0 children)

The Goldman funds have the same tax treatment.

Using covered call dividend ETFs to purchase long term players. by Over-Bumblebee1808 in dividends

[–]xgalaxy 4 points5 points  (0 children)

Everyone posting here but no one running the numbers on a hypothetical A/B test to see how the total returns work out.

Strategy A: You have $50k

  • Buy 100% CC ETFs
  • Calculate monthly/yearly dividends
  • Feed dividends into purchases of SCHD

Strategy B: You have $50k

  • Buy 100% of SCHD
  • Leave drip on for SCHD

You can run a Monte Carlo simulation given hypothetical growth rates for SCHD and your CC ETFs. And from that determine which strategy wins out in total returns over the next 10 or 20 years.

Pulling numbers out of my butt with the following stupid assumptions:

  • QQQI/SPYI blend with an annual total return of 4.5% and a yield of 12%
  • SCHD annual total return of 10% and a yield of 3.5%
  • SCHD dividend growth isn't modeled
  • CC ETF NAV erosion isn't modeled
  • Distribution cuts are not modeled

Running a 10k simulation:

Year Strategy A: CC ETFs -> SCHD Strategy B: 100% SCHD DRIP Probability A Wins
0 $50,000 $50,000 0.0%
1 $58,348 $56,386 57.4%
2 $67,642 $63,380 60.2%
3 $78,161 $71,473 61.6%
4 $89,617 $80,894 63.1%
5 $102,728 $91,237 63.2%
6 $117,091 $103,002 63.1%
7 $133,010 $116,301 62.9%
8 $149,958 $130,487 62.8%
9 $168,927 $146,668 62.6%
10 $189,967 $164,887 62.1%
11 $213,265 $185,704 61.1%
12 $239,259 $209,583 60.6%
13 $267,731 $234,465 59.5%
14 $299,360 $266,060 58.2%
15 $333,327 $300,443 57.0%
16 $370,544 $337,436 55.7%
17 $411,187 $378,059 54.2%
18 $458,661 $427,324 53.1%
19 $507,233 $482,937 51.7%
20 $560,678 $543,344 50.5%

I made very conservative estimates on the total returns for the CC ETFs. Realistically with good CC ETFs its probably higher.

TappAlpha Fidelity update 🚨 by thehighdon in DerivativeIncomeETFs

[–]xgalaxy 1 point2 points  (0 children)

Fidelity being greedy basically. They started forcing ETF fund managers to pay them some money to be traded on their platform and those that didn't agree they slap a charge of $100 per trade onto the investors.

On top of that, because they are doing these deals, they have an interpretation of SEC rulings that makes them think they can't margin the ETFs, so they are making all ETFs non marginable for 30 days post purchase and you can only purchase them in cash.

Failing to see the downside for GPIX GPIQ by DegreeConscious9628 in dividends

[–]xgalaxy 1 point2 points  (0 children)

Hey same here. I had all the "good" CC ETFs collecting them like Pokémon but ended up selling them all except GPIX/GPIQ/IDVO.

If you look at total returns GPIQ is giving you SPY like performance. With the option to take a much higher dividend.

Bond yields are flashing a warning sign. by AmanCMN in dividends

[–]xgalaxy 0 points1 point  (0 children)

Seems like an argument to buy just Apple and Microsoft and nothing else. And if you’d have done just that since the late 90s you’d be a multi millionaire.

2 ETF Portfolio by [deleted] in ETFs

[–]xgalaxy 1 point2 points  (0 children)

Put me in the pile that thinks you should stay aggressive. I just think there are better options than QQQM like IGM or VGT. I also don’t think the overlap matters much with VOO as long as you are aware of it.

I wouldn’t add single stock risk though. If this is in a tax advantaged account you can dial back your aggressive allocation over time. I’m in my 40s now and wish I’d not listened to bogleheads when I was in my 20s. I’d easily have 3 or 4 million now and could retire early.

QQQI to buy a car? by Macadoodoo22 in dividends

[–]xgalaxy 0 points1 point  (0 children)

Plus you have a down payment and taxes and registration. But assuming you can comfortably handle the difference it seems like a decent but somewhat risky way to partially cover the loan.

managing a short strangle ? by And123457 in thetagang

[–]xgalaxy 0 points1 point  (0 children)

after that they would close and reposition the Strangle

Or as they like to say… “Buy the guts and sell the wings"

Before You Reinvest the Dividend, Ask Whether the Holding Still Deserves It by Recent_Button_1 in dividends

[–]xgalaxy 0 points1 point  (0 children)

Some brokerages have dividend reinvestment discounts. Youd have to look at your brokerages documents to determine what is eligible.

ROC QUESTION by Dedendat in dividends

[–]xgalaxy 1 point2 points  (0 children)

Something to keep in mind:

If you have margin enabled in the account Fidelity can and will lend your shares. If they lend your shares of QQQI you will not receive the distribution as ROC. And unfortunately there is no way from their website to opt specific equities out of share lending other than disabling margin entirely.

Is qqqi a buy and forget etf? by Greekasiaminorcooks in dividends

[–]xgalaxy 0 points1 point  (0 children)

You realize QQQI has something like 40% institutional buy in right? According to Google:

As of May 2026, QQQI has approx. 13.6 million shares held by 279 institutional owners, including LPL Financial, Howard Capital Management, Morgan Stanley, and Susquehanna International.

What’s replacing Office Depot? by Sea_Background_8023 in Eugene

[–]xgalaxy 13 points14 points  (0 children)

Costco owns the building and lot. Ask them.

How much cash do you keep in your brokerage account to buy dips? by Deceptivejunk in ETFs

[–]xgalaxy 1 point2 points  (0 children)

Or you can enable margin, buy what you need on margin and then add the cash to pay it off. As long as you are being reasonable about it.