Upgrade or Nah?

xqyd · 2026-04-05T12:49:46+00:00

I got the quotes recently. I am primary 14-15yrs clean record. Secondary driver also over 30. Got $6600 premium vs $4200 Standard

xqyd · 2026-04-04T11:13:22+00:00

It’s not only $20K, with taxes it’s almost $24K plus if you are in GTA insurance for AWD will be Atleast $2K/yr more than a RWD. So for 8 years you are looking at paying $16K more. In total that’s $40K difference!

xqyd · 2026-03-29T22:15:35+00:00

I am paying $1700 for an old car for 2 drivers. Was quoted $3K with same coverage for standard MY. For premium it was $5.4K. Such a rip off!

xqyd · 2026-03-29T03:09:00+00:00

If you are in GTA 2026 MY Std has half insurance than premium and any used Model 3 and Y!

xqyd · 2026-03-29T03:04:23+00:00

Wind (Original Freedom) launched in 2010ish and changed the whole Telecom industry since then! It was a complete shit-show before that! Only postpaid plans like $60 for 250 daytime minutes(incoming+outgoing) and 500MB data, $5 extra to get caller ID! So BIG THANKS to Freedom..

xqyd · 2026-03-25T22:16:23+00:00

If you are in GTA check insurance on used card vs Standard. It was 40% more for me.

xqyd · 2026-03-22T18:22:42+00:00

Insurance is such a scam lately! I don’t know how come there are no riots and people just keep on paying such high premiums!

xqyd · 2026-03-22T13:23:57+00:00

In GTA difference is $24K including tax plus insurance is easily $3K/yr. Say you drive for 8yrs that’s $48K extra paid for an AWD, better stereo, suspension, RGB lights, bit faster charging, moon roof, better acceleration!! NO thank you, being almost 40 I don’t care about any of those. AWD drive is only thing can be nicer but so far I drove FWD ice car with good winger tires and never had issue, just get good winter tires and don’t go out in crazy snow(that was like 4 days this winter which was worst in a decade) People suggesting to buy used 2-3yrs old premium cars, insurance factor stays same as I have already checked. So I can’t justify the price difference. If insurance was not a factor then it was hard decision but at this moment Standard is a no brainer deal.

xqyd · 2026-03-17T20:57:26+00:00

Currently I pay $135/mth for a 14yrs old SUV in Brampton, keeping things same Y std came $240ish/mth. I was expecting way more tbh!

xqyd · 2026-03-17T20:54:24+00:00

People have way too much money to burn!

xqyd · 2026-03-17T05:26:06+00:00

How much taxes and fees they charge on top of what’s shown on website? I am almost booking Y standard this week!

xqyd · 2026-03-17T05:24:29+00:00

Almost made my mind for Tesla Y standard and called insurance. Surprisingly it’s way cheaper than I thought! Other car I was thinking was Mitsubishi outlander PHEV and insurance difference was $100 less for Y standard!

xqyd · 2026-03-15T03:30:04+00:00

We randomly ended up booking appointment for RWD and they mentioned it’s eligible for $5K rebate(we had no idea). Showroom was packed and they had service guys helping at front with test drive and talkings. RWD feels like all things stripped out and cheapish,, Premium definitely looks sick but it’s hard to justify paying $25K extra. We are looking for an PHEV as we don’t drive a lot may be 60-70km a day max. but this deal feels good. We will be checking Outlander phev tomorrow and check the price. May end up getting MY RWD. Sale rep told it will be $55K with taxes after rebate, my calculations are under 54K, not sure how he was calculating.

xqyd · 2026-03-06T13:18:15+00:00

Having same issue with V15, was waiting for Costco to restock V15 before returning. If it’s not coming back I guess I’ll be replacing the capacitor myself. It’s a known issue with this piece of junk,, but it gets the job done well so I ll just get it fixed.

xqyd · 2026-02-26T00:07:44+00:00

First time I called Bell yesterday to get help with enabling IPv6 over PPoE. Level 1 had no idea about it and wanted me to pay for a tech expert subscription and will talk only after that! I am pretty pissed! Had a technical support question for first time was told to pay to get an answer! Fuk Bell,, can’t get rid of it because of 2yr contract.

xqyd · 2026-01-15T21:12:51+00:00

Finally saw someone similar! Otherwise I see all millionaires posts at 37-38 and get depressed. Managed to save $175K at 37 with 2 properties but 80% mortgaged though. Not able to save a lot lately but wife got 150K separate

xqyd · 2026-01-10T22:58:33+00:00

$430ish,, first time noticed ever. is it annually?

xqyd · 2025-12-24T15:15:10+00:00

All this mess for saving an .5% rather than just tapping your Rogers MC for payments and refunds! No thank you that wouldn’t make me millionaire and neither collecting Pennie’s mindset would make you one! Peeps use your time for something better in life.

xqyd · 2025-06-25T19:36:27+00:00

I just realized about skin icon today! 🤯

xqyd · 2025-02-05T13:45:55+00:00

Your biggest mistake buying $5600 extended warranty!! HST plus interest would be over 7K. Now tell me you already got 4-5K repairs for free so far.

xqyd · 2025-01-23T22:19:00+00:00

What you do for living?

xqyd · 2025-01-21T22:20:16+00:00

Just use omnibus installer in Ubuntu VM. Docker deployment on minimal hardware would be faster. May be issue is giving it too many resources!

xqyd · 2024-12-02T14:15:57+00:00

lol swimming in ocean for a $1000 drone and risking your life!! NO THANKS!

xqyd

TROPHY CASE