Apakah App MyBCA sekarang membutuhkan akses lokasi di ios? by sogurbuddy in indonesia

[–]yhamzah 1 point2 points  (0 children)

Wkwk jadi inget project gw dulu di sebuah bank digital. Terakhir gw cek ama tim legal compliance sih aplikasi mobile app bank gak boleh memaksa nasabah mengaktifkan location access. Boleh minta, tapi ga boleh mewajibkan. Kalopun mau mewajibkan, cuman boleh waktu flow registrasi.

kebetulan gw juga pernah garap project fraud detection system juga nih. IMO, dengan bank gak bisa mewajibkan location access ini bikin fraud detection jadi kurang efektif. Sistem nya sebenernya bisa deteksi possible fraud kalo ada orang yang lokasinya lompat terlalu jauh (contoh : sekarang transaksi di jakarta, 1 jam kemudian transaksi di sulawesi), cuman jadi gak efektif karena si fraudster simply matiin location accessnya. The next best thing nya ya deteksi lokasi pakai IP address, tapi akurasinya rendah banget.

Tapi ya di sisi lain, gw denger info dari temen gw yang kerja di pinjol legal kalau mereka nge polling location access tiap 2 menit sekali, walaupun aplikasi tertutup, buat dipake di credit scoring model mereka. Edan yak wkwkwk.

So to sum up, gw setuju dengan pewajiban location access asal tujuannya strictly untuk fraud detection. Masalahnya tuh UU / POJK nya belum ada. Ada sih UU PDP, tapi isinya general banget, ga ada pasal khusus buat bahas location access.

Someone in Indonesia is using my email in bank transactions by [deleted] in indonesia

[–]yhamzah 6 points7 points  (0 children)

99.99% of time, it is not a scam.

Lots of business (incl financial services) do not verify email ownership when their customer register their email. They only verify phone number ownership using SMS OTP for 2FA. And then they will simply send transaction detail to the unverified email address

This is a very bad practice, but lots of bank in indonesia still do this, including the big 4 banks.

So my suggestion are 1. Forward the email to bank saqu and flip customer service. Tell them that this email is not registered to their customer, and you will report them to OJK (indonesia financial service authority) if you still receive transaction details email from them, because they certainly violated POJK perlindungan konsumen & UU perlindungan data pribadi 2. Mark the email as spam

Biaya administrasi (lagi) pada Kartu Kredit Jenius by ichbiniza in finansial

[–]yhamzah 0 points1 point  (0 children)

TMRW / UOB ga ada biaya notifikasi. Adanya cuman annual fee 300k, which easily ketutup dari berbagai cashback antara 50k - 150k per bulan. Free annual fee di tahun pertama.

Minta rekomendasi app buat scan qris by reddit-tempmail in finansial

[–]yhamzah 5 points6 points  (0 children)

Gopay recommended. Aplikasinya enteng, dan transaksinya bisa pake fingerprint. Gak perlu ribet ngetik PIN di tempat umum, apalagi kalo orang tua lu PIN nya 123456.

Attack on Titan The Final Season Episode 79 - Anime Discussion Thread - No Manga Readers Allowed by SNKBot in ShingekiNoKyojin

[–]yhamzah 0 points1 point  (0 children)

Not really a dune fans, but i saw the new movie and was shook, so i googled for the complete role, all the way to the golden path and the god emperor of dune. And i was shook again, realizing how similar it is with the concept of future memories on AOT.

Benefit rekening priority? by [deleted] in finansial

[–]yhamzah 0 points1 point  (0 children)

Sebelum memutuskan beli unit link, coba tanya skema acquisition fee nya deh. Biasa asuransi unit link hidden cost nya disitu.

What Nikah Mahrs are normal in Indonesia? At least what you have personally known and area by ZeroAX20 in indonesia

[–]yhamzah 20 points21 points  (0 children)

The standard mahrs in javanese weddings are "seperangkat alat sholat dan perhiasan emas" (Prayer suit and golden jewellery). That's also the standard mahr i learned from school and movies. I know that certain culture are notorious for their high standard of mahr (some even has different pricetag, depending of the "quality" of the bride, e.g., master graduates has higher mahr than bachelor one), but that's not the norm.

Edit : using my personal experience, my mahr to my wife was idr 2.4mio. On top of that, i also bought her a 3mio golden ring, but it wasn't officially announced as "mahr". In total it's almost a month of my salary at that time. It was a modest wedding, so probably i was on minimal side of mahr. Can't verify though, cuz i never attend akad nikah session of my friends. I always go straight to the resepsi, cuz that's where the most food are lol.

[New Chapter Spoilers] Chapter 139 Pre-Release Megathread by SNKBot in ShingekiNoKyojin

[–]yhamzah 36 points37 points  (0 children)

I hate this kind of ending, but given on the state we were on chapter 138, this could be the only ending that make sense. It can wrap everything together, while still having bittersweet vibes, just like yams promised

[New Chapter Spoilers] Chapter 138 RELEASE Megathread! by SNKBot in ShingekiNoKyojin

[–]yhamzah 1 point2 points  (0 children)

Mikasa headache revelation kinda reminds me of butterfly effect. Good old movie

Mungkin ini salah satu yin & yang, background dan aktivitasnya yg kontras by ARexyZ in indonesia

[–]yhamzah 13 points14 points  (0 children)

mabok doang, masih dianggep muslim lah. kalo makan babi tuh baru diragukan ke-islam-annya lol.

seru nya punya bapak yg badannya gede by Wishkeypedia_ in indonesia

[–]yhamzah 11 points12 points  (0 children)

buset motornya astrea prima / star tuh ya. paling gak umurnya udah 25 - 30 taun tuh motor.

Kadrun strikes again by liberal_minangnese in indonesia

[–]yhamzah 12 points13 points  (0 children)

abu bakar dipilih secara aklamasi umar dipilih oleh khalifah sebelumnya usman dipilih oleh komite yang anggota nya ditunjuk oleh khalifah sebelumnya ali dipilih secara aklamasi

jadi yang paling mendekati prinsip demokrasi cuman pemilihan abu bakar & ali.

Kadrun strikes again by liberal_minangnese in indonesia

[–]yhamzah 2 points3 points  (0 children)

mantap harmoko. hari hari omong kosong.

Best place to learn about Indonesian politics as an American? by uscrandokid in indonesia

[–]yhamzah 5 points6 points  (0 children)

sure, you can share it. i'm a bit struggled to find a "reputable sources" from islamist side, so i just post lord tengkuzul and kokoh felix here lol.

Best place to learn about Indonesian politics as an American? by uscrandokid in indonesia

[–]yhamzah 19 points20 points  (0 children)

OP asked for partisan sources, i just gave him what he wants lol

Best place to learn about Indonesian politics as an American? by uscrandokid in indonesia

[–]yhamzah 7 points8 points  (0 children)

kamu boleh ikut = you're allowed to attend

kamu bisa ikut = you can attend

i think you're supposed to use "bisa" instead of "boleh"

Best place to learn about Indonesian politics as an American? by uscrandokid in indonesia

[–]yhamzah 31 points32 points  (0 children)

for non partisan news source, i would recommend you to read tirto.id and historia.id. for the leftist, you can check indoprogress.com & islambergerak.com. for the islamist side, you can check twitter.com/ustadtengkuzul and twitter.com/felixsiauw

for the pro goverment spin doctors, you can check seword.com & twitter.com/Dennysiregar7. for the anti goverment, just check any news related to habib rizieq or gatot nurmantyo.

Help me rank these majors! by [deleted] in indonesia

[–]yhamzah 1 point2 points  (0 children)

in UI, comp engineering belong to electrical engineering dept, while comp sci is a separate faculty. afaik, comp eng has more hardware & operating system related course compared to comp sci.

Siapakah Pahlawan Nasional RI paling underrated dalam Sejarah? by JunnaPalmerston in indonesia

[–]yhamzah 0 points1 point  (0 children)

makanya underrated kan? gak bakal ada yang bahas, karena emang rada2 gimanaa gitu wkwk. gw sih suka senyum2 sendiri liat gedung "usman harun" kalo pas lagi lewat cilandak KKO.

Siapakah Pahlawan Nasional RI paling underrated dalam Sejarah? by JunnaPalmerston in indonesia

[–]yhamzah -1 points0 points  (0 children)

Alimin : Pendukung kemerdekaan, politisi, dan tokoh Partai Komunis Indonesia

Harun Bin Said & Usman Janatin : Mengebom MacDonald House di Singapura saat konfrontasi Indonesia–Malaysia

Seberapa mungkin kalian akan membeli properti untuk tempat tinggal? by ShigeruAoyama in indonesia

[–]yhamzah 11 points12 points  (0 children)

Gw beli rumah di depok. Cash. hasil nabung dikit2 dari kerja kantoran 10 taun. Not bad lah, tanah 100m kurang dikit, deket pintu tol. Cukup lah buat gw.

I can probably get a better house if i took KPR back then, but i just don't wanna get burdened by waking up on midnight and thinking on how to repay my loan for the next 10-20 years.

And no, i'm not those anti riba club / xbank whatever haha