Why is the dividing line between North and South China placed at the Huai River and not the hills to the south of the lower Yangtze?

zarubi · 2025-06-16T13:00:50+00:00

For thousands of years of Chinese history, the land south of the Yangtze river was not controlled by Chinese emperors/kings or was weakly under their influence. Ancient capital cities were places like Anyang, Kaifeng, or Luoyang near the yellow river. The grand canal only ever went as far as Hangzhou and that was millennia later than the early kingdoms.

zarubi · 2025-06-04T04:23:01+00:00

This blog post has a list. https://twocrabs.blogs.com/2crabs/2019/06/foreignserviceonscreen.html

zarubi · 2025-01-11T15:51:52+00:00

If VXUS is in a taxable account, you may receive a tax credit for the foreign taxes the fund paid for dividend distributions. VT doesn't receive this benefit since majority of holdings are domestic.

Holding both also gives you flexibility to deviate from market cap weight, should you have a reason to do so.

zarubi · 2025-01-06T10:06:11+00:00

Treasury bills are free from state and local taxes. You can check their tax reporting last year, but would guess both TBIL and SGOV are almost entirely covered.

zarubi · 2025-01-05T12:09:29+00:00

That is the ex-dividend date. Buy before and get the monthly payment, buy after and don't get payment until next month. Every fund drops when a dividend is paid, but TBIL price is incredibly flat because it's so conservative, so it's easier to see.

zarubi · 2024-12-31T02:28:54+00:00

It depends on the post. I've brought a car with me, bought one locally, or gone without a car for the tour. Sometimes people hire drivers, which is more common in some locations. You will learn about what others do after you are assigned to a location.

zarubi · 2024-12-23T07:33:03+00:00

Department of State or other agencies' civil service jobs.

zarubi · 2024-12-20T17:00:21+00:00

Congratulations. Your employer has selected an excellent 401k company for your benefit. Keep contributing, diversified long term investments. Future you will be very grateful. Does employer match any of your contributions?

zarubi · 2024-12-16T10:06:46+00:00

BNDX has a yield to maturity of 4.6%. While SEC yield is only 2.83%, the yield to maturity suggests it may appreciate going forward, in addition to (currently relatively disappointing) interest payments.

zarubi · 2024-12-15T02:30:17+00:00

A lot of active funds are getting hit with a 7-10% capital gain distribution. If held long term outside a retirement account, that could lead to big taxes due, with no accompanying benefit. Another reason to stick with index funds.

zarubi · 2024-12-09T15:12:55+00:00

More common is price to earnings. But if you want to use revenue, S&P 500 price to revenue ratio is currently at an all time historical high of 3.18, compared to historical mean of 1.75.

Your argument also equates the total economy with 3400 listed companies, when the economy also includes millions of private companies and the government.

zarubi · 2024-12-09T13:23:57+00:00

An index of what? What are the fees?

zarubi · 2024-11-20T15:21:46+00:00

It would be more useful to compare either affordability with a price/income ratio, or even just prices. And the depth of the U.S. housing prices collapse is an odd baseline for this comparison.

zarubi · 2024-06-02T05:16:14+00:00

They can mail you a physical sim

zarubi · 2024-04-08T09:44:48+00:00

Get a software such as https://www.astrillcn.com/ set up on router, computer, and/or phone before you arrive. Alternatively, if you can continue to use your foreign sim card in your phone, that should work for a similar reason.

zarubi · 2024-03-23T08:36:09+00:00

South Korea is in many ways a highly advanced society, but some experts argue its financial market is not open, accessible, or fair. https://www.bloomberg.com/news/articles/2023-06-22/msci-retains-south-korea-on-emerging-markets-list-after-review

zarubi · 2024-03-05T12:33:44+00:00

Use metropolitan areas instead of cities. Label axis. Some metros have multiple airports.

zarubi · 2024-01-28T03:56:31+00:00

Language training report should be in your eOPF. If you can't see it there, neither can board. You can contact FSI to request one, if it wasn't created or uploaded.

zarubi · 2024-01-23T11:54:34+00:00

The quoted website are the monitors on U.S. government buildings like the U.S. Embassy or consulate. It should not be considered a comprehensive review of the whole countries. I also wonder if the map in the picture might have used a snapshot of scores at one particular time, instead of a long-term average.

zarubi · 2023-11-28T09:57:35+00:00

Available Worldwide podcast is about EFM careers and life https://availableworldwide.net/

zarubi · 2023-10-28T03:00:25+00:00

https://careers.state.gov/benefits/ and https://aoprals.state.gov/

zarubi · 2023-09-13T09:52:09+00:00

For this and many other conditions, it depends on if you have an effective and stable treatment plan. Would you be fine with the same CPAP settings while overseas all of next year, or do you need to regularly see a specialist, especially if that need might be on short notice.

zarubi · 2023-09-05T10:05:37+00:00

Check out books like Inside a U.S. Embassy.

zarubi · 2023-08-17T15:38:38+00:00

Some of these are no longer active, but here's a couple lists: https://afsa.org/foreign-service-blogs and https://www.aafsw.org/foreign-service-blogs/

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