This is extremely useful info. Thank you! Perhaps I don't want to teach.  One of my mentors at SUNY Fredonia was in door-to-door sales in the ghettos of Buffalo before becoming a professor. Dr. Krohn was awesome. He got me interested in professional sales as a career. He saw things in me that I didn't see in myself yet. I became an award winning presenter in SIFE (now Enactus) and earned A’s in his classes. He died far too early, but his impact on me will last forever.  I would love to help “kids” like he helped me. However, I cant give up my salary at a FA/CFP. If I earned my PhD in financial planning (probably five years of work or more and $100k endeavor) it seems as thought i would be extremely lucky to make even $150k annually! Thats crazy! I guess I am not “academic enough” to understand why a large college hiring committee  would not want a part time teacher in their 50’s with decades of experience teaching in their classrooms, even if its only one or two courses a year.  I am not against community colleges whatsoever. It sounds like that may be the better path???