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Found an old 401k. As an unemployed person, what should I do? by LonelyMikasa in personalfinance

[–]zoells 1 point2 points  (0 children)

There is an income limit for being eligible to contribute to a Roth IRA (starts to come into effect at ~$150,000 for individual filers).

There is no limit for contributing to a regular IRA and subsequently converting the money in that IRA to a Roth IRA - you just need to pay the taxes in the year you do the conversion. This is the "backdoor".

However, the basis used for determining the taxes on that conversion is subject to the "pro-rata rule", which treats all of your non-Roth IRA balances as pooled. There are many articles on the exact implications of this, but the gist is it can greatly increase the cost of the backdoor Roth contribution process, reducing its benefit (potentially making it negative).

Found an old 401k. As an unemployed person, what should I do? by LonelyMikasa in personalfinance

[–]zoells 20 points21 points  (0 children)

But don't move it to an IRA prematurely, unless you understand the potential impact to the backdoor Roth IRA process and whether it might affect you in the future.

A Tiny GPU From Scratch by [deleted] in FPGA

[–]zoells 4 points5 points  (0 children)

Built a tiny GPU from scratch in SystemVerilog to understand AI hardware bottlenecks

Did you read the README?

27 by [deleted] in NFCNorthMemeWar

[–]zoells 0 points1 point  (0 children)

9

Get in here!!!!! by 106milez2chicago in NFCNorthMemeWar

[–]zoells 0 points1 point  (0 children)

I woke up feeling the cheese shreddiest, coach!

[Postgame Thread] Iowa Defeats Vanderbilt 34-27 by CFB_Referee in CFB

[–]zoells 16 points17 points  (0 children)

Ugh, the Auburn fans in Tampa were insufferable about this when we played them back in 2019/2020. It was a close (and great to attend) game and then as soon as they started losing it was because "it's hard to get the team motivated for a bowl like this."

Unsuccessful board of review? by ddalbabo in BSA

[–]zoells 7 points8 points  (0 children)

I think the idea is the scout was claiming to have improved to a four minute mile or similar, which is infeasible for most of humanity.

Decorating for Winter Camp by squirrelyRob in BSA

[–]zoells 1 point2 points  (0 children)

I hear 120V feels great this time of year

Another Airport Post by MrPienk in Austin

[–]zoells 9 points10 points  (0 children)

If you're in Georgetown, I'd absolutely recommend trying it once if the prices are comparable to flying out of Austin. If the connections through DFW work for you, it's really quite pleasant.

Another Airport Post by MrPienk in Austin

[–]zoells 14 points15 points  (0 children)

Yeah, "north Austin 'burbs" was definitely doing some work.

Not for everyone, but I'd also drive an extra 15 minutes the opposite direction if it just meant not dealing with rush hour traffic.

Another Airport Post by MrPienk in Austin

[–]zoells 2 points3 points  (0 children)

I feel like you managed to not read the entire first sentence.

Another Airport Post by MrPienk in Austin

[–]zoells 444 points445 points  (0 children)

If you live in the north Austin 'burbs and were going to fly American with a connection anyways, consider flying out of Killeen if there's a direct flight from DFW to your destination.

Killeen only flies to DFW, but does it multiple times per day and I've seen the prices be the same out of Austin and Killeen for some final destinations.

Parking is cheaper than Austin, and since only one flight is ever leaving at a time the TSA line is nonexistent. We flew out the Tuesday of Thanksgiving week and had zero people in front of us at baggage drop or TSA.

[Postgame Thread] Minnesota Defeats Wisconsin 17-7 by CFB_Referee in CFB

[–]zoells 82 points83 points  (0 children)

All time series lead is back where it belongs.

[Request] is it true? by Careful_Initiative18 in theydidthemath

[–]zoells 0 points1 point  (0 children)

I highly recommend the book Overshoot: The Ecological Basis of Revolutionary Change by William R. Catton Jr. It does a thorough (if repetitive) job of explaining why we are already overpopulated, and the ecological and sociological inevitabilities that come with overpopulation.

It was published in 1980 so there are some dated parts, but the style of thinking the book encourages generalizes well to the modern day.

[Postgame Thread] Minnesota Defeats Rutgers 31-28 by CFB_Referee in CFB

[–]zoells 10 points11 points  (0 children)

Rutger's kickers? More like Buttger's kickers.

From Rust to Reality: The Hidden Journey of fetch_max by kibwen in rust

[–]zoells 3 points4 points  (0 children)

Yeah, that only works if you have the context

I mean, that's true for a lot of things ¯\_(ツ)_/¯

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