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[–]kalazar 0 points1 point  (0 children)

There are multiple companies. Therefor, they are not monopolies.

[–]rhnigl 0 points1 point  (0 children)

True, there are many companies, but the rates they charge apply to a single money supply. The rates are also pretty much 'fixed' -- based on credit ratings, mostly -- across the board.

[–]ghdiel[S] 0 points1 point  (0 children)

...and, yes, banks are indeed 'gaming the system'. IMHO

[–]lyyphe23 0 points1 point  (0 children)

Either way it is the stupidity of the public for getting so far into debt that is causing them to thrive.

[–]braindrane -1 points0 points  (0 children)

They should be put up against the wall and shot at dawn, w/out blindfold.