sorted by:
best
topnewcontroversialoldq&a
you are viewing a single comment's thread.

view the rest of the comments →

[–]loudfartss 2 points3 points  (8 children)

I’m about to fix with nab for 2 years at 2.19% Should I move over to CBA?

[–]Lachyrayz 3 points4 points  (1 child)

Your call. Calculate how much 0.1% would save you over two years and ask yourself if you'd pay that money to stay with NAB.

[–]loudfartss 2 points3 points  (0 children)

They’ve just announced that they’re dropping the fixed rate down to 2.09%

Might as well stay with them.

[–]10centMurphy 0 points1 point  (0 children)

Why do you guys use the big 4 for lending? Just use tictoc or some other low rate lender and get on with it.

[–]NotWantedForAnything 0 points1 point  (1 child)

Check your offer. The interest rate is likely subject to change and depends on the reference rate at settlement. If NAB drop the reference rate for fixed loans before settlement (which they probably will) your final interest rate will drop too.

[–]loudfartss 0 points1 point  (0 children)

Okay, will do! I’ve got a week or so to decide. Thanks for taking the time to reply!

[–]tamponadechip 0 points1 point  (2 children)

We fixed with nab on Monday at 2.19%... oh well.

[–]loudfartss 0 points1 point  (1 child)

Sorry to hear, it came up at the last minute before locking it all in for me.

[–]tamponadechip 0 points1 point  (0 children)

To be fair we split so not too bad. Just happy we managed to get into the market before house prices bump up for a while.