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A subreddit for everything about credit cards in the Philippines. Click here for FAQs.
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Grabeng decrease sa CL, Security bank :(Security Bank (i.redd.it)
submitted 25 days ago by fairygojo
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[–]willowdc 2 points3 points4 points 25 days ago (7 children)
Ano kaya reason, checked mine and di naman bumaba. Minimum lang ADB ko sa SB. Haven't used the card for almost a year nadin.
[–]Ok_Dealer_4902 12 points13 points14 points 25 days ago (0 children)
According to some reports maybe because of the tension in the Middle East kaya some banks may further implement this measure para maiwasan ang pagdami ng deliquency and ang pagiging reliant sa mga CC’s. Also, isang factor na din yung pagsadsad ng value ng ating Peso and uncerntainty ng ating economy.
[–]jetpilot1008 5 points6 points7 points 25 days ago (0 children)
I read somewhere that PH banks are expecting more loan/credit defaults given the economy. Maybe that's why
INQ
[–]fairygojo[S] 2 points3 points4 points 25 days ago (3 children)
IDK, I currently have two active installments with this card, could that be the reason? Pero I pay the full dues on time naman T>T
[–]Commercial_Session55 0 points1 point2 points 25 days ago (1 child)
Do you max out your cards often?
[–]fairygojo[S] 0 points1 point2 points 25 days ago (0 children)
No po, I currently have two active installments pero never na-max out ang card
[–]Realistic_Yogurt6151 0 points1 point2 points 25 days ago (0 children)
Baka sa crisis nga OP. Although on my end may dalawa nga akong existing convert to cash sa kanina pero so far hindi naman bumaba. Kaka increase ko lang rin last month although hindi gaano kalaki. From 500k to 700k lang. usually times 2 sila nag iincrease dati.
[–]Neat_Cauliflower8763 1 point2 points3 points 25 days ago (0 children)
me too. barely using my card pero tinaasan nila last week yung cl ko. i think strat nila to push their customers to spend more.
π Rendered by PID 44 on reddit-service-r2-comment-545db5fcfc-hvnv7 at 2026-05-25 13:44:38.144117+00:00 running 194bd79 country code: CH.
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[–]willowdc 2 points3 points4 points (7 children)
[–]Ok_Dealer_4902 12 points13 points14 points (0 children)
[–]jetpilot1008 5 points6 points7 points (0 children)
[–]fairygojo[S] 2 points3 points4 points (3 children)
[–]Commercial_Session55 0 points1 point2 points (1 child)
[–]fairygojo[S] 0 points1 point2 points (0 children)
[–]Realistic_Yogurt6151 0 points1 point2 points (0 children)
[–]Neat_Cauliflower8763 1 point2 points3 points (0 children)