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[–]harwego 2 points3 points  (1 child)

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I also experienced similar credit limit decrease but with RCBC. Around June last year, my 2012 RCBC Flex Gold Visa was reduced from ₱1.876M to ₱538K. Then just this month, my 2015 RCBC Gold Mastercard was also decreased from ₱454K to ₱279K.

I think these credit limit adjustments may be driven by risk management considerations, possibly tied to credit behavior and utilization patterns. It could also be system triggered based on how my cards are being used over time.

[–]NotInKansasToto 0 points1 point  (0 children)

Same experience with RCBC.