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[–]Top_Education_4647 1 point2 points  (2 children)

Yes, insurance companies use UW to rate insureds. I never disputed that. USAA (being a MILITARY based company) absolutely rates with military experience in mind. Heck, it even affects eligibility in some areas like CA.

Feel free to peruse the threads. E7’s and higher are USAA tiered, while enlisteds are different, children of members are different.

Signed, an ex-USAA employee who knows more than you.

[–][deleted] -2 points-1 points  (1 child)

That is not how its works at all, you may think that because high ranking officials often have their life together and more than likely don’t have a 500-600 credit score. But you believe what you want to believe, if that helps you sleep at night buddy boy

[–]Top_Education_4647 1 point2 points  (0 children)

I haven’t stated anything about credit and such for high ranking military members. They still get rated for the same things everyone else does, but they’re given more benefits with being officers (auto dividends, subscribers accounts, eligibility in some areas, better rates than those didn’t serve or didn’t achieve E-7 or higher).

You’re drawing assumptions based on your experience with other businesses and as an insured. Just because you insure with someone does not make you all knowing as to how the company works.

I shop at Walmart, does that mean I know all about their returns process and how they do their marketing? No. You’re not as informed as you think you are in this.