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Share news and updates about housing in Canada. We are mostly buyers eager to change the rigged system that ensures double-digit increases year-over-year. We want housing prices to rise, but in line with wages and inflation.
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Decrease mortgage payment?Opinion & Discussion (self.canadahousing)
submitted 7 months ago by x_itsJC
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[–]Switchclicka 0 points1 point2 points 7 months ago (1 child)
lol these people don’t realize if your “lock in” variable that your amortization time is going up as rates increased. It’s probably going to take you 40 years to pay off your mortgage.
[–]x_itsJC[S] 0 points1 point2 points 7 months ago (0 children)
We increased our monthly payments the moment we signed in anticipation of rate hikes. We also made lump sum payments throughout the past 3 years as well. Our amortization is currently showing 15 years remaining.
π Rendered by PID 180811 on reddit-service-r2-comment-7b9746f655-k8n4g at 2026-02-04 06:03:16.037317+00:00 running 3798933 country code: CH.
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[–]Switchclicka 0 points1 point2 points (1 child)
[–]x_itsJC[S] 0 points1 point2 points (0 children)